TER SCOETE
ActiveTER SCOETE has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57k and a net result of €3k. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 46% of 13240 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36▲+6
Solvency51▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 0.98 in 2024; short-term debt: 74.4% and cash: 36% of total assets), and 74.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.6%
Return on assets
1.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
4 d late
2023
1 d early
2022
24 d late
2021
12 d late
2020
27 d late
2019
98 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€57k▲ 4.6%
2024 · €55k
2018: €40k
2019: €34k
2020: €34k
2021: €64k
2022: €69k
2023: €54k
2024: €55k
2018 → 2025
Total assets
€224k▲ 9.5%
2024 · €204k
2018: €166k
2019: €172k
2020: €152k
2021: €156k
2022: €159k
2023: €205k
2024: €204k
2018 → 2025
Net result
€3k▲ 464%
2024 · €449
2018: €14k
2019: €-6k
2020: €21k
2021: €29k
2022: €6k
2023: €-15k
2024: €449
2018 → 2025
Working capital
€5k
2024 · €-4k
2018: €2k
2019: €5k
2020: €3k
2021: €16k
2022: €22k
2023: €-4k
2024: €-4k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€64k-€69k▲ 8.9%€54k▼ 21.5%€55k▲ 0.8%€57k▲ 4.6%
Operating result€92k-€34k▼ 63.1%€16k▼ 53.0%€46k▲ 191%€22k▼ 53.5%
Net result€29k-€6k▼ 80.7%€-15k€449€3k▲ 464%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 54% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €224k
Fixed assets
€52k▼ 11.2%
Current assets
€172k▲ 17.8%
Equity and liabilities €224k
Equity
€57k▲ 4.6%
Debt
€166k▲ 11.3%
The debt ratio rises from 73.2% to 74.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€35k▼
2024 · €58k
Cash flow
€16k▲
2024 · €12k
Solvency
25.6%▼
2024 · 26.8%
Current ratio
1.03▲
2024 · 0.98
Quick ratio
0.85▲
2024 · 0.75
Debt / equity
2.90▲
2024 · 2.73
ROE
4.4%▲
2024 · 0.8%
ROA
1.1%▲
2024 · 0.2%
Interest coverage
1.90▲
2024 · 1.26
Debt
€166k▲
2024 · €149k
Debt ≤ 1 year
€166k▲
2024 · €149k
Income taxes
€2k▲
2024 · €508
Staff costs
€408k▲
2024 · €382k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€204k€224k▲
Fixed assets21/28€58k€52k▼
Tangible fixed assets22/27€53k€46k▼
Plant, machinery and equipment23€51k€39k▼
Furniture and vehicles24€1k€7k▲
Financial fixed assets28€6k€6k=
Current assets29/58€146k€172k▲
Stocks and contracts in progress3€33k€31k▼
Stocks30/36€33k€31k▼
Amounts receivable within one year40/41€48k€55k▲
Trade receivables40€48k€55k▲
Cash at bank and in hand54/58€63k€81k▲
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€204k€224k▲
Equity10/15€55k€57k▲
Contributions10/11€19k€19k=
Reserves13€51k€51k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€49k€49k=
Profit (loss) carried forward14€-14k€-12k▲
Amounts payable17/49€149k€166k▲
Amounts payable within one year42/48€149k€166k▲
Current portion of amounts payable after more than one year42€7k-
Trade debts44€104k€84k▼
Suppliers440/4€104k€84k▼
Taxes, remuneration and social security45€34k€38k▲
Taxes450/3€18k€23k▲
Remuneration and social security454/9€17k€15k▼
Other amounts payable47/48€4k€45k▲
Income statement
Code20242025
Remuneration, social security and pensions62€382k€408k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€13k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€162
Other operating charges640/8€4k€6k▲
Gross operating margin9900€444k€448k▲
Operating profit (loss)9901€46k€22k▼
Financial income75/76B€952€1k▲
Recurring financial income75€952€1k▲
Financial charges65/66B€46k€18k▼
Recurring financial charges65€46k€18k▼
Profit (loss) for the period before taxes9903€957€4k▲
Income taxes67/77€508€2k▲
Profit (loss) for the period9904€449€3k▲
Profit (loss) for the period to be appropriated9905€449€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-12k▲
Profit (loss) brought forward from the previous period14P€-15k€-14k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
31-12
Financial
Back to profitnet €449
Net result €449 after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-15k ▼364%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2021
31-12
Financial
Highest result since 2018net €29k ▲41.1%
Operating result €92k, net result €29k, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
06-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 98 days late
2019
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
25-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 25 days late
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
02-02-2026
Resigned as Manager
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zavelberg 93980 Tessenderlo-HamGround area
6,681 m²
Building footprint
474 m²
Volume, LiDAR
1,947 m³
Parcel 71364E2269/00L000, Flanders · tallest building 7.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
TER SCOETE B.V.B.A.
since 20052.146.038.589
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71364E2269/00L000 | Flanders | 6,681 m² | 1 · 474 m² | 7.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteTessenderlo-Ham2.146.038.589
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Of 20,494 companies in sector 56111 we hold annual accounts for 11,455. 9,867 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-2005
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.