Financials
- Financial year
- 2025
- Total assets
- €317,475
- Profit
- €20,592
- Solvency
- 6.8%
The Circle Consultancy
ActiveSummary
The Circle Consultancy has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,592 and a net result of €20,592. Its solvency ranks better than 12% of 21,036 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Computer programming
NACE 62100
1 site
Size
€317,475total assets 2025
- Equity
- €21,592
- Profit
- €20,592
Turnover not published (micro format)
Structure
Accounts 32 days early
Why 84raises riskFounded in 2025Liquidity: current ratio 1.07, cash €11,936lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €317,475Show the evidence
Checked score
Score 2025
84
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 13% of its sector peers (NACE 62, micro)
Financial strength
Weak
Solvency
32
equity 6.8% of total assets
Liquidity
5
short-term debt 92.9% · cash 3.8%
Profitability
54
return on assets 6.5%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.07, below the usual 1.5; short-term debt: 92.9% and cash: 3.8% of total assets), and 93.2% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 14% on solvency, 3% on liquidity and 22% on profitability.
The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 21036 sector peers (2025).
NBB · sector comparisonPosition among 21036 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
32 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Computer programmingNACE 62100
- Founded
- 22-08-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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