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TERRAPLANT

Active
Private limited companyfounded 199926 years activeZoning Industriel(BLX) 24, 6464 Chimay, BelgiumKBO/BCE: BE 0467.064.995
Summary

TERRAPLANT has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.6m and a net result of €318,200. Equity is growing by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 60% of 9,546 sector peers (NACE 43, fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Site preparation
NACE 43120
#4 company by equity in Chimay, Construction sector1 site
Size
€3.0mtotal assets 2025
Staff
8.9 FTE
Equity
€1.6m
Profit
€318,200
Financial health
95 Excellent Checked score 2025
Bankruptcy probability, 12 months
0.1%
Structure
Accounts filed 18 days late0 of 2 deeds read
Why 95- Sector Specialised construction activities (NACE 43)+ Founded in 1999+ Liquidity: current ratio 2.36, cash €501,934+ Equity €1.6m (52.6% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 64% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Strong
Solvency 78+3
equity 52.6% of total assets
Liquidity 69+6
short-term debt 12.9% · cash 16.8%
Profitability 82+3
return on assets 10.7%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,513 companies)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.7%▲ +0.1 percentage points vs 02-2025highest value 04-2025: 0.4%▼ -0.3 percentage points vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.2%▼ -0.3 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.3 percentage points vs 07-2026 09-2026: 0.1%▼ -0.4 percentage points vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit up to €140,000 at 30 days acceptable
Liquidity ample (current ratio 2.36 against 1.33 in 2024; short-term debt: 12.9% and cash: 16.8% of total assets), and 47.4% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 57% on solvency, 68% on liquidity, 64% on profitability and 67% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Founded in 1999
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 2.36, cash €501,934
NBB · annual accounts
lowers risk · Equity €1.6m (52.6% of total assets)
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
KBO
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
18 days late
2024
22 days early
2023
41 days early
2022
13 days early
2021
27 days early
2020
23 days early
2019
21 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Highest result since 2018net €318,200 ▲46.8%
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Positive: Among the best 8% on equitysector median €257,026 · 9,547 companies €1.6m View
  • Positive: 8 profitable years in a rowprofit 2025: €318,200 8 years View
  • Positive: Result rose in 2025from €216,769 to €318,200 ▲ 46.8% View

By topic

Financials

Fiscal year
2025
Total assets
€3.0m
Profit
€318,200
Solvency
52.6%
Total assets▲ 14.2%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 20-06-2024Annual accounts filed
  2. 18-07-2023Annual accounts filed
  3. 31-12-2022Liquidity doubles
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Site preparationNACE 43120
Founded
13-10-1999
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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