Thapa
ActiveSummary
Thapa has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €17k and a net result of €-375. Equity is growing by ~13.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability27▼-6
Solvency100=
Growth43▼-22
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 16.79 against 17.16 in 2023; short-term debt: 5.5% and cash: 34.9% of total assets), and 6.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
93.2%
Return on assets
-2.1%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-07-2025, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
3 d early
2023
3 d early
2022
23 d late
2021
31 d late
2020
17 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€53k▼ 21.8%
2023 · €68k
2019: €62k
2020: €49k
2021: €20k
2022: €66k
2023: €68k
2019 → 2024
EBIT margin
-0.7%▼ 1.0pp
2023 · 0.3%
2019: 0.1%
2020: -0.6%
2021: -1.9%
2022: 0.0%
2023: 0.3%
2019 → 2024
Net result
€-375
2023 · €223
2019: €91
2020: €-314
2021: €-377
2022: €13
2023: €223
2019 → 2024
Working capital
€16k▼ 2.3%
2023 · €16k
2019: €3k
2020: €3k
2021: €16k
2022: €16k
2023: €16k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€49k-€20k▼ 59.0%€66k▲ 226%€68k▲ 3.0%€53k▼ 21.8%
Equity€5k-€17k▲ 236%€17k▲ 0.1%€17k▲ 1.3%€17k▼ 2.2%
Operating result€-314-€-377▼ 20.1%€13€223▲ 1,615%€-375
Net result€-314-€-377▼ 20.1%€13€223▲ 1,615%€-375
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €375 after €223 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €18k
Fixed assets
€2k ▲ 18.4%
Current assets
€17k ▼ 2.1%
Equity and liabilities €18k
Equity
€17k ▼ 2.2%
Debt
€1k ▲ 24.3%
Debt's share of the balance-sheet total rises from 5.4% to 6.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€144▼
2023 · €839
Cash flow
€144▼
2023 · €839
Current ratio
16.79▼
2023 · 17.16
Quick ratio
6.47▲
2023 · 0.00
Debt to equity
0.07▲
2023 · 0.06
ROE
-2.2%▼
2023 · 1.3%
ROA
-2.1%▼
2023 · 1.2%
Debt ≤ 1 year
€995=
2023 · €995
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 31 lines
Balance sheet
Code20232024
Assets
Total assets20/58€18k€18k▼
Fixed assets21/28€1k€2k▲
Tangible fixed assets22/27€1k€2k▲
Plant, machinery and equipment23€1k€753▼
Furniture and vehicles24-€753
Current assets29/58€17k€17k▼
Stocks and contracts in progress3€17k€10k▼
Stocks30/36€17k€10k▼
Cash at bank and in hand54/58-€6k
Deferred charges and accrued income490/1-€84
Equity and liabilities
Total equity and liabilities10/49€18k€18k▼
Equity10/15€17k€17k▼
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Profit (loss) carried forward14€-1k€-2k▼
Amounts payable17/49€995€1k▲
Amounts payable within one year42/48€995€995=
Other amounts payable47/48€995€995=
Accrued charges and deferred income492/3-€242
Income statement
Code20232024
Turnover70€68k€53k▼
Goods, raw materials, services and sundry goods60/61€67k€52k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€616€519▼
Other operating charges640/8-€300
Gross operating margin9900€839€444▼
Operating profit (loss)9901€223€-375▼
Profit (loss) for the period before taxes9903€223€-375▼
Profit (loss) for the period9904€223€-375▼
Profit (loss) for the period to be appropriated9905€223€-375▼
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€-2k▼
Profit (loss) brought forward from the previous period14P€-1k€-1k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2019net €223 ▲1615%
Operating result €223, net result €223, both a record.
31-12
Financial
Liquidity times 10current ratio 17.16
Current ratio from 1.78 to 17.16; short-term debt falls from €21k to €995.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial
Back to profitnet €13
Net result €13 after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-377
Net result drops to €-377, the lowest in the series; recovery starts the following year.
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 12 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
08-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 100 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lubbeek · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diestsesteenweg(LIN) 13210 LubbeekGround area
265 m²
Building footprint
117 m²
Volume, LiDAR
810 m³
Parcel 24063C0147/02P002, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Onze Winkel
since 20112.196.843.330
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24063C0147/02P002 | Flanders | 265 m² | 1 · 117 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLubbeek2.196.843.330
Similar companies · same sector, comparable size
HOBBY FISHING
BE 0542.696.291
Sambreville · Eq €16,958
P&S TRADING BELGIUM
BE 0822.681.942
Niel · Eq €16,993
ART XL ENCADREMENT
BE 0890.607.874
Brussel · Eq €17,000
ROYAL DREAMS
BE 0544.368.948
Vorst · Eq €16,844
WORLD TRADING PANACHE
BE 0669.882.790
Schaarbeek · Eq €17,105
Of 4,243 companies in sector 47789 we hold annual accounts for 1,019. 610 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-03-2011
Fiscal year end31-12
Activities, NACEBEL 2025
47789Other retail sale of new goods
47242Retail sale of chocolate and confectionery
47252Retail sale of beverages, general range
47260Retail trade
47279Other retail sale of food
47783Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.