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TEX & CO GROUP

Active
Public limited companyfounded 200223 yrs activeRue de la Com. Urbaine du Centre 1, 7110 La Louvière, BelgiumKBO/BCE: BE 0479.110.318
Summary

TEX & CO GROUP has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.4m and a net result of -€23,257. Equity remains stable across the filed fiscal years (±0.1% per year). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
TEX & CO GROUPActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Activity not known1 site
Size
€2.5mtotal assets 2025
Equity
€2.4m
Loss
-€23,257
Financial health
95 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Parent
KARIBAN GROUP SARL
Holdings
1
Auditor: NUMIBEL CABINET DE REVISEURS D'ENTREPRISES - BEDRIJFSREVISORENKANTOOR SRLAccounts filed 34 d late1 of 11 deeds read
Why 95- Latest accounts 34 days late; 1 of the last 3 late+ Size: total assets €2.5m+ Equity €2.4m (99.4% of total assets)+ Liquidity: current ratio 79.64, cash €1.2mShow the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 61% of its sector peers (no NACE code, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 99.4% of total assets
Liquidity 100+4
short-term debt 0.6% · cash 47.6%
Profitability 35-65
return on assets -0.9%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%▲ +3.0% vs 12-2024 02-2025: < 0.1%▲ +2.9% vs 01-2025 03-2025: < 0.1%● 0.0% vs 02-2025 04-2025: < 0.1%▼ -2.9% vs 03-2025 05-2025: < 0.1%● 0.0% vs 04-2025 06-2025: < 0.1%▲ +5.9% vs 05-2025 07-2025: < 0.1%▲ +16.7% vs 06-2025 08-2025: < 0.1%▼ -42.9% vs 07-2025lowest value 09-2025: < 0.1%● 0.0% vs 08-2025lowest value 10-2025: < 0.1%● 0.0% vs 09-2025lowest value 11-2025: < 0.1%● 0.0% vs 10-2025lowest value 12-2025: < 0.1%● 0.0% vs 11-2025lowest value 01-2026: < 0.1%▲ +4.2% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%● 0.0% vs 03-2026 05-2026: < 0.1%● 0.0% vs 04-2026 06-2026: < 0.1%▲ +8.0% vs 05-2026 07-2026: < 0.1%▲ +11.1% vs 06-2026 08-2026: < 0.1%▲ +46.7% vs 07-2026 09-2026: < 0.1%▲ +11.4% vs 08-2026highest value 10-2026: < 0.1%▼ -16.3% vs 09-2026
  • Size: total assets €2.5m lowers the probability for this profile
  • Equity €2.4m (99.4% of total assets) lowers the probability
  • Latest accounts 34 days late; 1 of the last 3 late raises the probability
  • Liquidity: current ratio 79.64, cash €1.2m lowers the probability
Credit up to €230,000 at 30 days acceptable
Liquidity ample (current ratio 79.64 against 3.42 in 2024; short-term debt: 0.6% and cash: 47.6% of total assets), and 0.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, small). Better than this share of them on solvency 82%, liquidity 99%, profitability 27%, growth against the median 35%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €2.5m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Equity €2.4m (99.4% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Latest accounts 34 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Liquidity: current ratio 79.64, cash €1.2m
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-09-2026, 34 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
34 d late
2024
6 d early
2023
29 d late
2022
18 d early
2021
38 d early
2020
4 d early
2019
5 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average on the deadline day; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 July (4 of the last 5 filed years within 36 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Reappointment: NUMIBEL CABINET DE REVISEURS D'ENTREPRISES…Auditor report
  2. Annual accounts filedfiscal year 2025 · full…
  3. Weakest financial yearnet -€23,257

Key points

  • Caution: From profit to loss in 2025after €986,087 in 2024 -€23,257 View
  • Controlled by KARIBAN GROUP SARLitself parent of 1 companies parent View
  • Total assets 20256 fiscal years filed €2.5m View

By topic

Financials

Fiscal year
2025
Total assets
€2.5m
Loss
-€23,257
Solvency
99.4%
Total assets▼ 16.8%
Net result
20182025
Go to Financials

Timeline

Events
18
Since
2017
Next accounts
by 31-07-2027
  1. 17-09-2026Reappointment: NUMIBEL CABINET DE REVISEURS D'ENTREPRISES -…
  2. 03-09-2026Annual accounts filed
  3. 31-12-2025Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Founded
23-12-2002
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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