TERSIAL
ActiveSummary
TERSIAL has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,095 and a net result of €17,095. Its solvency ranks better than 51% of 663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Checked, nothing found (1)
History
Go further with this company
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, full schema
- 2025 Left out: filed figure impossible (266,632.9). The filed figure means under EUR 100 of staff costs per FTE.
Peer companies
Historical observationOf the 144 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Small
- under 2 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a higher bankruptcy probability: 1.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 144 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €266,633 |
| Other operating charges640/8 | €7,142 |
| Gross operating margin9900 | €290,870 |
| Operating profit (loss)9901 | €17,095 |
| Profit (loss) for the period before taxes9903 | €17,095 |
| Profit (loss) for the period9904 | €17,095 |
| Profit (loss) for the period to be appropriated9905 | €17,095 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €50,089 | |
| Formation expenses20 | €10,730 | |
| Current assets29/58 | €39,360 | |
| Amounts receivable within one year40/41 | €27,578 | |
| Other amounts receivable41 | €27,578 | |
| Cash at bank and in hand54/58 | €11,782 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €50,089 | |
| Equity10/15 | €20,095 | |
| Contributions10/11 | €3,000 | |
| Capital10 | €3,000 | |
| Issued capital100 | €3,000 | |
| Profit (loss) carried forward14 | €17,095 | |
| Amounts payable17/49 | €29,995 | |
| Amounts payable within one year42/48 | €29,995 | |
| Taxes, remuneration and social security45 | €29,995 | |
| Taxes450/3 | €29,995 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €17,095 |
| Operating cash flow (approximation) | €17,095 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44807G0884/00N005 | Flanders | 391 m² | 1 · 133 m² | 12.7 m · 3 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.