Result
€29,212 €29,212
Back in profit in 2024, after a loss of €67,631 in 2023.
TERRY
Lifetime
18 annual accounts with figures on one time axis, 27 filings since 1998peak €514,122 (2023)
€364,409▼ 29.1%
lowest -€112,797 (2020)
€29,212▲ €96,844
peak €2.4m (2022)
€2.3m▲ 1.3%
€2.5m▼ 8.7%
Board3 names since 2019
1 directorLaeremans Geert
Documentsfilings and deeds
31-07-2025on the last day
2024micro format
Gross margin from €514,122 to €364,409Back to profit: €29,212Cash from €636 to €2,433
Key points
from the 2024 annual accountsFilings
27 annual accounts 102 days past the deadline
2025 accounts not filed: deadline was 31-07-2026.
Position in the sector
€2.3m
More equity than 95% of companies in real estate. Sector median €87,510 · 19,173 companies.
Checked score
53
Fair
Financially stronger than 59% of small companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,995 companies (NACE 68, small).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.5%▲ +0.2 percentage points vs 06-2025
08-2025: 0.2%▼ -0.3 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025lowest value
11-2025: 0.5%▲ +0.3 percentage points vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.6%▲ +0.1 percentage points vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.6%● unchanged vs 06-2026
08-2026: 1.0%▲ +0.4 percentage points vs 07-2026
09-2026: 1.4%▲ +0.4 percentage points vs 08-2026
10-2026: 2.5%▲ +1.1 percentage points vs 09-2026highest value
11-2026: 2.5%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 0.37, cash €2,433
Figures for financial year 2024 (filed on 31-07-2025)
1 change of registered office in 24 months
lowers risk
Sector: Real estate activities (NACE 68)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 67% of them on solvency, 50% on liquidity, 70% on profitability and 50% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as TERRY has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of TERRY itself is higher: 2.5% within 12 months. It rests on far more data about TERRY than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for TERRY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €120,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is insufficient, with a current ratio of 0.37 (0.23 in 2023), below 1. Short-term debt is 11.5% and cash 0.1% of total assets. 51.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 102 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline10-11-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
on the day
2023
13 days early
2022
on the day
2021
on the day
2020
2 days early
2019
15 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 5 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (1)
Board and ownership
- Laeremans Geert 50%deed of 12-07-2023
- Wouters Chris 25%deed of 12-07-2023
- Wouters Eduard 25%deed of 12-07-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0460771378
Environmental permit granted
Het reliëf van de bodem aanmerkelijk wijzigen, Nieuwbouw of aanleggen, Slopen of verwijderen · Diest
Registered office moved from Aarschot to Langdorp
New registered office: Franseliniestraat 53, 3201 Langdorp · Previous registered office: Doornbergstraat 39A, 3201 Aarschot · General meeting of 12-07-2025 · Gazette deed
Resignations: Adriaan GRADE (statutory manager) and Clement GRADE (statutory manager)
Laeremans Geert holds 50% of the shares · Wouters Chris holds 25% of the shares · Wouters Eduard holds 25% of the shares · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TERRY Aarschot | €4.8m | €364,409 | 48.5% | - |
| MARCELIMMO Pajottegem | €4.6m | €324,696 | 4.9% | - |
| IMMO LOUISE CONCORDE Watermael-Boitsfort | €4.7m | €322,229 | 33.7% | - |
| PANDECADADIA Antwerp | €4.4m | €374,195 | 9.4% | - |
| DE BEYS Lasne | €4.8m | €370,723 | 57.6% | - |
| IMMO BELO Evergem | €4.7m | €344,846 | 30.6% | - |
| FUNTOURS Houthalen-Helchteren | €5.1m | €310,131 | 21.1% | - |
These companies have the same main activity as TERRY: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €4.4m and €5.1m, founded between 1993 and 1998.
Official details
Source: KBO- Status
- Active since 30-05-1997Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201
- Establishment unit
- 2.082.151.7183201 Aarschot, since 11-06-1997
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Insights on TERRY
TERRY files the micro format. That format states no turnover. The gross margin rose from €9,359 in 2007 to €364,409 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TERRY
- What is the company number of TERRY?
- The company number of TERRY is 0460.771.378. The VAT number is the same number with BE in front: BE 0460.771.378.
- Where is TERRY based?
- The registered office is at Franseliniestraat 53, 3201 Aarschot.Company details
- What does TERRY do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of TERRY?
- TERRY is a private limited company (BV).
- When was TERRY founded?
- TERRY was founded on 30-05-1997.
- Is TERRY still active?
- Yes, TERRY is an active enterprise in the KBO register.
- What is the turnover of TERRY?
- The turnover in financial year 2024 is ≈ €410,000. This figure is estimated from the gross margin of €364,409 and 44 comparable companies (NACE 68201). It probably lies between €370,000 and €470,000.Financials
- Is TERRY profitable?
- In financial year 2024, TERRY made a profit of €29,212.
- Where can I find the annual accounts of TERRY?
- TERRY filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Next steps
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