Skip to content

Terbret

Active Risk: not assessed
Private limited companyfounded 1986active for 39 yearsTerboekt 118, 3600 Genk, BelgiumKBO/BCE: BE 0430.120.665
Summary

Terbret is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.2m and a net result of €4,987. Equity is growing by about 6.1% per year across the filed financial years. Its solvency ranks better than 95% of 3,038 sector peers (NACE 66, financial year 2025). The company has been active since 1986 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
TerbretActive
Risk analysis ReportCompare

Overview

Activity
Insurance agents and brokers
NACE 66220
5th oldest company in Genk, Finance and insurance sector1 site
Size
€1.2mtotal assets 2025
Equity
€1.2m
Profit
€4,987
Turnover not published (micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
2025 accounts filed 31 days late1 of 2 deeds summarised
Signalsraises risk2025 accounts filed 31 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

1 signal.
raises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
20 days late
2023
30 days late
2022
18 days early
2021
61 days late
2020
61 days late
2019
62 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 35 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Liquidity more than doubledcurrent ratio 11.30

Key points

  • Positive: Among the best 5% on solvencysector median 50.2% · 3,038 companies 97.4% View
  • Positive: 8 profitable years in a rowprofit 2025: €4,987 8 years View
  • Active since 1986founded 23-12-1986 39 years View

By topic

Financials

Financial year
2025
Total assets
€1.2m
Profit
€4,987
Solvency
97.4%
Total assets▼ 1.1%
Net result
20182025
Go to Financials

Timeline

Events
45
Since
1988
Next accounts
by 31-07-2027
  1. 30-08-2024Annual accounts filed
  2. 22-02-2024Resignation: HERMANS Francine (manager)
  3. 31-12-2023Highest result from 2018 to 2025
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Insurance agents and brokersNACE 66220
Founded
23-12-1986
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about Terbret

What is the company number of Terbret?
0430.120.665. In Belgium the VAT number is the company number with BE in front: BE 0430.120.665.
Where is Terbret based?
The registered office is at Terboekt 118, 3600 Genk.Company details
What does Terbret do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of Terbret?
Private limited company (BV).
When was Terbret founded?
On 23-12-1986.
Is Terbret still active?
Yes, Terbret is an active enterprise in the KBO register.
What is the turnover of Terbret?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Terbret profitable?
In financial year 2025, Terbret made a profit of €4,987.
Where can I find the annual accounts of Terbret?
Terbret filed 39 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Terbret due?
By 31-07-2027, for financial year 2026.Timeline

Companies related to Terbret

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed What were this company's board, registered office and name on a given date?Company as of a date

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure