TFM Beheer
ActiveThe computed 12-month bankruptcy probability of TFM Beheer is 3.8% (moderate). The 2025 annual accounts show negative equity (€-2k) and a net result of €-836. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
28
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36▲+9
Solvency24▼-1
Growth58=
Track record94
Bankruptcy probability, 12 months
3.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.8 against 0.82 in 2024; short-term debt: 100.8% and cash: 0% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-0.8%
Return on assets
-0.4%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-2k
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
29 d late
2024
3 d early
2023
30 d early
2022
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-2k▼ 110%
2024 · €-757
2022: €77k
2023: €7k
2024: €-757
2022 → 2025
Total assets
€191k▲ 1.8%
2024 · €188k
2022: €1.17M
2023: €183k
2024: €188k
2022 → 2025
Net result
€-836▲ 89.1%
2024 · €-8k
2022: €-13k
2023: €-70k
2024: €-8k
2022 → 2025
Working capital
€-39k▼ 18.2%
2024 · €-33k
2022: €58k
2023: €-20k
2024: €-33k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€77k-€7k▼ 91.1%€-757€-2k▼ 110%
Operating result€-4k-€-32k▼ 653%€-8k▲ 76.4%€-789▲ 89.6%
Net result€-13k-€-70k▼ 447%€-8k▲ 89.1%€-836▲ 89.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €789 in 2025 against €8k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €191k
Fixed assets
€38k▲ 16.2%
Current assets
€153k▼ 1.2%
Key figures and ratios
Solvency
-0.8%▼
2024 · -0.4%
Current ratio
0.80▼
2024 · 0.82
Quick ratio
0.80▼
2024 · 0.82
ROA
-0.4%▲
2024 · -4.1%
Debt
€193k▲
2024 · €189k
Debt ≤ 1 year
€193k▲
2024 · €189k
A ratio outside any meaningful range has been withheld (balance sheet total €191k, equity €-2k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€188k€191k▲
Fixed assets21/28€32k€38k▲
Tangible fixed assets22/27€32k€38k▲
Land and buildings22€5k€11k▲
Other tangible fixed assets26€27k€27k=
Current assets29/58€155k€153k▼
Amounts receivable within one year40/41€155k€151k▼
Trade receivables40€4k€169▼
Other amounts receivable41€151k€151k=
Cash at bank and in hand54/58€139€35▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€188k€191k▲
Equity10/15€-757€-2k▼
Contributions10/11€90k€90k=
Profit (loss) carried forward14€-91k€-92k▼
Amounts payable17/49€189k€193k▲
Amounts payable within one year42/48€189k€193k▲
Trade debts44€169-
Suppliers440/4€169-
Other amounts payable47/48€188k€193k▲
Accrued charges and deferred income492/3-€50
Income statement
Code20242025
Non-recurring operating income76A€5k€5k=
Other operating charges640/8€1k€512▼
Gross operating margin9900€-7k€-278▲
Operating profit (loss)9901€-8k€-789▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€46€47▲
Recurring financial charges65€46€47▲
Profit (loss) for the period before taxes9903€-8k€-836▲
Profit (loss) for the period9904€-8k€-836▲
Profit (loss) for the period to be appropriated9905€-8k€-836▲
Appropriation of the result
Profit (loss) to be appropriated9906€-91k€-92k▼
Profit (loss) brought forward from the previous period14P€-83k€-91k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-70k
Net result drops to €-70k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heikesveld(SHL) 523910 PeltGround area
2,276 m²
Building footprint
895 m²
Volume, LiDAR
417 m³
Parcel 72033B0001/00Z011, Flanders · tallest building 5.6 m. Linked by address, not a title deed.
1 establishment unit
TFM Beheer
since 20222.328.363.551
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72033B0001/00Z011 | Flanders | 2,276 m² | 1 · 895 m² | 5.5 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-02-2022
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.