TER VLIET
ActiveTER VLIET has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €485k and a net result of €102k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 73% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▼-1
Solvency100▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 5.08 against 4.22 in 2024; short-term debt: 9.7% and cash: 29.5% of total assets), and 24.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.3%
Return on assets
15.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €485k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
36 d early
2023
17 d early
2022
32 d early
2021
6 d early
2020
5 d early
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€485k▲ 25.7%
2024 · €385k
2018: €56k
2019: €59k
2020: €75k
2021: €83k
2022: €130k
2023: €290k
2024: €385k
2018 → 2025
Total assets
€643k▲ 11.1%
2024 · €579k
2018: €205k
2019: €198k
2020: €198k
2021: €271k
2022: €353k
2023: €444k
2024: €579k
2018 → 2025
Net result
€102k▲ 4.6%
2024 · €98k
2018: €5k
2019: €4k
2020: €15k
2021: €8k
2022: €83k
2023: €161k
2024: €98k
2018 → 2025
Working capital
€254k▲ 39.7%
2024 · €182k
2018: €7k
2019: €21k
2020: €23k
2021: €1k
2022: €40k
2023: €179k
2024: €182k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€83k-€130k▲ 57.4%€290k▲ 123%€385k▲ 33.1%€485k▲ 25.7%
Operating result€14k-€116k▲ 720%€231k▲ 98.9%€138k▼ 40.3%€143k▲ 3.7%
Net result€8k-€83k▲ 971%€161k▲ 92.7%€98k▼ 39.0%€102k▲ 4.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 4% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €643k
Fixed assets
€327k▼ 4.0%
Current assets
€316k▲ 32.7%
Equity and liabilities €643k
Equity
€485k▲ 25.7%
Debt
€159k▼ 17.9%
The debt ratio falls from 33.4% to 24.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€164k▼
2024 · €174k
Cash flow
€124k▼
2024 · €134k
Solvency
75.3%▲
2024 · 66.6%
Current ratio
5.08▲
2024 · 4.22
Quick ratio
5.08▲
2024 · 4.22
Debt / equity
0.33▼
2024 · 0.50
ROE
21.1%▼
2024 · 25.4%
ROA
15.9%▼
2024 · 16.9%
Interest coverage
53.03▲
2024 · 47.76
Debt
€159k▼
2024 · €193k
Debt ≤ 1 year
€62k▲
2024 · €56k
Debt > 1 year
€96k▼
2024 · €135k
Income taxes
€43k▲
2024 · €40k
Staff costs
€32k▲
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€579k€643k▲
Fixed assets21/28€340k€327k▼
Tangible fixed assets22/27€340k€327k▼
Land and buildings22€336k€324k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€3k€969▼
Current assets29/58€238k€316k▲
Amounts receivable within one year40/41€135k€122k▼
Trade receivables40€41k€47k▲
Other amounts receivable41€94k€75k▼
Cash at bank and in hand54/58€100k€190k▲
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€579k€643k▲
Equity10/15€385k€485k▲
Contributions10/11€12k€12k=
Reserves13€373k€472k▲
Distributable reserves133€373k€472k▲
Amounts payable17/49€193k€159k▼
Amounts payable after more than one year17€135k€96k▼
Financial debts170/4€135k€96k▼
Amounts payable within one year42/48€56k€62k▲
Current portion of amounts payable after more than one year42€22k€12k▼
Trade debts44€16k€12k▼
Suppliers440/4€16k€12k▼
Advances received on contracts in progress46-€290
Taxes, remuneration and social security45€14k€32k▲
Taxes450/3€10k€28k▲
Remuneration and social security454/9€4k€5k▲
Other amounts payable47/48€4k€6k▲
Accrued charges and deferred income492/3€2k€665▼
Income statement
Code20242025
Remuneration, social security and pensions62€31k€32k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€21k▼
Other operating charges640/8€5k€5k▲
Gross operating margin9900€210k€201k▼
Operating profit (loss)9901€138k€143k▲
Financial income75/76B€4k€5k▲
Recurring financial income75€4k€5k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€138k€145k▲
Income taxes67/77€40k€43k▲
Profit (loss) for the period9904€98k€102k▲
Profit (loss) for the period to be appropriated9905€98k€102k▲
Appropriation of the result
Profit (loss) to be appropriated9906€98k€102k▲
Transfer to equity691/2€96k€99k▲
To other reserves6921€96k€99k▲
Profit to be distributed694/7€2k€3k▲
Directors or managers695€2k€3k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €161k ▲92.7%
Operating result €231k, net result €161k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 5.25
Current ratio from 1.43 to 5.25; short-term debt falls from €92k to €42k.
31-12
Financial
Equity above €200kEq €290k ▲123%
6 profitable years in a row build equity to €290k.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €130k ▲57.4%
5 profitable years in a row build equity to €130k.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €4k ▼20.1%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wervik · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kruisekestraat 1978940 WervikGround area
1,348 m²
Building footprint
132 m²
Volume, LiDAR
528 m³
Parcel 33029D0477/00S002, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BART MASQUELIN
since 20092.178.315.241
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33029D0477/00S002 | Flanders | 1,348 m² | 1 · 132 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 1,078 EUR awarded · 1,078 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 195 EUR | 195 EUR |
| 2024 | 1 | 195 EUR | 364 EUR |
| 2023 | 1 | 355 EUR | 186 EUR |
| 2022 | 1 | 333 EUR | 333 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
875500R7A7LXFONGYY03
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BUREAU D'EXPERTISES TASKIN
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Of 2,145 companies in sector 71209 we hold annual accounts for 1,085. 701 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-05-2009
Fiscal year end31-12
Trade name NL
Epc Buro
Activities, NACEBEL
71209Other technical testing and analysis
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.