Terra Projects International

Active

Private limited companyfounded 20233 yrs activeOude Holstraat 7, 2390 Malle, BelgiumKBO/BCE: BE 1000.343.380

Summary

Terra Projects International has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42,276 and a net result of -€11,323. Equity is shrinking by ~38.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 75% of 1775 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Risk analysisWatch Report Compare

Terra Projects InternationalActiveChecked score 82/100

Risk analysis Report Compare

Activity

Rental and leasing activities

NACE 77223NACE 77293

1 site

Size

€67,831total assets 2025

Equity: €42,276
Loss: -€11,323

Turnover not published (abridged schema)

Financial health

82 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.5%

Structure

Accounts filed 11 d late0 of 1 deed read

Why 82- Founded in 2023- Loss of €11,323, the second in a row (FY 2025)+ Liquidity: current ratio 4.31, cash €30,454+ Equity €42,276 (62.3% of total assets)Show the evidence

Checked score

Score 2025

82 / 100

Excellent

Probability in this band: under 0.55%

Better than 55% of its sector peers (NACE 77, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 87+7

equity 62.3% of total assets

Liquidity 95+27

short-term debt 18.6% · cash 44.9%

Profitability 50+50

return on assets -16.7%

Bankruptcy probability, 12 months

0.5% Low

0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (3,159 companies)

Last 24 months 11-2024: 0.5% 12-2024: 0.5%● 0.0% vs 11-2024 01-2025: 0.5%▲ +4.6% vs 12-2024 02-2025: 0.6%▲ +1.3% vs 01-2025 03-2025: 0.6%▲ +2.9% vs 02-2025 04-2025: 0.6%▲ +5.1% vs 03-2025 05-2025: 0.6%▲ +5.7% vs 04-2025 06-2025: 0.6%▲ +1.9% vs 05-2025 07-2025: 0.7%▲ +4.3% vs 06-2025 08-2025: 1.2%▲ +71.6% vs 07-2025 09-2025: 0.9%▼ -25.8% vs 08-2025 10-2025: 0.9%▲ +0.9% vs 09-2025 11-2025: 0.9%● 0.0% vs 10-2025 12-2025: 0.9%● 0.0% vs 11-2025 01-2026: 0.9%▼ -1.0% vs 12-2025 02-2026: 0.9%● 0.0% vs 01-2026 03-2026: 0.9%● 0.0% vs 02-2026 04-2026: 0.9%▲ +3.1% vs 03-2026 05-2026: 0.9%▲ +1.8% vs 04-2026 06-2026: 0.9%▼ -4.7% vs 05-2026 07-2026: 0.9%▲ +4.0% vs 06-2026 08-2026: 1.5%▲ +70.4% vs 07-2026highest value 09-2026: 0.5%▼ -65.6% vs 08-2026lowest value 10-2026: 0.5%● 0.0% vs 09-2026lowest value

Liquidity: current ratio 4.31, cash €30,454 lowers the probability
Founded in 2023 raises the probability for this profile
Equity €42,276 (62.3% of total assets) lowers the probability
Loss of €11,323, the second in a row (FY 2025) raises the probability

Credit up to €3,000 at 30 days acceptable

Liquidity ample (current ratio 4.31 against 1.99 in 2024; short-term debt: 18.6% and cash: 44.9% of total assets), and 37.7% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 77, micro). Better than this share of them on solvency 74%, liquidity 94%, profitability 32%, growth against the median 20%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 4.31, cash €30,454

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Founded in 2023

In the bankruptcy model this factor raises the probability for this profile.

KBO

Equity €42,276 (62.3% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Loss of €11,323, the second in a row (FY 2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

232425

2023 to 2025 · latest year -€11,323

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

11 d late

2024

19 d late

2023

21 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 17 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 August (3 of the last 3 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

06-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

11-08-26 Annual accounts filedfiscal year 2025 · micro…
31-12-25 Liquidity doublescurrent ratio 4.31
19-08-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Risk: 3 loss-making years in a rowloss fiscal year 2025 -€11,323 View
Caution: Among the weakest 19% on net resultsector median €5,511 · 1,776 companies -€11,323 View
Total assets 20253 fiscal years filed €67,831 View