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Terram Sud

Active
Public limited companyfounded 20197 yrs activeRue Jean-Baptiste Vifquain(S-B) 16, 7110 La Louvière, BelgiumKBO/BCE: BE 0729.642.116
Summary

The computed 12-month bankruptcy probability of Terram Sud is 1.8% (moderate). The 2025 annual accounts show equity of €440,826 and a net result of -€964. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 19% of 2204 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
Terram SudActiveChecked score 39/100
Risk analysis ReportCompare

Overview

What they do
General electrical installation work
NACE 43211Other specialised construction activities NACE 43990NACE 43999
1 site
How big
€2.4mtotal assets 2025
Staff
9.9 FTE
Equity
€440,826
Loss
-€964
Financially healthy?
39 Weak Checked score 2025
Bankruptcy chance 12 m
1.8%
Who decides
Parent
JACOPS · 100%
Accounts 18 d early0 of 5 deeds read
Why 39- Limited track record- Higher-failure-rate sector- Higher-failure-rate region- Weak solvency vs sector+ Lower-risk legal formLatest accounts filed on timeShow the evidence

Checked score

Score 2025
39 / 100
Weak
Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36▼-4
Solvency43▲+10
Growth64▼-17
Track record100
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €17,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.05 against 0.98 in 2024; short-term debt: 81.7% and cash: 2.5% of total assets), and 81.7% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 2204 sector peers (2025).
NBB · sector comparison
Position among 2204 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
18 d early
2024
8 d early
2023
8 d late
2022
on the day
2021
10 d early
2020
25 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Weakest financial yearnet -€964
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Caution: From profit to loss in 2025after €56,934 in 2024 -€964 View
  • Caution: Among the weakest 19% on solvencysector median 42.4% · 2,204 companies 18.3% View
  • Controlled by JACOPSultimately: Indel Invest 100% View

By topic

Financials

Fiscal year
2025
Total assets
€2.4m
Loss
-€964
Solvency
18.3%
Turnover▲ 30.3%
Net result
20202022
Go to Financials

Timeline

Events
8
Since
2021
Next accounts
by 31-07-2027
  1. 13-07-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 23-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
General electrical installation workNACE 43211
Founded
01-07-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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