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TEXT DESIGN

Active
Private limited companyfounded 199035 years activeStationsstraat 165, 9250 Waasmunster, BelgiumKBO/BCE: BE 0442.559.233
Summary

TEXT DESIGN has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9,788 and a net result of -€2,110. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 24% of 2,304 sector peers (NACE 63, fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Computing infrastructure, data processing, hosting and related activities
NACE 63100
#2 oldest company in Waasmunster, Telecoms and IT sector1 site
Size
€47,086total assets 2025
Equity
€9,788
Loss
-€2,110
Turnover not published (abridged schema)
Financial health
90 Excellent Checked score 2025
Bankruptcy probability, 12 months
0.1%
Structure
Accounts 4 days early0 of 2 deeds read
Why 90- Loss of €2,110 (FY 2025)+ Sector Computing infrastructure, data processing, hosting and other information service activities (NACE 63)+ Size: total assets €47,086+ Founded in 1990Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 25% of its sector peers (NACE 63, micro)
Financial strength · tick = 2024
Average
Solvency 46+4
equity 20.8% of total assets
Liquidity 37+12
short-term debt 79.2% · cash 23.9%
Profitability 63-23
return on assets -4.5%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (2,951 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.56 against 0.57 in 2024; short-term debt: 79.2% and cash: 23.9% of total assets), and 79.2% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro): better than 25% on solvency, 17% on liquidity, 31% on profitability and 26% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Sector Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
KBO
raises risk · Loss of €2,110 (FY 2025)
NBB · annual accounts
lowers risk · Size: total assets €47,086
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 1990
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 2304 sector peers (2025).
NBB · sector comparison
Position among 2304 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 days early
2024
13 days early
2023
7 days early
2022
20 days early
2021
23 days early
2020
17 days early
2019
17 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 10 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Annual accounts filedfiscal year 2023 · abbreviated…

Key points

  • Positive: Oldest company in Waasmunster, Telecoms and IT sectorin the Checked rankings #2 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Active since 1990founded 28-12-1990 35 years View

By topic

Financials

Fiscal year
2025
Total assets
€47,086
Loss
-€2,110
Solvency
20.8%
Total assets▼ 34.0%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 31-12-2023Highest result since 2018
  2. 11-07-2023Annual accounts filed
  3. 31-12-2022Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computing infrastructure, data processing, hosting and related activitiesNACE 63100
Founded
28-12-1990
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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