Testaert Consultancy
ActiveSummary
The computed 12-month bankruptcy probability of Testaert Consultancy is 4.5% (elevated). The 2024 annual accounts show negative equity (-€20,329) and a net result of -€261. Equity remains stable across the filed fiscal years (±2.5% per year). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
- Equity
- -€20,329
- Loss
- -€261
Why 24- Annual accounts: weaker financial profile- Higher-failure-rate region- Higher-failure-rate sector+ Long track recordLatest accounts filed on timeShow the evidence
Checked score
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Signals
This company filed its last 7 accounts on average 34 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Financials
Fiscal year 2024Total assets €9Loss -€261Solvency -234469.9%Liquidity 0.00
Financials · fiscal year 2024, micro schema, 2025 accounts filed, figures not processed yet
Trend over the years
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital.
Result per fiscal year
Key figures and ratios
Peer companies
Historical observationOf the 6,906 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 85% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a loss of 10% of the balance sheet or more
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 4.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,906 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Gross operating margin9900 | - | - | -€1,698 | -€151 | -€215 | ▼ 42.2% |
| Operating profit (loss)9901 | - | - | -€1,698 | -€151 | -€215 | ▼ 42.2% |
| Financial charges65/66B | - | €89 | €62 | €48 | €46 | ▼ 2.5% |
| Recurring financial charges65 | €89 | €89 | €62 | €48 | €46 | ▼ 2.5% |
| Profit (loss) for the period before taxes9903 | -€89 | -€89 | -€1,761 | -€199 | -€261 | ▼ 31.5% |
| Profit (loss) for the period9904 | -€89 | -€89 | -€1,761 | -€199 | -€261 | ▼ 31.5% |
| Profit (loss) for the period to be appropriated9905 | -€89 | -€89 | -€1,761 | -€199 | -€261 | ▼ 31.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €50 | €20 | €8 | €5 | €9 | ▲ 73.7% |
| Current assets29/58 | €50 | €20 | €8 | €5 | €9 | ▲ 73.7% |
| Cash at bank and in hand54/58 | €50 | €20 | €8 | €5 | €9 | ▲ 73.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €50 | €20 | €8 | €5 | €9 | ▲ 73.7% |
| Equity10/15 | -€18,019 | -€18,108 | -€19,868 | -€20,067 | -€20,329 | ▼ 1.3% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Capital10 | - | €6,200 | - | - | - | - |
| Issued capital100 | - | €18,600 | - | - | - | - |
| Uncalled capital101 | - | €12,400 | - | - | - | - |
| Profit (loss) carried forward14 | -€24,219 | -€24,308 | -€26,068 | -€26,267 | -€26,529 | ▼ 1.0% |
| Amounts payable17/49 | €18,069 | €18,127 | €19,876 | €20,072 | €20,337 | ▲ 1.3% |
| Amounts payable within one year42/48 | €18,069 | €18,127 | €19,876 | €20,072 | €20,337 | ▲ 1.3% |
| Other amounts payable47/48 | - | €18,127 | €19,876 | €20,072 | €20,337 | ▲ 1.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€89 | -€89 | -€1,761 | -€199 | -€261 | ▼ 31.5% |
| Operating cash flow (approximation) | -€89 | -€89 | -€1,761 | -€199 | -€261 | ▼ 31.5% |
| Change in cash | - | -€30 | -€12 | -€3 | €4 | ▲ 245% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector and region
Timeline
11 eventsLatest 22-06-2026Next filing 31-07-2027
History
Acts, filings and financial milestones
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Company details
Private limited company (pre-2019) · founded 22-02-2013Year ends 31-12Peppol reachable1 site
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
1 establishment unit
2 parcels
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21616A0195/00Y013 | Brussels | 1,005 m² | 1 · 393 m² | 13.4 m · 3 fl. |
| 23077A0118/00Z073 | Flanders | 686 m² | 1 · 117 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
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