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TERRATEC

Active
Private limited companyfounded 2015active for 10 yearsLuipegem(BOR) 77, 2880 Bornem, BelgiumKBO/BCE: BE 0642.741.794

From the official registers: KBO 10 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

TERRATEC has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29,277 and a net result of €3,368. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 62% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Official details

KBO
Status
Active since 05-11-2015 Normal situation
Activity
Other specialised construction activities NACE 43990and 4 others
Establishment unit
2.352.367.091 2880 Bornem, since 11-10-2023
Financial year end
31 December
Peppol
Reachable since 01-10-2025

Board and ownership

Board
  • DE SCHEPPER UNITEDDirector · since 26-06-2024 · permanent representative Dave Van De VELDE

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Annual accounts 2025
Gross margin
€43,259
▼ 71.1%
Turnover
≈ €380,000
estimated
Profit
€3,368
▲ 125%
Equity
€29,277
▲ 13.0%
Total assets
€50,716
▼ 18.5%
Staff
1.9 FTE
=
Filed on 28-07-2026, 3 days before the deadlineat the National Bank
Score breakdownraises riskSize: total assets €50,716Sector: Specialised construction activities (NACE 43)Liquidity: current ratio 2.09, cash €347, halvedlowers riskFounded in 2015Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 49% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 83+16
equity 57.7% of total assets
Liquidity 31+5
short-term debt 42.3% · cash 0.7%
Profitability 77+5
return on assets 6.6%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 11-2024: 1.7% 12-2024: 1.7%● unchanged vs 11-2024 01-2025: 1.7%● unchanged vs 12-2024 02-2025: 1.7%● unchanged vs 01-2025 03-2025: 1.7%● unchanged vs 02-2025 04-2025: 1.8%▲ +0.1 percentage points vs 03-2025 05-2025: 2.0%▲ +0.2 percentage points vs 04-2025 06-2025: 2.0%● unchanged vs 05-2025 07-2025: 2.1%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 1.1%▼ -1.0 percentage point vs 07-2025 09-2025: 1.1%● unchanged vs 08-2025 10-2025: 1.1%● unchanged vs 09-2025 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.1%● unchanged vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.1%● unchanged vs 02-2026 04-2026: 1.3%▲ +0.2 percentage points vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.4%▲ +0.1 percentage points vs 06-2026 08-2026: 1.2%▼ -0.2 percentage points vs 07-2026 09-2026: 1.2%● unchanged vs 08-2026 10-2026: 0.8%▼ -0.4 percentage points vs 09-2026lowest value
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.09 (1.09 in 2024), above the usual 1.5. Short-term debt is 42.3% and cash 0.7% of total assets. 42.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 63% of them on solvency, 19% on liquidity, 53% on profitability and 59% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Size: total assets €50,716
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Liquidity: current ratio 2.09, cash €347, halved
NBB · annual accounts
lowers risk · Founded in 2015
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 days early
2024
10 days early
2023
30 days early
2022
47 days early
2021
4 days late
2020
15 days early
2019
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 11 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €3,368 8 years View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

Comparable companies

These companies have the same main activity as TERRATEC: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €41,000 and €81,900, founded between 2014 and 2017.

CompanyTotal assetsGross margin
TERRATEC Bornem€50,716€43,259
MOROZ DARIUSZ RÉNOVATIONS Sint-Gillis (bij-Brussel)€57,806€45,925
A.B.R. Van Den Broeck Roel Mortsel€64,395€56,079
APART POOLS Brasschaat€77,102€40,290
Kees Oostvogels Greenhouses Rijkevorsel€81,916€39,054
DAVI CONSTRUCT Anderlecht€40,957€48,427
N.D. BAT Etterbeek€57,153€54,058
Full comparison

Documents

Key facts about TERRATEC

What is the company number of TERRATEC?
The company number of TERRATEC is 0642.741.794. The VAT number is the same number with BE in front: BE 0642.741.794.
Where is TERRATEC based?
The registered office is at Luipegem(BOR) 77, 2880 Bornem.Company details
What does TERRATEC do?
According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of TERRATEC?
The legal form of TERRATEC is Private limited company (BV).
When was TERRATEC founded?
TERRATEC was founded on 05-11-2015.
Is TERRATEC still active?
Yes, TERRATEC is an active enterprise in the KBO register.
How many employees does TERRATEC have?
TERRATEC had an average of 1.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of TERRATEC?
The turnover in financial year 2025 is ≈ €380,000. This figure is estimated from the gross margin of €43,259 and 92 comparable companies (NACE 43990). It probably lies between €250,000 and €660,000.
Is TERRATEC profitable?
In financial year 2025, TERRATEC made a profit of €3,368.
Where can I find the annual accounts of TERRATEC?
TERRATEC filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of TERRATEC due?
TERRATEC must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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