TEZ GROUP
ActiveTEZ GROUP has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €177k and a net result of €21k. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 33% of 5898 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
86
/ 100
Excellent▲ +25 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability60▲+42
Solvency46▲+15
Growth52=
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity tight (current ratio 1.31 against 1.17 in 2023), and 74% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
56 d late
2023
100 d late
2022
73 d late
2021
10 d late
2020
95 d late
2019
97 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€177k▲ 13.8%
2023 · €156k
2018: €94k
2019: €94k
2020: €100k
2021: €100k
2022: €150k
2023: €156k
2018 → 2024
Total assets
€681k▼ 8.0%
2023 · €741k
2018: €492k
2019: €518k
2020: €666k
2021: €786k
2022: €807k
2023: €741k
2018 → 2024
Net result
€21k▲ 278%
2023 · €6k
2018: €25k
2019: €254
2020: €6k
2021: €515
2022: €50k
2023: €6k
2018 → 2024
Working capital
€152k▲ 65.3%
2023 · €92k
2018: €41k
2019: €64k
2020: €-13k
2021: €-70k
2022: €52k
2023: €92k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€100k-€100k▲ 0.5%€150k▲ 50.0%€156k▲ 3.8%€177k▲ 13.8%
Operating result€23k-€14k▼ 38.4%€78k▲ 438%€18k▼ 77.4%€24k▲ 38.3%
Net result€6k-€515▼ 90.8%€50k▲ 9,609%€6k▼ 88.7%€21k▲ 278%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 38% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €681k
Fixed assets
€39k▼ 57.8%
Current assets
€642k▼ 0.8%
Equity and liabilities €681k
Equity
€177k▲ 13.8%
Debt
€504k▼ 13.8%
The debt ratio falls from 79.0% to 74.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€62k▼
2023 · €83k
Cash flow
€59k▼
2023 · €71k
Solvency
26.0%▲
2023 · 21.0%
Current ratio
1.31▲
2023 · 1.17
Quick ratio
1.31▲
2023 · 1.17
Debt / equity
2.84▼
2023 · 3.75
ROE
12.1%▲
2023 · 3.6%
ROA
3.1%▲
2023 · 0.8%
Interest coverage
33.64▲
2023 · 10.22
Debt
€504k▼
2023 · €585k
Debt ≤ 1 year
€490k▼
2023 · €555k
Debt > 1 year
€14k▼
2023 · €29k
Income taxes
€1k▼
2023 · €4k
Staff costs
€189k▼
2023 · €198k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€741k€681k▼
Fixed assets21/28€93k€39k▼
Tangible fixed assets22/27€93k€39k▼
Furniture and vehicles24€88k€39k▼
Other tangible fixed assets26€5k-
Financial fixed assets28€195€195=
Current assets29/58€647k€642k▼
Amounts receivable within one year40/41€626k€621k▼
Trade receivables40€626k€621k▼
Cash at bank and in hand54/58€14k€15k▲
Deferred charges and accrued income490/1€7k€7k=
Equity and liabilities
Total equity and liabilities10/49€741k€681k▼
Equity10/15€156k€177k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€135k€157k▲
Amounts payable17/49€585k€504k▼
Amounts payable after more than one year17€29k€14k▼
Financial debts170/4€29k€14k▼
Amounts payable within one year42/48€555k€490k▼
Current portion of amounts payable after more than one year42€37k€21k▼
Trade debts44€234k€249k▲
Suppliers440/4€234k€249k▲
Advances received on contracts in progress46€159k€85k▼
Taxes, remuneration and social security45€102k€119k▲
Taxes450/3€49k€39k▼
Remuneration and social security454/9€53k€80k▲
Other amounts payable47/48€24k€16k▼
Income statement
Code20232024
Non-recurring operating income76A-€36k
Remuneration, social security and pensions62€198k€189k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€66k€38k▼
Other operating charges640/8€18k€4k▼
Gross operating margin9900€299k€255k▼
Operating profit (loss)9901€18k€24k▲
Financial income75/76B€2€144▲
Recurring financial income75€2€144▲
Financial charges65/66B€8k€2k▼
Recurring financial charges65€8k€2k▼
Profit (loss) for the period before taxes9903€9k€23k▲
Income taxes67/77€4k€1k▼
Profit (loss) for the period9904€6k€21k▲
Profit (loss) for the period to be appropriated9905€6k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€135k€157k▲
Profit (loss) brought forward from the previous period14P€130k€135k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
08-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 100 days late
2023
12-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 73 days late
2022
31-12
Financial
Highest result since 2018net €50k ▲9609%
Operating result €78k, net result €50k, both a record.
31-12
Financial
Equity above €150kEq €150k ▲50%
5 profitable years in a row build equity to €150k.
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 10 days late
2021
31-12
Financial
Equity above €100kEq €100k ▲0.5%
4 profitable years in a row build equity to €100k.
03-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 95 days late
2020
05-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 97 days late
2019
31-12
Financial
Weakest financial yearnet €254 ▼99%
Net result drops to €254, the lowest in the series; recovery starts the following year.
03-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 34 days late
05-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 189 days late
2018
21-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 233 days late
2016
26-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wittewalle 1249041 GentGround area
416 m²
Building footprint
86 m²
Volume, LiDAR
426 m³
Parcel 44051A1428/00T000, Flanders · tallest building 6.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Tez Trans
since 20082.172.827.813
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44051A1428/00T000 | Flanders | 416 m² | 1 · 86 m² | 6.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TRANSPORT DELEU
BE 0677.564.301
Moorslede · Eq €177k
Chickliner Int. Transport Belgium
BE 1007.789.616
Heuvelland · Eq €177k
Vergauwe
BE 0823.672.233
Staden · Eq €178k
Euforbia Transport
BE 0458.131.592
Kalmthout · Eq €178k
PROGIL
BE 0453.805.095
Damme · Eq €177k
Of 12,446 companies in sector 49410 we hold annual accounts for 8,083. 6,194 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-09-2008
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
81220Other building cleaning and industrial cleaning
42110Construction of roads and motorways
42212Civil engineering
43110Demolition
53200Other postal and courier activities
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.