TERRAFERT
ActiveTERRAFERT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €139k and a net result of €32k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 72% of 7980 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-12-2025, 45 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
45 d early
2024
2 d late
2023
43 d early
2022
4 d early
2021
39 d early
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€139k▲ 0.9%
2024 · €137k
2019: €69k
2020: €99k
2021: €112k
2022: €132k
2023: €140k
2024: €137k
2019 → 2025
Net result
€32k▲ 49.2%
2024 · €21k
2019: €24k
2020: €30k
2021: €30k
2022: €20k
2023: €32k
2024: €21k
2019 → 2025
Total assets
€185k▲ 3.7%
2024 · €178k
2019: €109k
2020: €117k
2021: €132k
2022: €159k
2023: €176k
2024: €178k
2019 → 2025
Solvency
75.0%▼ 2.0pp
2024 · 77.0%
2019: 63.4%
2020: 84.6%
2021: 85.0%
2022: 83.2%
2023: 79.5%
2024: 77.0%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€112k-€132k▲ 18.3%€140k▲ 5.5%€137k▼ 1.7%€139k▲ 0.9%
Operating result€43k-€31k▼ 27.5%€47k▲ 50.8%€34k▼ 27.3%€47k▲ 37.4%
Net result€30k-€20k▼ 32.5%€32k▲ 56.2%€21k▼ 33.8%€32k▲ 49.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 37% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €185k
Fixed assets
€2k▼ 86.5%
Current assets
€183k▲ 11.4%
Equity and liabilities €185k
Equity
€139k▲ 0.9%
Debt
€46k▲ 12.8%
The debt ratio rises from 23.0% to 25.0%: debt grows faster than equity.
Key figures and ratios
Solvency
75.0%▼
2024 · 77.0%
ROE
22.8%▲
2024 · 15.4%
ROA
17.1%▲
2024 · 11.9%
Debt
€46k▲
2024 · €41k
Debt ≤ 1 year
€46k▲
2024 · €41k
Income taxes
€12k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€178k€185k▲
Fixed assets21/28€14k€2k▼
Tangible fixed assets22/27€14k€2k▼
Furniture and vehicles24€14k€2k▼
Current assets29/58€164k€183k▲
Amounts receivable within one year40/41€27k€13k▼
Trade receivables40€25k€11k▼
Other amounts receivable41€2k€2k▼
Current investments50/53-€78k
Cash at bank and in hand54/58€128k€86k▼
Deferred charges and accrued income490/1€9k€6k▼
Equity and liabilities
Total equity and liabilities10/49€178k€185k▲
Equity10/15€137k€139k▲
Contributions10/11€20k€20k=
Reserves13€117k€118k▲
Distributable reserves133€117k€118k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€41k€46k▲
Amounts payable within one year42/48€41k€46k▲
Financial debts43€1k€1k▲
Credit institutions430/8€1k€1k▲
Trade debts44€4k€1k▼
Suppliers440/4€4k€1k▼
Taxes, remuneration and social security45€12k€12k▼
Taxes450/3€12k€12k▼
Other amounts payable47/48€24k€32k▲
Accrued charges and deferred income492/3€269€95▼
Income statement
Code20242025
Non-recurring operating income76A-€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€720▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€37k€49k▲
Operating profit (loss)9901€34k€47k▲
Financial income75/76B€8€0▼
Recurring financial income75€8€0▼
Financial charges65/66B€551€4k▲
Recurring financial charges65€551€4k▲
Profit (loss) for the period before taxes9903€34k€43k▲
Income taxes67/77€12k€12k▼
Profit (loss) for the period9904€21k€32k▲
Profit (loss) for the period to be appropriated9905€21k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€21k€32k▲
Transfer from equity791/2€24k€30k▲
Transfer to equity691/2€21k€32k▲
To other reserves6921€21k€32k▲
Profit to be distributed694/7€24k€30k▲
Return on contributions (dividend)694€24k€30k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
17-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
02-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 2 days late
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Highest result since 2019net €32k ▲56.2%
Operating result €47k, net result €32k, both a record.
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €20k ▼32.5%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
2021
23-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Liquidity doublescurrent ratio 8.10
Current ratio from 3.53 to 8.10; short-term debt falls from €33k to €16k.
30-06
Financial
Equity above €100kEq €112k ▲12.9%
3 profitable years in a row build equity to €112k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
21-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maarkedal · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bosgatstraat 5B9688 MaarkedalGround area
2,083 m²
Building footprint
114 m²
Volume, LiDAR
673 m³
Parcel 45044C0860/00S000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TERRAFERT
since 20162.258.913.333
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45044C0860/00S000 | Flanders | 2,083 m² | 1 · 114 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,748. 13,066 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-10-2016
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.