The 3rd Floor has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €58k and a net result of €35k. Its solvency ranks better than 26% of 630 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2023, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
20 d late
2024
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€58k▲ 159%
2024 · €22k
2024: €22k
2024 → 2025
Total assets
€363k▲ 12.0%
2024 · €324k
2024: €324k
2024 → 2025
Net result
€35k▲ 83.6%
2024 · €19k
2024: €19k
2024 → 2025
Working capital
€-242k▲ 12.8%
2024 · €-278k
2024: €-278k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€22k-€58k▲ 159%
Operating result€26k-€47k▲ 83.3%
Net result€19k-€35k▲ 83.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 83% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €363k
Fixed assets
€300k=
Current assets
€63k▲ 163%
Equity and liabilities €363k
Equity
€58k▲ 159%
Debt
€305k▲ 1.2%
The debt ratio falls from 93.1% to 84.1%. Equity and debt are higher.
Key figures and ratios
Solvency
15.9%▲
2024 · 6.9%
ROE
61.4%▼
2024 · 86.5%
ROA
9.8%▲
2024 · 6.0%
Debt
€305k▲
2024 · €302k
Debt ≤ 1 year
€305k▲
2024 · €302k
Income taxes
€12k▲
2024 · €7k
Staff costs
€1k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€324k€363k▲
Fixed assets21/28€300k€300k=
Financial fixed assets28€300k€300k=
Current assets29/58€24k€63k▲
Amounts receivable within one year40/41€5k€31k▲
Trade receivables40€5k€27k▲
Other amounts receivable41€363€4k▲
Cash at bank and in hand54/58€19k€32k▲
Equity and liabilities
Total equity and liabilities10/49€324k€363k▲
Equity10/15€22k€58k▲
Contributions10/11€3k€3k=
Reserves13-€19k
Distributable reserves133-€19k
Profit (loss) carried forward14€19k€35k▲
Amounts payable17/49€302k€305k▲
Amounts payable within one year42/48€302k€305k▲
Trade debts44-€31
Suppliers440/4-€31
Taxes, remuneration and social security45€7k€24k▲
Taxes450/3€7k€24k▲
Other amounts payable47/48€295k€281k▼
Income statement
Code20242025
Remuneration, social security and pensions62€1k€1k▲
Other operating charges640/8€1k€607▼
Gross operating margin9900€28k€49k▲
Operating profit (loss)9901€26k€47k▲
Financial income75/76B€197€0▼
Recurring financial income75€197€0▼
Financial charges65/66B€55€75▲
Recurring financial charges65€55€75▲
Profit (loss) for the period before taxes9903€26k€47k▲
Income taxes67/77€7k€12k▲
Profit (loss) for the period9904€19k€35k▲
Profit (loss) for the period to be appropriated9905€19k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€55k▲
Profit (loss) brought forward from the previous period14P-€19k
Transfer to equity691/2-€19k
To other reserves6921-€19k
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 20 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 26 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Drukkerijstraat 62000 AntwerpenGround area
179 m²
Building footprint
179 m²
Volume, LiDAR
3,074 m³
Parcel 11804D0614/00D000, Flanders · tallest building 21.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
The 3rd Floor
since 20232.352.997.096
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11804D0614/00D000 | Flanders | 178 m² | 1 · 178 m² | 21.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 330 EUR awarded · 330 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 330 EUR | 330 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
PHILIPPE MOTTARD
BE 0466.029.075
Liège · Eq €58k
ADVOCATENKANTOOR DIRK DEVROE
BE 0476.505.867
Schoten · Eq €57k
L.G. & L.G.
BE 0479.361.528
Antwerpen · Eq €57k
No. 10
BE 0660.825.762
Antwerpen · Eq €56k
Flamme Advokaten
BE 0860.095.535
Gent · Eq €56k
Of 3,842 companies in sector 74111 we hold annual accounts for 1,008. 699 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-12-2023
Fiscal year end31-12
Activities, NACEBEL
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
64200Holdings
64210Activities of holding companies
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.