TER WOLLE
ActiveTER WOLLE has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €18k. Equity is growing by ~29.9% per year across the filed fiscal years. Its solvency ranks better than 82% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+1
Solvency100▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 5.91 against 3.49 in 2024; short-term debt: 16.2% and cash: 25.9% of total assets), and 19.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.9%
Return on assets
15.3%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 17-10-2025, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
6 d early
2023
on the day
2022
31 d early
2021
18 d late
2020
on the day
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close22-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€96k▲ 23.4%
2024 · €78k
2019: €4k
2020: €11k
2021: €33k
2022: €56k
2023: €73k
2024: €78k
2019 → 2025
Total assets
€118k▲ 11.8%
2024 · €106k
2019: €55k
2020: €58k
2021: €79k
2022: €64k
2023: €98k
2024: €106k
2019 → 2025
Net result
€18k▲ 19.4%
2024 · €15k
2019: €11k
2020: €7k
2021: €23k
2022: €23k
2023: €22k
2024: €15k
2019 → 2025
Working capital
€94k▲ 33.5%
2024 · €71k
2019: €30k
2020: €27k
2021: €43k
2022: €37k
2023: €61k
2024: €71k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33k-€56k▲ 69.4%€73k▲ 30.2%€78k▲ 6.3%€96k▲ 23.4%
Operating result€33k-€37k▲ 10.8%€29k▼ 20.1%€21k▼ 27.8%€24k▲ 13.7%
Net result€23k-€23k▲ 2.0%€22k▼ 4.6%€15k▼ 30.7%€18k▲ 19.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 14% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €118k
Fixed assets
€5k▼ 30.1%
Current assets
€113k▲ 14.7%
Equity and liabilities €118k
Equity
€96k▲ 23.4%
Debt
€23k▼ 20.1%
The debt ratio falls from 26.7% to 19.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▲
2024 · €27k
Cash flow
€22k▲
2024 · €21k
Solvency
80.9%▲
2024 · 73.3%
Current ratio
5.91▲
2024 · 3.49
Quick ratio
5.91▲
2024 · 3.49
Debt / equity
0.24▼
2024 · 0.36
ROE
18.9%▼
2024 · 19.6%
ROA
15.3%▲
2024 · 14.4%
Interest coverage
132.86▲
2024 · 84.46
Debt
€23k▼
2024 · €28k
Debt ≤ 1 year
€19k▼
2024 · €28k
Income taxes
€9k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€106k€118k▲
Fixed assets21/28€7k€5k▼
Tangible fixed assets22/27€7k€5k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€1k€223▼
Other tangible fixed assets26€303€151▼
Current assets29/58€99k€113k▲
Amounts receivable within one year40/41€67k€78k▲
Trade receivables40€12k€22k▲
Other amounts receivable41€55k€56k▲
Cash at bank and in hand54/58€27k€31k▲
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€106k€118k▲
Equity10/15€78k€96k▲
Contributions10/11€6k€6k=
Reserves13€70k€88k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€70k€88k▲
Profit (loss) carried forward14€2k€2k▲
Amounts payable17/49€28k€23k▼
Amounts payable within one year42/48€28k€19k▼
Trade debts44€4k€10k▲
Suppliers440/4€4k€10k▲
Taxes, remuneration and social security45€14k€9k▼
Taxes450/3€11k€6k▼
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€11k€0▼
Accrued charges and deferred income492/3€0€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€1k€757▼
Gross operating margin9900€28k€29k▲
Operating profit (loss)9901€21k€24k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€315€214▼
Recurring financial charges65€315€214▼
Profit (loss) for the period before taxes9903€23k€27k▲
Income taxes67/77€8k€9k▲
Profit (loss) for the period9904€15k€18k▲
Profit (loss) for the period to be appropriated9905€15k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€20k▲
Profit (loss) brought forward from the previous period14P€1k€2k▲
Transfer from equity791/2€11k€0▼
Transfer to equity691/2€15k€18k▲
To other reserves6921€15k€18k▲
Profit to be distributed694/7€11k€0▼
Return on contributions (dividend)694€11k€0▼
Directors or managers695€0-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
17-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
25-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Highest result since 2019net €23k ▲2%
Operating result €37k, net result €23k, both a record.
2021
18-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Weakest financial yearnet €7k ▼34.7%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2016
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Poperinge · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Duinkerkestraat 748970 PoperingeGround area
1,493 m²
Building footprint
622 m²
Volume, LiDAR
3,919 m³
2 parcels, Flanders · tallest building 14.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
TER WOLLE
since 20032.134.609.615
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33312B0738/00Y002 | Flanders | 783 m² | 1 · 249 m² | 0.1 m |
| 33313L0422/00Z000 | Flanders | 710 m² | 1 · 372 m² | 14.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Wild and Soft
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SIMON MANAGEMENT
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Of 1,276 companies in sector 46160 we hold annual accounts for 686. 537 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-11-2003
Fiscal year end31-03
Activities, NACEBEL
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
51160
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.