TEUGELS-SCHEERS
ActiveSummary
TEUGELS-SCHEERS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €48k. Equity is growing by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 36% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+10
Solvency43▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.01 against 2.03 in 2024; short-term debt: 42.4% and cash: 76.5% of total assets), but 81.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.2%
Return on assets
28%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
8 d early
2023
47 d early
2022
7 d early
2021
12 d early
2020
18 d early
2019
46 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k=
2024 · €31k
Total assets
€170k▼ 4.3%
2024 · €177k
Net result
€48k▲ 59.3%
2024 · €30k
Working capital
€73k▲ 8.3%
2024 · €67k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€76k▼ 32.7%€44k▼ 42.1%€34k▼ 21.5%€42k▲ 21.6%€66k▲ 57.9%
Net result€57k▼ 40.3%€31k▼ 45.3%€24k▼ 23.1%€30k▲ 25.0%€48k▲ 59.3%
Equity€112k=€43k▼ 61.3%€46k▲ 5.7%€31k▼ 32.6%€31k=
Total assets€262k▼ 2.1%€270k▲ 3.2%€180k▼ 33.5%€177k▼ 1.3%€170k▼ 4.3%
Debt€150k▼ 3.7%€227k▲ 51.7%€134k▼ 41.0%€147k▲ 9.5%€139k▼ 5.1%
Working capital€136k▲ 4.1%€69k▼ 49.7%€75k▲ 10.1%€67k▼ 10.7%€73k▲ 8.3%
Staff (FTE)10.8▼ 20.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 58% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €170k
Fixed assets
€25k ▼ 44.0%
Current assets
€145k ▲ 9.0%
Equity and liabilities €170k
Equity
€31k =
Debt
€139k ▼ 5.1%
Debt's share of the balance-sheet total falls from 82.6% to 81.8%. Debt is lower.
Key figures and ratios
EBITDA
€86k▲
2024 · €62k
Cash flow
€67k▲
2024 · €50k
Current ratio
2.01▼
2024 · 2.03
Quick ratio
2.00▼
2024 · 2.02
Debt to equity
4.49▼
2024 · 4.73
ROE
153.7%▲
2024 · 96.5%
ROA
28.0%▲
2024 · 16.8%
Interest coverage
21.48▲
2024 · 19.08
Debt ≤ 1 year
€72k▲
2024 · €66k
Debt > 1 year
€67k▼
2024 · €81k
Income taxes
€14k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €18k | €22k | €-2k | €63 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20k | €23k | €22k | €20k | €20k | ▼ 4.4% |
| Other operating charges640/8 | €1k | €2k | €628 | €211 | €424 | ▲ 101% |
| Gross operating margin9900 | €115k | €89k | €55k | €63k | €86k | ▲ 37.5% |
| Operating profit (loss)9901 | €76k | €44k | €34k | €42k | €66k | ▲ 57.9% |
| Financial income75/76B | €39 | - | €23 | €10 | €4 | ▼ 61.2% |
| Recurring financial income75 | €39 | - | €23 | €10 | €4 | ▼ 61.2% |
| Financial charges65/66B | €3k | €3k | €3k | €3k | €4k | ▲ 22.1% |
| Recurring financial charges65 | €3k | €3k | €3k | €3k | €4k | ▲ 22.1% |
| Profit (loss) for the period before taxes9903 | €73k | €41k | €31k | €39k | €62k | ▲ 60.9% |
| Income taxes67/77 | €16k | €10k | €8k | €9k | €14k | ▲ 66.4% |
| Profit (loss) for the period9904 | €57k | €31k | €24k | €30k | €48k | ▲ 59.3% |
| Profit (loss) for the period to be appropriated9905 | €57k | €31k | €24k | €30k | €48k | ▲ 59.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €262k | €270k | €180k | €177k | €170k | ▼ 4.3% |
| Fixed assets21/28 | €98k | €83k | €65k | €44k | €25k | ▼ 44.0% |
| Tangible fixed assets22/27 | €95k | €80k | €62k | €41k | €22k | ▼ 47.5% |
| Plant, machinery and equipment23 | €1k | €705 | €3k | €2k | €1k | ▼ 38.4% |
| Furniture and vehicles24 | €4k | €6k | €4k | €2k | €248 | ▼ 84.9% |
| Other tangible fixed assets26 | €90k | €73k | €55k | €38k | €20k | ▼ 46.3% |
| Financial fixed assets28 | €3k | €3k | €3k | €3k | €3k | = |
| Current assets29/58 | €164k | €188k | €115k | €133k | €145k | ▲ 9.0% |
| Stocks and contracts in progress3 | €939 | €980 | €810 | €736 | €1k | ▲ 41.9% |
