TEX ALLIANCE
ActiveTEX ALLIANCE has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.91M and a net result of €226k. Equity is shrinking by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 67% of 4827 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability22▲+8
Solvency85▲+24
Growth22=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €220k at 30 days acceptable
Liquidity ample (current ratio 2.18 against 1.41 in 2024; short-term debt: 39.6% and cash: 1.2% of total assets), and 39.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.4%
Return on assets
3.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
1 d early
2024
28 d early
2023
21 d late
2022
30 d late
2021
2 d early
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema, statutory
Turnover
€17.30M▼ 24.8%
2024 · €23.00M
2018: €46.99M
2019: €35.65M
2020: €51.34M
2021: €26.08M
2022: €31.60M
2023: €25.66M
2024: €23.00M
2018 → 2025
EBIT margin
-0.6%▲ 9.7pp
2024 · -10.3%
2018: 0.9%
2019: 2.1%
2020: 1.9%
2021: -3.4%
2022: -4.5%
2023: -1.5%
2024: -10.3%
2018 → 2025
Net result
€226k▲ 84.7%
2024 · €122k
2018: €547k
2019: €983k
2020: €1.52M
2021: €27k
2022: €-242k
2023: €-332k
2024: €122k
2018 → 2025
Working capital
€3.03M▲ 14.9%
2024 · €2.64M
2018: €5.34M
2019: €5.45M
2020: €7.04M
2021: €5.32M
2022: €4.51M
2023: €3.38M
2024: €2.64M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€26.08M-€31.60M▲ 21.2%€25.66M▼ 18.8%€23.00M▼ 10.4%€17.30M▼ 24.8%
Equity€6.35M-€5.61M▼ 11.7%€4.50M▼ 19.8%€3.69M▼ 18.0%€3.91M▲ 6.1%
Operating result€-895k-€-1.43M▼ 60.3%€-372k▲ 74.1%€-2.37M▼ 536%€-97k▲ 95.9%
Net result€27k-€-242k€-332k▼ 36.9%€122k€226k▲ 84.7%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €97k in 2025 against €2.37M in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.48M
Fixed assets
€886k▼ 18.7%
Current assets
€5.59M▼ 38.4%
Equity and liabilities €6.48M
Equity
€3.91M▲ 6.1%
Debt
€2.56M▼ 60.4%
The debt ratio falls from 63.7% to 39.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€-37k▲
2024 · €-2.29M
Cash flow
€285k▲
2024 · €203k
Solvency
60.4%▲
2024 · 36.3%
Current ratio
2.18▲
2024 · 1.41
Quick ratio
2.05▲
2024 · 1.30
Debt / equity
0.65▼
2024 · 1.76
ROE
5.8%▲
2024 · 3.3%
ROA
3.5%▲
2024 · 1.2%
Interest coverage
-0.24▲
2024 · -5.55
Debt
€2.56M▼
2024 · €6.48M
Debt ≤ 1 year
€2.56M▼
2024 · €6.44M
Income taxes
€836▲
2024 · €716
Staff costs
€251k▼
2024 · €353k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€10.17M€6.48M▼
Fixed assets21/28€1.09M€886k▼
Intangible fixed assets21€106k€60k▼
Tangible fixed assets22/27€14k-
Furniture and vehicles24€12k-
Assets under construction and advance payments27€3k-
Financial fixed assets28€969k€826k▼
Affiliated companies280/1€265k€265k=
Participating interests280€265k€265k=
Companies linked by participating interests282/3€700k€550k▼
Participating interests282€700k€550k▼
Other financial fixed assets284/8€4k€11k▲
Amounts receivable and cash guarantees285/8€4k€11k▲
Current assets29/58€9.08M€5.59M▼
Stocks and contracts in progress3€703k€349k▼
Stocks30/36€703k€349k▼
Goods purchased for resale34€703k€349k▼
Amounts receivable within one year40/41€7.60M€4.85M▼
Trade receivables40€6.24M€4.07M▼
Other amounts receivable41€1.35M€786k▼
Current investments50/53€309k€309k=
Own shares50€309k€309k=
Cash at bank and in hand54/58€337k€79k▼
Deferred charges and accrued income490/1€135k€2k▼
Equity and liabilities
Total equity and liabilities10/49€10.17M€6.48M▼
Equity10/15€3.69M€3.91M▲
Contributions10/11€150k€150k=
Capital10€150k€150k=
Issued capital100€150k€150k=
Reserves13€3.54M€3.76M▲
Non-distributable reserves130/1€324k€324k=
Legal reserve130€15k€15k=
Own shares acquired1312€309k€309k=
Distributable reserves133€3.21M€3.44M▲
Amounts payable17/49€6.48M€2.56M▼
Amounts payable within one year42/48€6.44M€2.56M▼
Financial debts43€4.21M€551k▼
Credit institutions430/8€4.21M-
Other loans439-€551k
Trade debts44€1.26M€1.74M▲
Suppliers440/4€1.26M€1.74M▲
Taxes, remuneration and social security45€48k€26k▼
Taxes450/3€716€527▼
