TERRA-TERRE

Active

Private limited companyfounded 201016 yrs activeKBO/BCE: BE 0824.499.010

Summary

The computed 12-month bankruptcy probability of TERRA-TERRE is 13.0% (high). The 2024 annual accounts show equity of €37,784 and a net result of €14,416. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 76% of 5899 sector peers (fiscal year 2024). The company has been active since 2010 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Risk analysisWatch Report Compare

TERRA-TERREActiveChecked score 33/100

Risk analysis Report Compare

Activity

Landscape service activities

NACE 81300

1 site

Size

€56,169total assets 2024

Equity: €37,784
Profit: €14,416

Turnover not published (abridged schema)

Financial health

33 Weak Checked score 2024

Bankruptcy chance 12 m: 13.0%

Structure

Board: 1 member

Accounts 66 d overdue2 of 9 deeds read

Why 33- 2 changes of registered office in 24 months- Figures for FY 2024 (filed 23-06-2025)- Ex-officio strike-off in the KBO+ Founded in 2010Show the evidence

Checked score

Score 2024

33 / 100

Weak

Probability in this band: 4.2% to 15.0%

Better than 75% of its sector peers (NACE 81, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2023

Strong

Solvency 92-8

equity 67.3% of total assets

Liquidity 50-17

short-term debt 32.7% · cash 11.3%

Profitability 100+100

return on assets 25.7%

Bankruptcy probability, 12 months

13.0% High

0%0.5%1.5%4%10%≥ 25%

About 1 in 8 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (7,663 companies)

Last 24 months 11-2024: 0.8% 12-2024: 0.8%● 0.0% vs 11-2024 01-2025: 0.8%● 0.0% vs 12-2024 02-2025: 0.8%● 0.0% vs 01-2025 03-2025: 0.8%▼ -1.6% vs 02-2025 04-2025: 0.9%▲ +7.8% vs 03-2025 05-2025: 0.9%▲ +2.6% vs 04-2025 06-2025: 0.9%▲ +1.2% vs 05-2025 07-2025: 0.7%▼ -19.7% vs 06-2025 08-2025: 0.7%● 0.0% vs 07-2025 09-2025: 0.7%▲ +0.7% vs 08-2025 10-2025: 0.7%● 0.0% vs 09-2025 11-2025: 0.7%▼ -2.6% vs 10-2025lowest value 12-2025: 0.7%● 0.0% vs 11-2025lowest value 01-2026: 0.7%● 0.0% vs 12-2025lowest value 02-2026: 0.7%● 0.0% vs 01-2026lowest value 03-2026: 2.5%▲ +241% vs 02-2026 04-2026: 2.7%▲ +8.0% vs 03-2026 05-2026: 1.0%▼ -62.8% vs 04-2026 06-2026: 1.8%▲ +85.5% vs 05-2026 07-2026: 5.0%▲ +171% vs 06-2026 08-2026: 7.2%▲ +43.9% vs 07-2026 09-2026: 8.8%▲ +22.2% vs 08-2026 10-2026: 13.0%▲ +47.8% vs 09-2026highest value

2 changes of registered office in 24 months raises the probability
Figures for FY 2024 (filed 23-06-2025) raises the probability
Ex-officio strike-off in the KBO raises the probability
Founded in 2010 lowers the probability for this profile

Credit up to €1,000 at 30 days only on tighter terms

Liquidity ample (current ratio 2.62 against 5.04 in 2023; short-term debt: 32.7% and cash: 11.3% of total assets), and 32.7% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 81, micro). Better than this share of them on solvency 78%, liquidity 46%, profitability 92%, growth against the median 84%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

2 changes of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Figures for FY 2024 (filed 23-06-2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Ex-officio strike-off in the KBO

In the bankruptcy model this factor raises the probability.

KBO publications

Founded in 2010

In the bankruptcy model this factor lowers the probability for this profile.

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-06-2025, 43 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

43 d early

2023

44 d early

2022

28 d late

2021

25 d late

2020

11 d late

2019

56 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 13 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Administrative warnings in the KBO publications

1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.

KBO publications

Publications

Address struck

08-06-26 Registered officeRegistered-office move · Statutes amendment…
12-05-26 Address struckevent 09-03-2026
06-02-26 Appointment: Breysens Ludovic (director)Resignation: Geoffrey Van de Velde…

Key points

Caution: Accounts not fileddeadline was 31-07-2026 66 d late View
Caution: Board changedlatest change 01-01-2026 · 1 in office 1 joined · 1 left View
Total assets 20246 fiscal years filed €56,169 View