Financials
- Financial year
- 2025
- Total assets
- €25,069
- Loss
- -€2,440
- Solvency
- 99.5%
Total assets▼ 8.9%
Net result
20182025
TERRA ET AQUA
ActiveSummary
TERRA ET AQUA has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24,941 and a net result of -€2,440. Equity is shrinking by about 37% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2026. The computed 12-month bankruptcy probability is 1.0% (low).
Overview
Activity
Activity not known1 site
Size
€25,069total assets 2025
- Equity
- €24,941
- Loss
- -€2,440
Turnover not published (abbreviated format)
Structure
- Largest shareholder
- Arkin · 17.9%
- Holdings
- 1
- Bis Beheer BVDaily manager · permanent representative Michel De Bisscop
2025 accounts 7 days early1 of 5 deeds summarised
Why 66raises riskNo main activity registeredLoss of €2,440, the second in a row (financial year 2025)Liquidity: current ratio 0.54, cash €69, halvedlowers riskSize: total assets €25,069Show the evidence
Checked score
Score 2025
66
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 40% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Average
Solvency
100=
equity 99.5% of total assets
Liquidity
50-11
short-term debt 0.5% · cash 0.3%
Profitability
13+3
return on assets -9.7%
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.5%lowest value
12-2024: 0.5%● unchanged vs 11-2024lowest value
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.5%● unchanged vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.6%▲ +0.1 percentage points vs 06-2025
08-2025: 0.6%● unchanged vs 07-2025
09-2025: 0.6%● unchanged vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025
11-2025: 0.6%● unchanged vs 10-2025
12-2025: 0.7%▲ +0.1 percentage points vs 11-2025
01-2026: 0.7%● unchanged vs 12-2025
02-2026: 0.7%● unchanged vs 01-2026
03-2026: 0.7%● unchanged vs 02-2026
04-2026: 0.8%▲ +0.1 percentage points vs 03-2026
05-2026: 0.8%● unchanged vs 04-2026
06-2026: 0.8%● unchanged vs 05-2026
07-2026: 0.7%▼ -0.1 percentage points vs 06-2026
08-2026: 1.0%▲ +0.3 percentage points vs 07-2026highest value
09-2026: 1.0%● unchanged vs 08-2026highest value
10-2026: 1.0%● unchanged vs 09-2026highest value
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.54, compared with 19.9 in 2024, below 1; short-term debt: 0.5% and cash: 0.3% of total assets), and 0.5% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 40% on liquidity, 13% on profitability and 26% on growth.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€2,440
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 days early
2024
3 days early
2023
8 days early
2022
175 days early
2021
17 days early
2020
18 days early
2019
42 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 39 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
- Resignation: Marc Dubaere (director)Appointment: Bis Beheer BV (director)…
- Annual accounts filedfinancial year 2025 · abbreviated…
- Annual accounts filedfinancial year 2024 · abbreviated…
Key points
By topic
Board & ownership
- Board
- 1 member
- Largest shareholder
- Arkin · 17.9%
- Bis Beheer BVDaily manager
Network & group
- Holdings
- 1
1 holding
Timeline
- Events
- 19
- Since
- 2014
- Next accounts
- by 31-07-2027
- 23-07-2024Annual accounts filed
- 06-02-2023Annual accounts filed
- 31-12-2022Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 17-12-2012
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about TERRA ET AQUA
- What is the company number of TERRA ET AQUA?
- 0508.485.975. In Belgium the VAT number is the company number with BE in front: BE 0508.485.975.
- Where is TERRA ET AQUA based?
- The registered office is at Kustlaan 259, 8300 Knokke-Heist.Company details
- What is the legal form of TERRA ET AQUA?
- Private limited company (BV).
- When was TERRA ET AQUA founded?
- On 17-12-2012.
- Is TERRA ET AQUA still active?
- Yes, TERRA ET AQUA is an active enterprise in the KBO register.
- What is the turnover of TERRA ET AQUA?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is TERRA ET AQUA profitable?
- In financial year 2025, TERRA ET AQUA made a loss of €2,440.
- Where can I find the annual accounts of TERRA ET AQUA?
- TERRA ET AQUA filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TERRA ET AQUA due?
- By 31-07-2027, for financial year 2026.Timeline
Companies related to TERRA ET AQUA
Shareholders
- Arkin17.9%
- DUINEN INVEST17.9%
- DVLP17.9%
- HUYSMAN PROJECTS17.9%
Subsidiaries and holdings
- FREESPACE25%
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