TEXTIEL HOUSE

Active

Private limited companyfounded 20205 yrs activeRue du Moulin(L.L) 126, 7100 La Louvière, BelgiumKBO/BCE: BE 0758.705.393

Summary

The computed 12-month bankruptcy probability of TEXTIEL HOUSE is 17.6% (high). The 2024 annual accounts show equity of €63,661 and a net result of -€17,221. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 41% of 15874 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Risk analysisWatch Report Compare

TEXTIEL HOUSEActiveChecked score 14/100

Risk analysis Report Compare

Activity

Wholesale trade

NACE 46411

1 site

Size

€232,984total assets 2024

Equity: €63,661
Loss: -€17,221

Turnover not published (abridged schema)

Financial health

14 Critical Checked score 2024

Bankruptcy chance 12 m: 17.6%

Structure

Accounts 66 d overdue0 of 4 deeds read

Why 14- Figures for FY 2024 (filed 05-08-2025)- 1 change of registered office in 24 months- Ex-officio strike-off in the KBO- Liquidity: current ratio 1.37Show the evidence

Checked score

Score 2024

14 / 100

Critical

Probability in this band: over 15.0%

Better than 24% of its sector peers (NACE 46, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2023

Weak

Solvency 52-6

equity 27.3% of total assets

Liquidity 26+5

short-term debt 69.6%

Profitability 10-49

return on assets -7.4%

Bankruptcy probability, 12 months

17.6% High

0%0.5%1.5%4%10%≥ 25%

About 1 in 6 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,865 companies)

Last 24 months 11-2024: 7.7% 12-2024: 4.8%▼ -37.5% vs 11-2024 01-2025: 4.7%▼ -1.0% vs 12-2024lowest value 02-2025: 4.7%● 0.0% vs 01-2025lowest value 03-2025: 4.7%● 0.0% vs 02-2025lowest value 04-2025: 5.7%▲ +21.1% vs 03-2025 05-2025: 6.4%▲ +11.6% vs 04-2025 06-2025: 11.8%▲ +84.9% vs 05-2025 07-2025: 11.4%▼ -3.8% vs 06-2025 08-2025: 12.5%▲ +9.5% vs 07-2025 09-2025: 18.4%▲ +47.4% vs 08-2025highest value 10-2025: 18.4%● 0.0% vs 09-2025highest value 11-2025: 18.1%▼ -1.7% vs 10-2025 12-2025: 9.5%▼ -47.5% vs 11-2025 01-2026: 9.5%▲ +0.1% vs 12-2025 02-2026: 9.6%▲ +0.9% vs 01-2026 03-2026: 9.2%▼ -4.1% vs 02-2026 04-2026: 9.5%▲ +3.9% vs 03-2026 05-2026: 10.2%▲ +7.3% vs 04-2026 06-2026: 10.4%▲ +1.8% vs 05-2026 07-2026: 10.1%▼ -3.5% vs 06-2026 08-2026: 11.2%▲ +11.6% vs 07-2026 09-2026: 12.4%▲ +10.4% vs 08-2026 10-2026: 17.6%▲ +41.9% vs 09-2026

Figures for FY 2024 (filed 05-08-2025) raises the probability
1 change of registered office in 24 months raises the probability
Ex-officio strike-off in the KBO raises the probability
Liquidity: current ratio 1.37 raises the probability

No credit on open account

Liquidity tight (current ratio 1.37 against 1.51 in 2023; short-term debt: 69.6% of total assets), and 72.7% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 38%, liquidity 23%, profitability 16%, growth against the median 18%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Figures for FY 2024 (filed 05-08-2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Ex-officio strike-off in the KBO

In the bankruptcy model this factor raises the probability.

KBO publications

Liquidity: current ratio 1.37

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-08-2025, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

not confirmed

2024

2 d late

2023

89 d late

2022

24 d late

2021

22 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 34 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Administrative warnings in the KBO publications

1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.

KBO publications

Publications

Address struck

02-08-25 Annual accounts filedfiscal year 2024 · micro…
07-05-25 Address struckKBO administration
31-12-24 Weakest financial yearnet -€17,221

Key points

Caution: Among the weakest 14% on net resultsector median €4,834 · 15,853 companies -€17,221 View
Caution: Accounts not fileddeadline was 31-07-2026 66 d late View
Total assets 20244 fiscal years filed €232,984 View