TGroup
ActiveThe annual accounts of TGroup for fiscal year 2024 show a net loss of 98% of total assets. The 2024 annual accounts show equity of €67 and a net result of €-3k. Its solvency ranks better than 10% of 37960 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
41
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability0
Solvency27
Growth-
Track record67
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Age of the figures
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 37960 sector peers (2024).
NBB · sector comparisonPosition among 37960 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-10-2025, 70 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
70 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€67
Total assets
€3k
Net result
€-3k
Working capital
€67
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €3k
Equity
€67
Debt
€3k
Debt finances 97.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€-919
Cash flow
€-953
Interest coverage
-27.03
Debt
€3k
Debt ≤ 1 year
€3k
Ratios withheld: a balance sheet total of €3k is too small for a meaningful ratio.
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€3k
Current assets29/58€3k
Amounts receivable within one year40/41€1k
Trade receivables40€1k
Cash at bank and in hand54/58€2k
Equity and liabilities
Total equity and liabilities10/49€3k
Equity10/15€67
Contributions10/11€3k
Profit (loss) carried forward14€-3k
Amounts payable17/49€3k
Amounts payable within one year42/48€3k
Trade debts44€3k
Suppliers440/4€3k
Other amounts payable47/48€15
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€612
Gross operating margin9900€-307
Operating profit (loss)9901€-3k
Financial charges65/66B€34
Recurring financial charges65€34
Profit (loss) for the period before taxes9903€-3k
Profit (loss) for the period9904€-3k
Profit (loss) for the period to be appropriated9905€-3k
Appropriation of the result
Profit (loss) to be appropriated9906€-3k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 70 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Couvin · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de la Brouffe 175660 CouvinGround area
8,588 m²
Building footprint
231 m²
Parcel 93026B0326/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
TGroup
since 20242.362.833.589
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93026B0326/00E000 | Wallonia | 8,588 m² | 1 · 231 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VANGRU
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 414 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-05-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:regis.tous@gmail.com
Phone:+320475619468
Phone:0475/619468