TH LAW
ActiveTH LAW has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €44k. Equity is growing by ~57.5% per year across the filed fiscal years. Its solvency ranks better than 92% of 12402 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78▲+26
Stability94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 12.55 against 3.8 in 2024), and 8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92%
Return on assets
42.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
on the day
2024
29 d late
2023
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
06-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€96k▲ 86.9%
2024 · €51k
2023: €37k
2024: €51k
2023 → 2025
Total assets
€104k▲ 49.7%
2024 · €69k
2023: €57k
2024: €69k
2023 → 2025
Net result
€44k▲ 200%
2024 · €15k
2023: €35k
2024: €15k
2023 → 2025
Working capital
€96k▲ 86.9%
2024 · €51k
2023: €36k
2024: €51k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€37k-€51k▲ 39.0%€96k▲ 86.9%
Operating result€49k-€19k▼ 61.3%€56k▲ 197%
Net result€35k-€15k▼ 58.0%€44k▲ 200%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 197% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €104k
Equity
€96k▲ 86.9%
Debt
€8k▼ 54.6%
The debt ratio falls from 26.3% to 8.0%: equity grows while debt is paid down.
Key figures and ratios
Solvency
92.0%▲
2024 · 73.7%
Current ratio
12.55▲
2024 · 3.80
Quick ratio
12.55▲
2024 · 3.80
Debt / equity
0.09▼
2024 · 0.36
ROE
46.5%▲
2024 · 29.0%
ROA
42.8%▲
2024 · 21.4%
Debt
€8k▼
2024 · €18k
Debt ≤ 1 year
€8k▼
2024 · €18k
Income taxes
€12k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€69k€104k▲
Current assets
29/58€69k€104k▲
Amounts receivable within one year
40/41€681€14k▲
Cash & bank
54/58€69k€90k▲
Total equity & liabilities
10/49€69k€104k▲
Equity
10/15€51k€96k▲
Contributions / capital
10/11€2k€2k=
Reserves
13€35k€35k=
Accumulated profits (losses)
14€14k€59k▲
Amounts payable
17/49€18k€8k▼
Amounts payable within one year
42/48€18k€8k▼
Trade debts payable within one year
44€49€1k▲
Income statement
Code20242025
Gross operating margin
9900€19k€56k▲
Operating result
9901€19k€56k▲
Financial charges
65€39€41▲
Result before taxes
9903€19k€56k▲
Income taxes
67/77€4k€12k▲
Net result for the period
9904€15k€44k▲
Result to be appropriated
9905€15k€44k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €44k ▲200%
Operating result €56k, net result €44k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 12.55
Current ratio from 3.80 to 12.55; short-term debt falls from €18k to €8k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €15k ▼58%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
Razco
BE 0761.674.979
Antwerpen · Eq €96k
Advocatenkantoor Vanderhasselt Michaël
BE 0769.625.219
Halle · Eq €96k
W&W Advocaten
BE 0797.049.691
Turnhout · Eq €96k
Ségolène Regout SRL
BE 0801.283.049
Etterbeek · Eq €96k
EVPLUS
BE 0675.978.548
Westerlo · Eq €96k
Of 22,000 companies in sector 69101 we hold annual accounts for 8,980. 7,501 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-05-2023
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
69109Other legal services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-07-2026. Scores and ratios are computed by Checked and are not a credit decision.