| Stocks30/36 | €939 | €980 | €810 | €736 | €1k | ▲ 41.9% |
| Amounts receivable within one year40/41 | €13k | €7k | €10k | €6k | €13k | ▲ 127% |
| Trade receivables40 | €10k | €7k | €10k | €2k | €10k | ▲ 338% |
| Other amounts receivable41 | €3k | - | - | €3k | €3k | ▼ 5.4% |
| Cash at bank and in hand54/58 | €148k | €178k | €102k | €124k | €130k | ▲ 4.8% |
| Deferred charges and accrued income490/1 | €2k | €1k | €1k | €3k | €1k | ▼ 52.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €262k | €270k | €180k | €177k | €170k | ▼ 4.3% |
| Equity10/15 | €112k | €43k | €46k | €31k | €31k | = |
| Contributions10/11 | €20k | €20k | €20k | €7k | €7k | = |
| Reserves13 | €92k | €23k | €26k | €24k | €24k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €2k | - | - | - |
| Distributable reserves133 | €90k | €21k | €24k | €24k | €24k | = |
| Amounts payable17/49 | €150k | €227k | €134k | €147k | €139k | ▼ 5.1% |
| Amounts payable after more than one year17 | €122k | €108k | €94k | €81k | €67k | ▼ 17.4% |
| Financial debts170/4 | €122k | €108k | €94k | €81k | €67k | ▼ 17.4% |
| Amounts payable within one year42/48 | €27k | €119k | €39k | €66k | €72k | ▲ 9.8% |
| Current portion of amounts payable after more than one year42 | €14k | €14k | €14k | €14k | €14k | ▲ 1.8% |
| Trade debts44 | €5k | €2k | €1k | €3k | €1k | ▼ 56.3% |
| Suppliers440/4 | €5k | €2k | €1k | €3k | €1k | ▼ 56.3% |
| Taxes, remuneration and social security45 | €3k | €33k | €7k | €9k | €19k | ▲ 111% |
| Taxes450/3 | €3k | €31k | €7k | €9k | €19k | ▲ 111% |
| Remuneration and social security454/9 | - | €2k | - | - | - | - |
| Other amounts payable47/48 | €5k | €70k | €18k | €40k | €38k | ▼ 5.7% |
| Accrued charges and deferred income492/3 | - | - | - | €281 | €318 | ▲ 13.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €57k | €31k | €24k | €30k | €48k | ▲ 59.3% |
| + Depreciation and write-downs630 | €20k | €23k | €22k | €20k | €20k | ▼ 4.4% |
| Operating cash flow (approximation) | €77k | €54k | €46k | €50k | €67k | ▲ 33.4% |
| Investment in fixed assets (approximation) | - | €-7k | €-4k | €0 | €0 | - |
| Change in cash | - | €30k | €-76k | €22k | €6k | ▼ 72.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €95k ▲3,211%
Operating result €112k, net result €95k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 8.04
Current ratio from 3.14 to 8.04.
31-12
Financial
Equity above €100kEq €112k ▲553%
2 profitable years in a row build equity to €112k.
15-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 46 days late
2019
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
31-12
Financial
Liquidity times 6current ratio 3.14
Current ratio from 0.55 to 3.14; short-term debt falls from €74k to €15k.
Show earlier events
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2009
Ground area
835 m²
Building footprint
224 m²
Volume, LiDAR
67 m³
Parcel 12005B0336/02F000, Flanders · tallest building 6.5 m. Linked by address, not a title deed.
1 establishment unit
BASIL
since 20092.178.797.568
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12005B0336/02F000 | Flanders | 835 m² | 1 · 224 m² | 6.5 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBonheiden2.178.797.568
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Of 10,506 companies in sector 47110 we hold annual accounts for 5,848. 4,438 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-01-2009
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
47210Retail sale of fruit and vegetables
56112Limited-service restaurants, excluding mobile food services
56210Event catering
Scores and ratios are computed by Checked and are not a credit decision.