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TEXTIEL HOUSE

Active
Private limited companyfounded 20205 years activeRue du Moulin(L.L) 126, 7100 La Louvière, BelgiumKBO/BCE: BE 0758.705.393
Summary

The computed 12-month bankruptcy probability of TEXTIEL HOUSE is 17.6% (high). The 2024 annual accounts show equity of €63,661 and a net result of -€17,221. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 41% of 15,868 sector peers (NACE 46, fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Overview

Activity
Wholesale trade
NACE 46411
1 site
Size
€232,984total assets 2024
Equity
€63,661
Loss
-€17,221
Turnover not published (abridged schema)
Financial health
14 Critical Checked score 2024
Bankruptcy probability, 12 months
17.6%
Structure
Accounts 68 days overdue0 of 4 deeds read
Why 14- Figures for FY 2024 (filed 05-08-2025)- 1 change of registered office in 24 months- Ex-officio strike-off in the KBO- Liquidity: current ratio 1.37Show the evidence

Checked score

Score 2024
14 / 100
Critical
Probability in this band: over 15.0%
Financially better than 24% of its sector peers (NACE 46, micro)
Financial strength · tick = 2023
Weak
Solvency 52-6
equity 27.3% of total assets
Liquidity 26+5
short-term debt 69.6%
Profitability 10-49
return on assets -7.4%
Bankruptcy probability, 12 months
17.6% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 6 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,858 companies)
Last 24 months 11-2024: 7.7% 12-2024: 4.8%▼ -2.9 percentage points vs 11-2024 01-2025: 4.7%▼ -0.1 percentage points vs 12-2024lowest value 02-2025: 4.7%● unchanged vs 01-2025lowest value 03-2025: 4.7%● unchanged vs 02-2025lowest value 04-2025: 5.7%▲ +1.0 percentage point vs 03-2025 05-2025: 6.4%▲ +0.7 percentage points vs 04-2025 06-2025: 11.8%▲ +5.4 percentage points vs 05-2025 07-2025: 11.4%▼ -0.4 percentage points vs 06-2025 08-2025: 12.5%▲ +1.1 percentage points vs 07-2025 09-2025: 18.4%▲ +5.9 percentage points vs 08-2025highest value 10-2025: 18.4%● unchanged vs 09-2025highest value 11-2025: 18.1%▼ -0.3 percentage points vs 10-2025 12-2025: 9.5%▼ -8.6 percentage points vs 11-2025 01-2026: 9.5%● unchanged vs 12-2025 02-2026: 9.6%▲ +0.1 percentage points vs 01-2026 03-2026: 9.2%▼ -0.4 percentage points vs 02-2026 04-2026: 9.5%▲ +0.3 percentage points vs 03-2026 05-2026: 10.2%▲ +0.7 percentage points vs 04-2026 06-2026: 10.4%▲ +0.2 percentage points vs 05-2026 07-2026: 10.1%▼ -0.3 percentage points vs 06-2026 08-2026: 11.2%▲ +1.1 percentage points vs 07-2026 09-2026: 12.4%▲ +1.2 percentage points vs 08-2026 10-2026: 17.6%▲ +5.2 percentage points vs 09-2026
No credit on open account
Liquidity tight (current ratio 1.37 against 1.51 in 2023; short-term debt: 69.6% of total assets), and 72.7% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 38% on solvency, 23% on liquidity, 16% on profitability and 18% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
+raises risk○neutral
raises risk · Figures for FY 2024 (filed 05-08-2025)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian State Gazette
raises risk · Ex-officio strike-off in the KBO
KBO publications
raises risk · Liquidity: current ratio 1.37
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-08-2025, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
not confirmed
2024
2 days late
2023
89 days late
2022
24 days late
2021
22 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 34 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Address struckKBO administration
  3. Weakest financial yearnet -€17,221

Key points

  • Caution: Among the weakest 14% on net resultsector median €4,834 · 15,847 companies -€17,221 View
  • Caution: Accounts not fileddeadline was 31-07-2026 68 days late View
  • Total assets 20244 fiscal years filed €232,984 View

By topic

Financials

Fiscal year
2024
Total assets
€232,984
Loss
-€17,221
Solvency
27.3%
Total assets▼ 3.7%
Net result
20212024
Go to Financials

Timeline

Events
7
Since
2022
  1. 28-10-2024Annual accounts filed
  2. 24-08-2023Annual accounts filed
  3. 31-12-2022Highest result since 2021
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale tradeNACE 46411
Founded
24-11-2020
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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