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TERRE NATURELLE

Active
Private limited companyfounded 2013active for 13 yearsHoedenmakersstraat 38, 1000 Brussel, BelgiumKBO/BCE: BE 0537.832.336
Summary

TERRE NATURELLE has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€129,528) and a net result of -€12,928. Equity has been shrinking by about 51% per year since 2018. Its solvency ranks better than 5% of 5,709 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Official details

Source: KBO
Status
Active since 02-09-2013 Normal situation
Activity
Hairdressing and barber services NACE 96210and 2 others
Joint committee
314 Paritair Comité voor het kappersbedrijf en de schoonheidszorgen · annual accounts 2025
Establishment unit
2.232.891.005 1000 Brussel, since 02-09-2013
Financial year end
31 December
Peppol
Reachable since 20-11-2020

Board and ownership

Board
  • Velasquez Villa JhonDirector · since 18-12-2023
  • Alvarez Alvarez NubiaDirector

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.2%
Annual accounts 2025
Gross margin
€100,576
▼ 18.5%
Turnover
≈ €180,000
estimated
Loss
€12,928
▼ 18.0%
Equity
-€129,528
▼ 11.1%
Total assets
€18,884
▲ 1.2%
Employees on 31-12-2025
3
▼ 25.0%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 19 days after the deadline
Filed on 19-08-2026
Score breakdownraises riskCapped at 59: negative equityLoss of €12,928, the second in a row (financial year 2025)Negative equity -€129,528lowers riskSize: total assets €18,884Founded in 2013Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 14% of micro companies in personal services (NACE 96)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 0=
equity -685.9% of total assets
Liquidity 6+5
short-term debt 785.9% · cash 4.9%
Profitability 0=
return on assets -68.5%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,625 companies, NACE 96, micro)
Last 24 months 12-2024: 2.1% 01-2025: 2.1%● unchanged vs 12-2024 02-2025: 2.1%● unchanged vs 01-2025 03-2025: 2.0%▼ -0.1 percentage points vs 02-2025 04-2025: 2.0%● unchanged vs 03-2025 05-2025: 1.8%▼ -0.2 percentage points vs 04-2025 06-2025: 1.6%▼ -0.2 percentage points vs 05-2025 07-2025: 1.7%▲ +0.1 percentage points vs 06-2025 08-2025: 2.2%▲ +0.5 percentage points vs 07-2025highest value 09-2025: 1.3%▼ -0.9 percentage points vs 08-2025 10-2025: 1.3%● unchanged vs 09-2025 11-2025: 1.3%● unchanged vs 10-2025 12-2025: 1.3%● unchanged vs 11-2025 01-2026: 1.3%● unchanged vs 12-2025 02-2026: 1.2%▼ -0.1 percentage points vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 1.2%● unchanged vs 04-2026 06-2026: 1.2%● unchanged vs 05-2026lowest value 07-2026: 1.2%● unchanged vs 06-2026 08-2026: 1.7%▲ +0.5 percentage points vs 07-2026 09-2026: 1.2%▼ -0.5 percentage points vs 08-2026 10-2026: 1.2%● unchanged vs 09-2026 11-2026: 1.2%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.1 (0.13 in 2024), below 1. Short-term debt is 785.9% and cash 4.9% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 11% of them on solvency, 7% on liquidity, 9% on profitability and 28% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €18,884
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Loss of €12,928, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Negative equity -€129,528
NBB · annual accounts
lowers risk · Founded in 2013
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€129,528
raises risk · 2025 accounts filed 19 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
19 days late
2024
12 days late
2023
27 days late
2022
28 days late
2021
11 days early
2020
3 days early
2019
39 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 16 days after the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€129,528 View
  • Risk: 6 loss-making years in a rowloss in financial year 2025 -€12,928 View
  • Caution: Lower solvency than 95% of companies in personal servicessector median 27.0% · 5,709 companies -685.9% View

Comparable companies

These companies have the same main activity as TERRE NATURELLE: hairdressing and barber services (NACE 96210). They are comparable in size and age: total assets between €16,300 and €25,000, founded between 2008 and 2016.

CompanyTotal assetsGross margin
TERRE NATURELLE Brussel€18,884€100,576
Van Babylone Sint-Joost-ten-Node€16,269€96,821
KREADOBO Houthalen-Helchteren€21,915€96,076
CARO BEAUTY JAPAN Etterbeek€20,044€137,363
ALAZ COMPANY Mechelen€25,030€99,431
USHI Hoogstraten€22,706€98,178
KREDIK Antwerpen€20,321€94,513
Full comparison

Key facts about TERRE NATURELLE

What is the company number of TERRE NATURELLE?
The company number of TERRE NATURELLE is 0537.832.336. The VAT number is the same number with BE in front: BE 0537.832.336.
Where is TERRE NATURELLE based?
The registered office is at Hoedenmakersstraat 38, 1000 Brussel.Company details
What does TERRE NATURELLE do?
According to the KBO register, the main activity is hairdressing and barber services (NACE 96210).
What is the legal form of TERRE NATURELLE?
The legal form of TERRE NATURELLE is Private limited company (BV).
When was TERRE NATURELLE founded?
TERRE NATURELLE was founded on 02-09-2013.
Is TERRE NATURELLE still active?
Yes, TERRE NATURELLE is an active enterprise in the KBO register.
How many employees does TERRE NATURELLE have?
TERRE NATURELLE had an average of 2.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does TERRE NATURELLE fall under?
In its 2025 annual accounts, TERRE NATURELLE states joint committee 314 (Paritair Comité voor het kappersbedrijf en de schoonheidszorgen).
What is the turnover of TERRE NATURELLE?
The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €100,576 and 39 comparable companies (NACE 96). It probably lies between €130,000 and €200,000.
Is TERRE NATURELLE profitable?
In financial year 2025, TERRE NATURELLE made a loss of €12,928.
Where can I find the annual accounts of TERRE NATURELLE?
TERRE NATURELLE filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TERRE NATURELLE due?
TERRE NATURELLE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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