TESSEM

TESSEM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€10,083) and a net result of -€1,700. Equity is shrinking by about 44% per year across the filed financial years. Its solvency ranks better than 5% of 9,725 sector peers (NACE 64, financial year 2025). The company has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals.