Financials
- Financial year
- 2025
- Turnover
- €20,824
- Loss
- -€44,095
- Solvency
- 92.6%
Turnover▲ 2.5%
Net result
20182025
Summary
TEST-AANKOOP VERZEKERINGEN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.1m and a net result of -€44,095. Equity is growing by about 4.2% per year across the filed financial years. Its solvency ranks better than 92% of 602 sector peers (NACE 66, financial year 2025). The company has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Activities auxiliary to financial services and insurance activities
NACE 66290Insurance agents and brokers NACE 66220
1 site
Size
€383,861operating revenue 2025
- Staff
- 3.2 FTE
- Equity
- €1.1m
- Loss
- -€44,095
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
- Parent
- EUROCONSUMERS
- Board
- 4 members
Accounts filed 3 days late2 of 17 deeds read
SignalsneutralFiled after the deadlineShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
1 signal.
neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filingsDeviation from the deadline
2025
3 days late
2024
23 days early
2023
28 days late
2022
17 days early
2021
5 days early
2020
8 days early
2019
7 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days before the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
19-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · full…
- Reappointments: Vincent Fraselle, Vincent Labarre and…Gazette deed
- Annual accounts filedfinancial year 2024 · full…
Key points
By topic
Board & ownership
- Board
- 4 members
- Parent
- EUROCONSUMERS
- Jean-Philippe DUCARTDirector
- Joaquim Da SilvaDirector
- Vincent FraselleDirector
- Vincent LabarreDirector
Network & group
- Connected companies
- 2
Timeline
- Events
- 19
- Since
- 2015
- Next accounts
- by 31-07-2027
- 31-12-2025Weakest financial year
- 08-07-2025Annual accounts filed
- 03-07-2025Appointments: MARTENS, Jan (daily management delegate) and…
Company details
- Sites
- 1
- Legal form
- Coöperatieve vennootschap met beperkte aansprakelijkheid
- Activity
- Activities auxiliary to financial services and insurance activitiesNACE 66290
- Founded
- 02-08-2013
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 1
See the provisions in the deeds
Go to Articles of associationGo further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed Is the workforce growing, and do people stay?Employer check
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