Financials
- Financial year
- 2024
- Total assets
- €2.3m
- Loss
- -€25,386
- Solvency
- -112.1%
Total assets▼ 0.6%
Net result
20182024
TER KAMPENLAER
ActiveSummary
The computed 12-month bankruptcy probability of TER KAMPENLAER is 3.8% (moderate). The 2024 annual accounts show negative equity (-€2.6m) and a net result of -€25,386. Equity remains stable across the filed financial years (±2.4% per year). The company has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Activity not known1 site
Size
€2.3mtotal assets 2024
- Equity
- -€2.6m
- Loss
- -€25,386
Turnover not published (abbreviated format)
Structure
Accounts 85 days overdue1 of 4 deeds read
Why 47raises risk1 change of registered office in 24 monthsFigures for financial year 2024 (filed 29-10-2025)1 financial year not filed after the legal deadline; latest accounts 90 days late; 3 of the last 3 latelowers riskSize: total assets €2.3mShow the evidence
Checked score
Score 2024
47
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 17% of its sector peers (no NACE code, small)
Financial strength · tick = 2023
Weak
Solvency
0=
equity -112.1% of total assets
Liquidity
2=
short-term debt 212.1% · cash 1.9%
Profitability
35+19
return on assets -1.1%
Bankruptcy probability, 12 months
3.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.5%lowest value
12-2024: 0.5%● unchanged vs 11-2024lowest value
01-2025: 0.6%▲ +0.1 percentage points vs 12-2024
02-2025: 0.6%● unchanged vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 1.8%▲ +1.2 percentage points vs 04-2025
06-2025: 2.1%▲ +0.3 percentage points vs 05-2025
07-2025: 2.2%▲ +0.1 percentage points vs 06-2025
08-2025: 2.5%▲ +0.3 percentage points vs 07-2025
09-2025: 2.9%▲ +0.4 percentage points vs 08-2025
10-2025: 3.7%▲ +0.8 percentage points vs 09-2025
11-2025: 1.4%▼ -2.3 percentage points vs 10-2025
12-2025: 1.4%● unchanged vs 11-2025
01-2026: 1.5%▲ +0.1 percentage points vs 12-2025
02-2026: 1.5%● unchanged vs 01-2026
03-2026: 1.5%● unchanged vs 02-2026
04-2026: 1.5%● unchanged vs 03-2026
05-2026: 1.8%▲ +0.3 percentage points vs 04-2026
06-2026: 2.0%▲ +0.2 percentage points vs 05-2026
07-2026: 2.2%▲ +0.2 percentage points vs 06-2026
08-2026: 2.5%▲ +0.3 percentage points vs 07-2026
09-2026: 2.9%▲ +0.4 percentage points vs 08-2026
10-2026: 3.8%▲ +0.9 percentage points vs 09-2026highest value
No credit on open account
Liquidity insufficient (current ratio 0.43, compared with 0.43 in 2023, below 1; short-term debt: 212.1% and cash: 1.9% of total assets), and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, small): better than 1% on solvency, 6% on liquidity, 27% on profitability and 35% on growth.
The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€2.6m
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 85 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline24-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-10-2025, 90 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
90 days late
2023
64 days late
2022
101 days late
2021
122 days late
2020
116 days late
2019
138 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 6 accounts on average 105 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · abbreviated…
- Resignation: Mathias Antonissen (zaakvoerder, algemeen lasthebber…Registered-office move
- Annual accounts filedfinancial year 2023 · abbreviated…
Key points
By topic
Timeline
- Events
- 18
- Since
- 2010
- 09-11-2023Annual accounts filed
- 30-11-2022Annual accounts filed
- 24-11-2021Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Founded
- 23-05-2008
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
Key facts about TER KAMPENLAER
- What is the company number of TER KAMPENLAER?
- 0898.118.644. In Belgium the VAT number is the company number with BE in front: BE 0898.118.644.
- Where is TER KAMPENLAER based?
- The registered office is at Moerkantsebaan 308, 2910 Essen.Company details
- What is the legal form of TER KAMPENLAER?
- Private limited company (pre-2019) (BVBA).
- When was TER KAMPENLAER founded?
- On 23-05-2008.
- Is TER KAMPENLAER still active?
- Yes, TER KAMPENLAER is an active enterprise in the KBO register.
- How many employees does TER KAMPENLAER have?
- On average 1 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
- What is the turnover of TER KAMPENLAER?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is TER KAMPENLAER profitable?
- In financial year 2024, TER KAMPENLAER made a loss of €25,386.
- Where can I find the annual accounts of TER KAMPENLAER?
- TER KAMPENLAER filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.