TERRASSEMENTS DANIEL DUMONT
ActiveTERRASSEMENTS DANIEL DUMONT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €125k and a net result of €5k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 93% of 3549 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability73▲+51
Solvency100▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 11.18 against 8.28 in 2023; short-term debt: 6% and cash: 56.3% of total assets), and 16.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
30 d late
2023
28 d late
2022
161 d late
2021
218 d late
2020
583 d late
2019
55 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€5k
2023 · €-19k
2018: €33k
2019: €-21k
2020: €43k
2021: €2k
2022: €-13k
2023: €-19k
2018 → 2024
Working capital
€92k▲ 12.0%
2023 · €83k
2018: €128k
2019: €90k
2020: €112k
2021: €111k
2022: €94k
2023: €83k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€151k-€153k▲ 1.0%€139k▼ 9.1%€120k▼ 13.7%€125k▲ 4.1%
Operating result€51k-€4k▼ 92.7%€-12k€-15k▼ 19.8%€7k
Net result€43k-€2k▼ 95.2%€-13k€-19k▼ 39.1%€5k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €7k after a loss of €15k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €150k
Fixed assets
€49k▼ 28.0%
Current assets
€101k▲ 8.1%
Equity and liabilities €150k
Equity
€125k▲ 4.1%
Provisions
€615▼ 20.0%
Debt
€25k▼ 39.3%
The debt ratio falls from 25.2% to 16.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€27k▲
2023 · €16k
Cash flow
€26k▲
2023 · €12k
Solvency
83.1%▲
2023 · 74.3%
Current ratio
11.18▲
2023 · 8.28
Quick ratio
10.52▲
2023 · 7.75
Debt / equity
0.20▼
2023 · 0.34
ROE
4.3%▲
2023 · -15.5%
ROA
3.5%▲
2023 · -11.5%
Interest coverage
8.27▲
2023 · 2.08
Debt
€25k▼
2023 · €41k
Debt ≤ 1 year
€9k▼
2023 · €11k
Debt > 1 year
€16k▼
2023 · €29k
Income taxes
€-850▼
2023 · €387
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€161k€150k▼
Fixed assets21/28€67k€49k▼
Tangible fixed assets22/27€67k€48k▼
Land and buildings22€43k€34k▼
Plant, machinery and equipment23€13k€9k▼
Furniture and vehicles24€10k€6k▼
Financial fixed assets28€207€207=
Current assets29/58€94k€101k▲
Stocks and contracts in progress3€6k€6k=
Stocks30/36€6k€6k=
Amounts receivable within one year40/41€9k€10k▲
Trade receivables40€5k€5k▲
Other amounts receivable41€4k€5k▲
Cash at bank and in hand54/58€79k€84k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€161k€150k▼
Equity10/15€120k€125k▲
Contributions10/11€8k€8k=
Reserves13€162k€162k=
Distributable reserves133€162k€162k=
Profit (loss) carried forward14€-53k€-47k▲
Investment grants15€2k€2k▼
Provisions and deferred taxes16€769€615▼
Deferred taxes168€769€615▼
Amounts payable17/49€41k€25k▼
Amounts payable after more than one year17€29k€16k▼
Financial debts170/4€29k€16k▼
Amounts payable within one year42/48€11k€9k▼
Current portion of amounts payable after more than one year42€9k€8k▼
Trade debts44€1k€837▼
Suppliers440/4€1k€837▼
Taxes, remuneration and social security45€850-
Taxes450/3€850-
Other amounts payable47/48€463€48▼
Income statement
Code20232024
Remuneration, social security and pensions62€10k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€20k▼
Other operating charges640/8€5k€4k▼
Gross operating margin9900€32k€31k▼
Operating profit (loss)9901€-15k€7k▲
Financial income75/76B€4k€462▼
Recurring financial income75€462€462=
Non-recurring financial income76B€4k-
Financial charges65/66B€8k€3k▼
Recurring financial charges65€8k€3k▼
Profit (loss) for the period before taxes9903€-18k€4k▲
Transfer from deferred taxes780€154€154=
Income taxes67/77€387€-850▼
Profit (loss) for the period9904€-19k€5k▲
Profit (loss) for the period to be appropriated9905€-19k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-53k€-47k▲
Profit (loss) brought forward from the previous period14P€-34k€-53k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 30 days late
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 28 days late
08-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 161 days late
2023
06-03
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 218 days late
06-03
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 583 days late
2020
31-12
Financial
Back to profitnet €43k
Net result €43k after one loss-making year.
31-12
Financial
Equity above €150kEq €151k ▲38.3%
Equity rises from €109k to €151k.
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 55 days late
2019
31-12
Financial
Weakest financial yearnet €-21k ▼165%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 122 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
2016
10-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walcourt · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue St.Donat(Cha) 175650 Walcourt1 establishment unit
Terrassements Daniel Dumont
since 20072.158.963.345
Recognitions · licences · registrations
Recognised contractor
6 categoriesTERRASSEMENTS DANIEL DUMONT SRL45477
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Of 8,452 companies in sector 43120 we hold annual accounts for 3,231. 2,651 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-01-2007
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
45112
42911Civil engineering
43130Specialised construction activities
43230Insulation installation
43291Specialised construction activities
43990Other specialised construction activities
43999Specialised construction activities
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filings
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.