Textile Studio JS
ActiveSummary
Textile Studio JS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40k and a net result of €3k. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 3480 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-21
Solvency100▲+6
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 24.61 against 3.15 in 2024; short-term debt: 4% and cash: 30.7% of total assets), and 4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96%
Return on assets
8.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
2 d early
2024
29 d late
2023
22 d late
2022
11 d early
2021
20 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€40k▲ 9.7%
2024 · €36k
2021: €16k
2022: €40k
2023: €33k
2024: €36k
2021 → 2025
Total assets
€41k▼ 21.0%
2024 · €52k
2021: €27k
2022: €53k
2023: €38k
2024: €52k
2021 → 2025
Net result
€3k▼ 74.7%
2024 · €14k
2021: €14k
2022: €24k
2023: €-7k
2024: €14k
2021 → 2025
Working capital
€38k▲ 11.7%
2024 · €34k
2021: €13k
2022: €37k
2023: €31k
2024: €34k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€16k-€40k▲ 155%€33k▼ 16.3%€36k▲ 7.9%€40k▲ 9.7%
Operating result€17k-€30k▲ 77.8%€-6k€17k€5k▼ 70.1%
Net result€14k-€24k▲ 77.7%€-7k€14k€3k▼ 74.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 70% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €41k
Fixed assets
€1k ▼ 33.9%
Current assets
€40k ▼ 20.5%
Equity and liabilities €41k
Equity
€40k ▲ 9.7%
Debt
€2k ▼ 89.8%
Debt's share of the balance-sheet total falls from 30.8% to 4.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€5k▼
2024 · €19k
Cash flow
€4k▼
2024 · €16k
Current ratio
24.61▲
2024 · 3.15
Debt to equity
0.04▼
2024 · 0.44
ROE
8.8%▼
2024 · 38.1%
ROA
8.5%▼
2024 · 26.4%
Interest coverage
10.22▼
2024 · 67.75
Debt ≤ 1 year
€2k▼
2024 · €16k
Income taxes
€1k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€52k€41k▼
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€2k€1k▼
Current assets29/58€50k€40k▼
Stocks and contracts in progress3€6k€0▼
Stocks30/36€6k€0▼
Amounts receivable within one year40/41€31k€27k▼
Trade receivables40€20k€19k▼
Other amounts receivable41€11k€8k▼
Cash at bank and in hand54/58€12k€13k▲
Deferred charges and accrued income490/1€1k€735▼
Equity and liabilities
Total equity and liabilities10/49€52k€41k▼
Equity10/15€36k€40k▲
Contributions10/11€2k€2k=
Reserves13€34k€38k▲
Distributable reserves133€34k€38k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€16k€2k▼
Amounts payable within one year42/48€16k€2k▼
Financial debts43€27€40▲
Credit institutions430/8€27€40▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€3k€411▼
Taxes450/3€3k€411▼
Other amounts payable47/48€11k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€547▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€950€0▼
Other operating charges640/8€787€564▼
Gross operating margin9900€21k€6k▼
Operating profit (loss)9901€17k€5k▼
Financial income75/76B€306€95▼
Recurring financial income75€306€95▼
Financial charges65/66B€281€537▲
Recurring financial charges65€281€537▲
Profit (loss) for the period before taxes9903€17k€4k▼
Income taxes67/77€3k€1k▼
Profit (loss) for the period9904€14k€3k▼
Profit (loss) for the period to be appropriated9905€14k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€3k▼
Profit (loss) brought forward from the previous period14P€-7k€0▲
Transfer from equity791/2€4k€0▼
Transfer to equity691/2-€3k
To other reserves6921-€3k
Profit to be distributed694/7€11k€0▼
Return on contributions (dividend)694€11k€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 8current ratio 24.61
Current ratio from 3.15 to 24.61; short-term debt falls from €16k to €2k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Weakest financial yearnet €-7k ▼127%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 7.75
Current ratio from 3.72 to 7.75; short-term debt falls from €14k to €5k.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €24k ▲77.7%
Operating result €30k, net result €24k, both a record.
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpstraat 1632070 Beveren-Kruibeke-ZwijndrechtGround area
161 m²
Building footprint
73 m²
Volume, LiDAR
449 m³
Parcel 11011A0280/00D003, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Textile Studio JS
since 20212.325.764.347
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11011A0280/00D003 | Flanders | 161 m² | 1 · 73 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,839 companies in sector 74111 we hold annual accounts for 1,006. 616 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
70200Business and other management consultancy
74120Graphic design and visual communication
74130Interior design
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.