TERRAMIA

Active

Private limited companyfounded 20206 yrs activeZuidlaan 52, 1000 Brussel, BelgiumKBO/BCE: BE 0744.947.627

Summary

The computed 12-month bankruptcy probability of TERRAMIA is 5.9% (elevated). The 2024 annual accounts show equity of €5,560. Equity is shrinking by ~14.9% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

TERRAMIAActive

Risk analysis Report Compare

Activity

Activity not known

Size

€5,652total assets 2024

Equity: €5,560

Turnover not published (abridged schema)

Financial health

Bankruptcy chance 12 m: 5.9%

Too few figures to score

Structure

Accounts 63 d overdue0 of 1 deed read

Signals- Figures for FY 2024 (filed 24-09-2025)- No main activity registered- 1 financial year not filed after the legal deadline; latest accounts 54 days late; 1 of the last 3 late- No establishment unit in the KBOFiled after the deadlineShow the evidence

Checked score

No current score

Insufficient figures

A score requires measurable solvency, liquidity and profitability.

Bankruptcy probability: Elevated

Bankruptcy probability, 12 months

5.9% Elevated

0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 8 months 03-2026: 2.1% 04-2026: 2.2%▲ +4.0% vs 03-2026 05-2026: 2.2%▼ -0.3% vs 04-2026 06-2026: 2.0%▼ -9.4% vs 05-2026lowest value 07-2026: 2.1%▲ +4.3% vs 06-2026 08-2026: 3.1%▲ +47.9% vs 07-2026 09-2026: 3.4%▲ +12.5% vs 08-2026 10-2026: 5.9%▲ +71.6% vs 09-2026highest value

Figures for FY 2024 (filed 24-09-2025) raises the probability
No main activity registered raises the probability
1 financial year not filed after the legal deadline; latest accounts 54 days late; 1 of the last 3 late raises the probability
No establishment unit in the KBO raises the probability

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Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Figures for FY 2024 (filed 24-09-2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

No main activity registered

In the bankruptcy model this factor raises the probability.

KBO

1 financial year not filed after the legal deadline; latest accounts 54 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

No establishment unit in the KBO

In the bankruptcy model this factor raises the probability.

KBO · seat and establishments

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-09-2025, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 5 filings

Deviation from the deadline

2025

not confirmed

2024

54 d late

2023

30 d late

2022

4 d early

2021

6 d early

2020

3 d early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 5 accounts on average 14 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage