The A-Team
ActiveThe computed 12-month bankruptcy probability of The A-Team is 2.0% (moderate). The 2025 annual accounts show equity of €111k and a net result of €15k. Equity is shrinking by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 17% of 27446 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability69▲+69
Solvency9▲+1
Growth32=
Stability94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.43 against 0.26 in 2024), and 86.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.6%
Return on assets
1.9%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 27446 sector peers (2025).
NBB · sector comparisonPosition among 27446 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-04-2026, 7 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
7 d early
2024
14 d early
2023
8 d early
2022
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€111k▲ 16.1%
2024 · €96k
2022: €139k
2023: €141k
2024: €96k
2022 → 2025
Total assets
€816k▼ 1.3%
2024 · €827k
2022: €944k
2023: €862k
2024: €827k
2022 → 2025
Net result
€15k
2024 · €-45k
2022: €135k
2023: €2k
2024: €-45k
2022 → 2025
Working capital
€-189k▲ 14.5%
2024 · €-221k
2022: €-143k
2023: €-136k
2024: €-221k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€139k-€141k▲ 1.6%€96k▼ 31.9%€111k▲ 16.1%
Operating result€140k-€18k▼ 87.4%€-28k€25k
Net result€135k-€2k▼ 98.4%€-45k€15k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €25k after a loss of €28k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €816k
Fixed assets
€676k▼ 9.9%
Current assets
€140k▲ 81.8%
Equity and liabilities €816k
Equity
€111k▲ 16.1%
Debt
€705k▼ 3.6%
The debt ratio falls from 88.4% to 86.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€106k▲
2024 · €51k
Cash flow
€96k▲
2024 · €35k
Solvency
13.6%▲
2024 · 11.6%
Current ratio
0.43▲
2024 · 0.26
Quick ratio
0.29▲
2024 · 0.15
Debt / equity
6.33▼
2024 · 7.62
ROE
13.9%▲
2024 · -46.9%
ROA
1.9%▲
2024 · -5.4%
Interest coverage
10.68▲
2024 · 3.01
Debt
€705k▼
2024 · €731k
Debt ≤ 1 year
€329k▲
2024 · €298k
Debt > 1 year
€376k▼
2024 · €433k
Income taxes
€441▲
2024 · €330
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€827k€816k▼
Fixed assets21/28€750k€676k▼
Intangible fixed assets21€46k€37k▼
Tangible fixed assets22/27€704k€639k▼
Land and buildings22€458k€436k▼
Plant, machinery and equipment23€27k€15k▼
Furniture and vehicles24€52k€43k▼
Leasing and similar rights25€167k€144k▼
Other tangible fixed assets26€900€500▼
Current assets29/58€77k€140k▲
Stocks and contracts in progress3€33k€45k▲
Stocks30/36€33k€45k▲
Amounts receivable within one year40/41€10k€78k▲
Trade receivables40€10k€70k▲
Other amounts receivable41-€8k
Cash at bank and in hand54/58€26k€10k▼
Deferred charges and accrued income490/1€7k€7k▼
Equity and liabilities
Total equity and liabilities10/49€827k€816k▼
Equity10/15€96k€111k▲
Contributions10/11€4k€4k=
Reserves13€90k€105k▲
Distributable reserves133€90k€105k▲
Profit (loss) carried forward14€2k€2k▲
Amounts payable17/49€731k€705k▼
Amounts payable after more than one year17€433k€376k▼
Financial debts170/4€433k€376k▼
Amounts payable within one year42/48€298k€329k▲
Current portion of amounts payable after more than one year42€57k€57k▲
Financial debts43€70k€70k=
Other loans439€70k€70k=
Trade debts44€10k€45k▲
Suppliers440/4€10k€45k▲
Taxes, remuneration and social security45€9k€5k▼
Taxes450/3€9k€5k▼
Other amounts payable47/48€153k€152k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€80k€81k▲
Other operating charges640/8€4k€5k▲
Gross operating margin9900€56k€111k▲
Operating profit (loss)9901€-28k€25k▲
Financial income75/76B€789€986▲
Recurring financial income75€789€986▲
Financial charges65/66B€17k€10k▼
Recurring financial charges65€17k€10k▼
Profit (loss) for the period before taxes9903€-45k€16k▲
Income taxes67/77€330€441▲
Profit (loss) for the period9904€-45k€15k▲
Profit (loss) for the period to be appropriated9905€-45k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-38k€17k▲
Profit (loss) brought forward from the previous period14P€7k€2k▼
Transfer from equity791/2€40k-
Transfer to equity691/2-€15k
To other reserves6921-€15k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
30-09
Financial
Equity above €100kEq €111k ▲16.1%
Equity rises from €96k to €111k.
16-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-45k ▼2155%
Net result drops to €-45k, the lowest in the series; recovery starts the following year.
22-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hollestraat 1119150 Beveren-Kruibeke-ZwijndrechtGround area
757 m²
Building footprint
120 m²
Volume, LiDAR
693 m³
Parcel 46013A0383/00G000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
The A-Team
since 20212.316.208.065
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46013A0383/00G000 | Flanders | 757 m² | 1 · 120 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 1,110 EUR awarded · 1,110 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 1,110 EUR | 1,110 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 19,947 companies in sector 43320 we hold annual accounts for 9,086. 7,679 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-03-2021
Fiscal year end30-09
Activities, NACEBEL
43320Joinery installation
31002Manufacture of furniture
31004Manufacture of dining room, living room, bedroom and bathroom furniture
43230Insulation installation
43291Specialised construction activities
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:anthony@t-a-t.be
Phone:+32487754168