Checked.be · Company dossierhttps://checked.be/en/c/termens-renovations-0845706574 · as of 10-10-2026
TERMENS RENOVATIONS
Active
Private limited company · founded 2012 · active for 14 yearsRavenstijn 3, 2500 Lier, BelgiumKBO/BCE: BE 0845.706.574
Summary
The computed 12-month bankruptcy probability of TERMENS RENOVATIONS is 12.2% (high). For TERMENS RENOVATIONS, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €10,157 and a net result of -€4,215. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 66% of 33,637 sector peers (NACE 43, financial year 2023). The company has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals.
Signalsraises riskFigures for financial year 2023 (filed 27-07-2024)2 financial years not filed after the legal deadlineNo establishment unit in the KBONo filing in 24 months (latest 27-07-2024)Two or more financial years not filedneutralLatest accounts filed on timeShow the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: High
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Weak
Solvency84+39
equity 59.0% of total assets
Liquidity31+2
short-term debt 41.0% · cash 0.0%
Profitability0-71
return on assets -24.5%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
12.2%High
0%0.5%1.5%4%10%≥ 25%
About 1 in 8 comparable companies go bankrupt within 12 months (an estimate).
Sector median 0.7% (47,541 companies, NACE 43, micro)
Last 24 months11-2024: 1.6%lowest value12-2024: 1.6%● unchanged vs 11-2024lowest value01-2025: 1.6%● unchanged vs 12-2024lowest value02-2025: 1.6%● unchanged vs 01-2025lowest value03-2025: 1.7%▲ +0.1 percentage points vs 02-202504-2025: 1.7%● unchanged vs 03-202505-2025: 1.7%● unchanged vs 04-202506-2025: 1.6%▼ -0.1 percentage points vs 05-202507-2025: 1.9%▲ +0.3 percentage points vs 06-202508-2025: 2.5%▲ +0.6 percentage points vs 07-202509-2025: 2.6%▲ +0.1 percentage points vs 08-202510-2025: 4.1%▲ +1.5 percentage points vs 09-202511-2025: 4.1%● unchanged vs 10-202512-2025: 5.4%▲ +1.3 percentage points vs 11-202501-2026: 7.3%▲ +1.9 percentage points vs 12-202502-2026: 7.3%● unchanged vs 01-202603-2026: 7.7%▲ +0.4 percentage points vs 02-202604-2026: 7.0%▼ -0.7 percentage points vs 03-202605-2026: 7.0%● unchanged vs 04-202606-2026: 7.0%● unchanged vs 05-202607-2026: 7.0%● unchanged vs 06-202608-2026: 12.2%▲ +5.2 percentage points vs 07-2026highest value09-2026: 12.2%● unchanged vs 08-2026highest value10-2026: 12.2%● unchanged vs 09-2026highest value
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 4 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (1)
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neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
Annual accounts filedfinancial year 2023 · micro…
Weakest financial yearnet -€4,215
Annual accounts filedfinancial year 2022 · micro…
Key points
Risk: Accounts not fileddeadline was 31-07-2025436 days lateView
Caution: Among the weakest 17% on equitysector median €56,539 · 33,656 companies€10,157View
Total assets 20234 financial years filed€17,220View