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Tera City

Active
Private limited companyfounded 20251 year activeRue Emile Tilman 36, 4040 Herstal, BelgiumKBO/BCE: BE 1022.633.188
Summary

The computed 12-month bankruptcy probability of Tera City is 2.6% (moderate). The 2025 annual accounts show negative equity (-€41,695) and a net result of -€41,696. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Activity not known1 site
Size
€176,152total assets 2025
Equity
-€41,695
Loss
-€41,696
Turnover not published (abridged schema)
Financial health
49 Fair Checked score 2025
Bankruptcy probability, 12 months
2.6%
Structure
Accounts filed 61 days late0 of 1 deed read
Why 49- Latest accounts 61 days late; 1 of the last 3 late- Founded in 2025+ Size: total assets €176,152+ No main activity registeredShow the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 6% of its sector peers (no NACE code, micro)
Financial strength
Weak
Solvency 1
equity -23.7% of total assets
Liquidity 2
short-term debt 123.7% · cash 1.3%
Profitability 0
return on assets -23.7%
Bankruptcy probability, 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 05-2026: 2.4%lowest value 06-2026: 2.4%● unchanged vs 05-2026lowest value 07-2026: 2.5%▲ +0.1 percentage points vs 06-2026 08-2026: 2.9%▲ +0.4 percentage points vs 07-2026 09-2026: 3.1%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 2.6%▼ -0.5 percentage points vs 09-2026
No credit on open account
Liquidity short (current ratio 0.79; short-term debt: 123.7% and cash: 1.3% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 10% on solvency, 5% on liquidity and 4% on profitability.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €176,152
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Latest accounts 61 days late; 1 of the last 3 late
NBB · filings
lowers risk · No main activity registered
KBO
raises risk · Founded in 2025
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
61 days late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€41,695 View
  • Founded 17 months agofounded 23-04-2025 17 months View
  • Caution: Latest accounts filed lateafter the legal deadline 61 days View

By topic

Financials

Fiscal year
2025
Total assets
€176,152
Loss
-€41,696
Solvency
-23.7%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Founded
23-04-2025
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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