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THE BEAR COMPANY

Active
Private limited companyfounded 2003active for 22 yearsKasteleinsstraat 2A, 9150 Kruibeke, BelgiumKBO/BCE: BE 0861.993.864
Summary

THE BEAR COMPANY has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €526,382 and a net result of -€26,278. Equity has been stable since 2018 (±0.3% per year). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 03-12-2003 Normal situation
Activity
“Aankoop,verkoop,en verhuur van onroerend goed,voor eigen rekening beheren en exploiteren van onroerend goed (onder…” (deed in Dutch)From the articles, 15 activitiesNo NACE code in the KBO yet
Establishment unit
2.135.191.813 2000 Antwerpen, since 06-02-2004
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Last known board

Financial position

88 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€23,974
▼ 82.9%
Turnover
≈ €180,000
estimated
Loss
€26,278
Equity
€526,382
▼ 4.8%
Total assets
€1.2m
▼ 10.3%
  • €14,824 of overdue tax debts on 31-12-2025
  • 2025 accounts filed 54 days after the deadline
Score breakdownraises riskLast filed accounts filed 54 days late; 1 of the last 3 accounts lateLoss of €26,278 (financial year 2025)lowers riskSize: total assets €1.2mFounded in 2003Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 33% of micro companies without a NACE code
Financial strength · tick: 2024
Average
Solvency 70+3
equity 44.5% of total assets
Liquidity 33-10
short-term debt 48.6% · cash 5.9%
Profitability 66=
return on assets -2.2%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.4%▲ +0.1 percentage points vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.7%▲ +0.3 percentage points vs 07-2025highest value 09-2025: 0.1%▼ -0.6 percentage points vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025lowest value 11-2025: 0.1%● unchanged vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.2%▲ +0.1 percentage points vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026 09-2026: 0.5%▲ +0.1 percentage points vs 08-2026 10-2026: 0.2%▼ -0.3 percentage points vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.04 (1.09 in 2024), below the usual 1.5. Short-term debt is 48.6% and cash 5.9% of total assets. 55.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 41% of them on solvency, 18% on liquidity, 43% on profitability and 31% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Size: total assets €1.2m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 54 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Loss of €26,278 (financial year 2025)
NBB · annual accounts
lowers risk · Founded in 2003
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 54 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
54 days late
2024
27 days late
2023
56 days early
2022
60 days late
2021
18 days late
2020
2 days late
2019
77 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 26 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (4 of the last 5 accounts filed within 33 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €41,349 in 2024 -€26,278 View

Recent changes

  1. · Gazette deed Resignation: REYNDERS Michel (director)Appointment: REYNDERS Michel (director)
  2. · Gazette deed Incorporation
All 15 events

Key facts about THE BEAR COMPANY

What is the company number of THE BEAR COMPANY?
The company number of THE BEAR COMPANY is 0861.993.864. The VAT number is the same number with BE in front: BE 0861.993.864.
Where is THE BEAR COMPANY based?
The registered office is at Kasteleinsstraat 2A, 9150 Kruibeke.Company details
What is the legal form of THE BEAR COMPANY?
The legal form of THE BEAR COMPANY is Private limited company (BV).
When was THE BEAR COMPANY founded?
THE BEAR COMPANY was founded on 03-12-2003.
Is THE BEAR COMPANY still active?
Yes, THE BEAR COMPANY is an active enterprise in the KBO register.
What is the turnover of THE BEAR COMPANY?
The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €23,974 and 6,319 comparable companies of the same size. It probably lies between €84,000 and €440,000. It is a rough estimate. In financial year 2024 turnover was €196,972.Financials
Is THE BEAR COMPANY profitable?
In financial year 2025, THE BEAR COMPANY made a loss of €26,278.
Where can I find the annual accounts of THE BEAR COMPANY?
THE BEAR COMPANY filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of THE BEAR COMPANY due?
THE BEAR COMPANY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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