Remuneration and social security454/9€48k€25k▼
Other amounts payable47/48€930k€249k▼
Accrued charges and deferred income492/3€37k-
Income statement
Code20242025
Operating income70/76A€23.01M€17.31M▼
Turnover70€23.00M€17.30M▼
Other operating income74€7k€5k▼
Operating charges60/66A€25.38M€17.41M▼
Goods for resale, raw materials and consumables60€23.63M€15.98M▼
Purchases600/8€23.41M€15.64M▼
Change in stocks: decrease (increase)609€217k€338k▲
Services and other goods61€1.22M€920k▼
Remuneration, social security and pensions62€353k€251k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€81k€59k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€34k€16k▼
Other operating charges640/8€33k€177k▲
Non-recurring operating charges66A€20k-
Operating profit (loss)9901€-2.37M€-97k▲
Financial income75/76B€2.95M€723k▼
Recurring financial income75€2.95M€723k▼
Income from financial fixed assets750€1.47M€347k▼
Income from current assets751€33k€30k▼
Other financial income752/9€1.45M€346k▼
Financial charges65/66B€462k€399k▼
Recurring financial charges65€462k€397k▼
Debt charges650€411k€154k▼
Other financial charges652/9€50k€243k▲
Non-recurring financial charges66B-€2k
Profit (loss) for the period before taxes9903€123k€227k▲
Income taxes67/77€716€836▲
Taxes670/3€716€2k▲
Tax adjustments and reversals of tax provisions77-€832
Profit (loss) for the period9904€122k€226k▲
Profit (loss) for the period to be appropriated9905€122k€226k▲
Appropriation of the result
Profit (loss) to be appropriated9906€122k€226k▲
Transfer from equity791/2€808k-
From reserves792€808k-
Transfer to equity691/2-€226k
To other reserves6921-€226k
Profit to be distributed694/7€930k-
Return on contributions (dividend)694€930k-
Social balance
Average headcount (FTE)90874.02.6▼
The notes to these accounts (53 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · consolidated
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €122k
Net result €122k after 2 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 21 days late
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · consolidated · 21 days late
2023
31-12
Financial
Weakest financial yearnet €-332k
Net result drops to €-332k, the lowest in the series; recovery starts the following year.
17-10
NBB filing
Annual accounts filed
fiscal year 2022 · consolidated · 30 days late
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
26-09
NBB filing
Annual accounts filed
fiscal year 2021 · consolidated
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · consolidated · 31 days late
2020
31-12
Financial
Highest result since 2018net €1.52M ▲54.4%
Operating result €966k, net result €1.52M, both a record.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
14 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Keizer Karellaan 5151082 Sint-Agatha-BerchemGround area
225 m²
Building footprint
214 m²
Volume, LiDAR
2,515 m³
Parcel 21003A0289/00V008, Brussels · tallest building 16.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Keizer Karellaan 515, 1082 Sint-Agatha-Berchem
since 20012.098.430.494
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21003A0289/00V008 | Brussels | 225 m² | 1 · 214 m² | 16.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Group per the LEI register
1 subsidiary, 1 abroadSubsidiary:CRONY TEX SOURCING LIMITED
Recognitions · licences · registrations
Legal Entity Identifier
967600TKW7YSGX835J45
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PROFESSIONAILS
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Of 798 companies in sector 46450 we hold annual accounts for 452. 132 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded20-08-2001
Fiscal year end31-12
Activities, NACEBEL
46423Wholesale of clothing, excluding workwear and underwear
46450Wholesale of perfume and cosmetics
51410
51421
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
46412Wholesale of household textiles and bedding
46497Wholesale trade
46900Non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.