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TERA CAFÉ

Active
Private limited companyfounded 2024active for 2 yearsd'Aumalestraat 63, 1070 Anderlecht, BelgiumKBO/BCE: BE 1015.278.412
Summary

The computed 12-month bankruptcy probability of TERA CAFÉ is 4.6% (elevated). The 2025 annual accounts show equity of €20,432 and a net result of €20,432. Its solvency ranks better than 87% of 16,853 sector peers (NACE 56, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

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TERA CAFÉActiveChecked score 41/100
Risk analysis ReportCompare

Overview

Activity
Cafés and bars
NACE 56301
1 site
Size
≈ €110,000turnover 2025, estimated
Equity
€20,432
Profit
€20,432
Turnover estimated from the gross margin
Financial health
41 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
4.6%
Structure
2025 accounts 17 days early
Why 41raises riskFounded in 2024Size: total assets €27,279Sector: Food and beverage service activities (NACE 56)Liquidity: current ratio 0.86, cash €44Show the evidence

Checked score

Score 2025
41 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 72% of its sector peers (NACE 56, micro)
Every signal that counts is listed under Signals.
Financial strength
Strong
Solvency 100
equity 74.9% of total assets
Liquidity 41
short-term debt 25.1% · cash 0.2%
Profitability 100
return on assets 74.9%
Bankruptcy probability, 12 months
4.6% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,767 companies, NACE 56, micro)
Last 24 months 11-2025: 4.1%lowest value 12-2025: 4.1%● unchanged vs 11-2025lowest value 01-2026: 4.2%▲ +0.1 percentage points vs 12-2025 02-2026: 4.6%▲ +0.4 percentage points vs 01-2026 03-2026: 4.7%▲ +0.1 percentage points vs 02-2026 04-2026: 5.0%▲ +0.3 percentage points vs 03-2026 05-2026: 5.5%▲ +0.5 percentage points vs 04-2026 06-2026: 5.5%● unchanged vs 05-2026 07-2026: 5.3%▼ -0.2 percentage points vs 06-2026 08-2026: 5.3%● unchanged vs 07-2026 09-2026: 5.6%▲ +0.3 percentage points vs 08-2026highest value 10-2026: 4.6%▼ -1.0 percentage point vs 09-2026
Credit of up to €500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity insufficient (current ratio 0.86, below 1; short-term debt: 25.1% and cash: 0.2% of total assets), and 25.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 87% on solvency, 35% on liquidity and 93% on profitability.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
raises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: total assets €27,279
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Liquidity: current ratio 0.86, cash €44
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 13-04-2026, 17 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
17 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Resignation: Klejdis Kovaci (director)Appointments: Teodoroiu Eduard (director) and…
  3. Resignation: Teodoroiu Eduard (director)Appointment: Klejdis Kovaci (director) ·…

Key points

  • Positive: Among the best 13% on solvencysector median 29.7% · 16,853 companies 74.9% View
  • Board changedlatest change 02-02-2026 · 3 in office 2 joined · 1 left View
  • Total assets 2025first financial year filed €27,279 View

By topic

Financials

Financial year
2025
Total assets
€27,279
Profit
€20,432
Solvency
74.9%
Go to Financials

Board & ownership

Board
3 members
  • TEODOROIU Eduard GabrielDirector
  • Teodoroiu EduardDirector
  • Teodoroju EduardDirector
Go to Board & ownership

Company details

Sites
1
Legal form
Private limited company
Activity
Cafés and barsNACE 56301
Founded
18-10-2024
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
24
Annual meeting
First Monday of March at 19:00
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about TERA CAFÉ

What is the company number of TERA CAFÉ?
1015.278.412. In Belgium the VAT number is the company number with BE in front: BE 1015.278.412.
Where is TERA CAFÉ based?
The registered office is at d'Aumalestraat 63, 1070 Anderlecht.Company details
What does TERA CAFÉ do?
According to the KBO register, the main activity is cafés and bars (NACE 56301).
What is the legal form of TERA CAFÉ?
Private limited company (BV).
When was TERA CAFÉ founded?
On 18-10-2024.
Is TERA CAFÉ still active?
Yes, TERA CAFÉ is an active enterprise in the KBO register.
What is the turnover of TERA CAFÉ?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is TERA CAFÉ profitable?
In financial year 2025, TERA CAFÉ made a profit of €20,432.
Where can I find the annual accounts of TERA CAFÉ?
TERA CAFÉ filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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