ThaSiLu
ActiveThe computed 12-month bankruptcy probability of ThaSiLu is 2.1% (moderate). The 2024 annual accounts show equity of €218k and a net result of €21k. Equity is growing by ~53.6% per year across the filed fiscal years. Its solvency ranks better than 78% of 26048 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability54▼-46
Solvency92▲+7
Growth78=
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 2.99 against 2.43 in 2023; short-term debt: 32.6% and cash: 15.8% of total assets), and 32.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-09-2025, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
59 d late
2023
30 d late
2022
31 d late
2021
30 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€218k▲ 10.7%
2023 · €197k
2021: €7k
2022: €90k
2023: €197k
2021 → 2024
Total assets
€323k▼ 1.7%
2023 · €328k
2021: €15k
2022: €230k
2023: €328k
2021 → 2024
Net result
€21k▼ 80.4%
2023 · €107k
2021: €4k
2022: €83k
2023: €107k
2021 → 2024
Working capital
€210k▲ 11.1%
2023 · €189k
2021: €7k
2022: €82k
2023: €189k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€7k-€90k▲ 1,258%€197k▲ 119%€218k▲ 10.7%
Operating result€4k-€113k▲ 2,419%€147k▲ 30.5%€34k▼ 76.9%
Net result€4k-€83k▲ 2,202%€107k▲ 28.5%€21k▼ 80.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 77% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €323k
Fixed assets
€8k=
Current assets
€315k▼ 1.7%
Equity and liabilities €323k
Equity
€218k▲ 10.7%
Debt
€105k▼ 20.1%
The debt ratio falls from 40.1% to 32.6%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
67.4%▲
2023 · 59.9%
Current ratio
2.99▲
2023 · 2.43
Quick ratio
0.88▲
2023 · 0.14
Debt / equity
0.48▼
2023 · 0.67
ROE
9.6%▼
2023 · 54.3%
ROA
6.5%▼
2023 · 32.5%
Debt
€105k▼
2023 · €132k
Debt ≤ 1 year
€105k▼
2023 · €132k
Income taxes
€11k▼
2023 · €39k
Staff costs
€43k▼
2023 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€328k€323k▼
Fixed assets21/28€8k€8k=
Financial fixed assets28€8k€8k=
Current assets29/58€321k€315k▼
Stocks and contracts in progress3€303k€223k▼
Stocks30/36€303k€223k▼
Amounts receivable within one year40/41€6k€40k▲
Trade receivables40€4k€6▼
Other amounts receivable41€2k€40k▲
Cash at bank and in hand54/58€9k€51k▲
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€328k€323k▼
Equity10/15€197k€218k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€194k€215k▲
Amounts payable17/49€132k€105k▼
Amounts payable within one year42/48€132k€105k▼
Trade debts44€52k€30k▼
Suppliers440/4€52k€30k▼
Advances received on contracts in progress46€1k€8k▲
Taxes, remuneration and social security45€79k€68k▼
Taxes450/3€75k€63k▼
Remuneration and social security454/9€3k€5k▲
Income statement
Code20232024
Remuneration, social security and pensions62€45k€43k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€195k€80k▼
Operating profit (loss)9901€147k€34k▼
Financial income75/76B€817€416▼
Recurring financial income75€817€416▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€146k€32k▼
Income taxes67/77€39k€11k▼
Profit (loss) for the period9904€107k€21k▼
Profit (loss) for the period to be appropriated9905€107k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€194k€215k▲
Profit (loss) brought forward from the previous period14P€87k€194k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
31-12
Financial
Equity above €200kEq €218k ▲10.7%
4 profitable years in a row build equity to €218k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2021net €107k ▲28.5%
Operating result €147k, net result €107k, both a record.
31-12
Financial
Equity above €150kEq €197k ▲119%
3 profitable years in a row build equity to €197k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Géry Everaerts 401300 WavreGround area
729 m²
Building footprint
283 m²
Volume, LiDAR
1,995 m³
2 parcels, Wallonia · tallest building 13.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ThaSiLu
since 20212.325.583.017
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25055C0502/00R002 | Wallonia | 600 m² | 1 · 53 m² | 6.8 m · 2 fl. |
| 25006D0168/00Z000 | Wallonia | 128 m² | 1 · 231 m² | 13.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Star Bike
BE 0669.752.039
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ARTHMOBILE-LOCATION
BE 0819.887.946
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DE VELO-DROOM
BE 0896.078.575
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HoA
BE 0848.337.254
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Of 1,467 companies in sector 47632 we hold annual accounts for 733. 638 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-12-2021
Fiscal year end31-12
Trade name FR
Vélo Familial
Activities, NACEBEL
47632Retail sale of bicycles
47785Retail trade
82990Other business support services
93299Other amusement and recreation activities
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.