TER HOF
ActiveSummary
TER HOF has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €396,263 and a net result of €6,486. Equity has been shrinking by about 11% per year since 2019. Its solvency ranks better than 33% of 381 sector peers (NACE 46, financial year 2026). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Official details
Source: KBO- Status
- Active since 03-08-2000 Normal situation
- Registered office
- 44 active companies are registered at this address 7 started in the 12 months before. Source: KBO register, as of 2 November 2026.
- Activity
- Wholesale trade NACE 46360and 3 others
- Joint committee
- 201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 30-06-2026
- Establishment units
- 2.115.328.389 1000 Brussel, since 09-12-1997
- 2.166.380.083 1000 Brussel, since 17-06-2007and 6 others
- Financial year end
- 30 June
- Peppol
- Reachable since 24-11-2023
Board and ownership
- ELISABETHDirector · since 20-03-2012 · permanent representative MISSEGHERS Mireille
- Holdings
- Shares in 1 company Stella Marie
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.3%
- Gross margin
- €1.6m
- ▼ 11.6%
- Turnover
- ≈ €6.9m
- estimated
- Profit
- €6,486
- ▼ 96.3%
- Equity
- €396,263
- ▲ 1.7%
- Total assets
- €1.5m
- ▼ 13.1%
- Employees on 30-06-2026
- 24
- ▼ 22.6%
Score breakdownraises riskSize: 18.6 FTE, total assets €1.5m8 establishment unitslowers riskFounded in 2000Liquidity: current ratio 3.32, cash €179,807, halvedShow the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small). It does better than 29% of them on solvency, 75% on liquidity, 24% on profitability and 42% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 26 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
Key points
- Caution: Result fell in 2026from €173,598 to €6,486 ▼ 96.3% View
- Positive: Filed on time since financial year 2019accounts within the deadline every year 8 years View
- Higher gross margin than 92% of companies in wholesale tradesector median €258,832 · 381 companies €1.6m View
- Positive: 5 profitable years in a rowprofit 2026: €6,486 5 years View
Recent changes
- · Gazette deed Registered office moved within BrusselChange of role: ELISABETH Besloten Vennootschap, from manager to director · Permanent representative: MISSEGHERS Mireille
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as TER HOF: wholesale trade (NACE 46360). They are comparable in size and age: total assets between €1.1m and €4.6m, founded between 1991 and 2005.
| Company | Total assets | Gross margin |
|---|---|---|
| TER HOF Brussel | €1.5m | €1.6m |
| CHOCOLATERIE DUMON Torhout | €1.6m | €1.3m |
| LA RONDE DES PATES Wavre | €2.3m | €1.4m |
| PATINOVA Merelbeke-Melle | €1.1m | €0.9m |
| COMMERCIAL A.G.R. Saint-Ghislain | €2.8m | €1.9m |
| MAISON RORIVE Lobbes | €2.5m | €0.8m |
| Melaer Alken | €4.6m | €0.9m |
Key facts about TER HOF
- What is the company number of TER HOF?
- The company number of TER HOF is 0472.526.392. The VAT number is the same number with BE in front: BE 0472.526.392.
- Where is TER HOF based?
- The registered office is at Dieudonné Lefèvrestraat 4, 1020 Brussel.Company details
- What does TER HOF do?
- According to the KBO register, the main activity is wholesale trade (NACE 46360).
- What is the legal form of TER HOF?
- The legal form of TER HOF is Private limited company (BV).
- When was TER HOF founded?
- TER HOF was founded on 03-08-2000.
- Is TER HOF still active?
- Yes, TER HOF is an active enterprise in the KBO register.
- How many employees does TER HOF have?
- TER HOF had an average of 18.6 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
- Which joint committee does TER HOF fall under?
- In its 30-06-2026 annual accounts, TER HOF states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
- What is the turnover of TER HOF?
- The turnover in financial year 2026 is ≈ €6.9m. This figure is estimated from the gross margin of €1.6m and 98 comparable companies (NACE 46). It probably lies between €4.2m and €12.0m.
- Is TER HOF profitable?
- In financial year 2026, TER HOF made a profit of €6,486.
- Where can I find the annual accounts of TER HOF?
- TER HOF filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of TER HOF due?
- TER HOF must file the annual accounts for financial year 2027 by 31-01-2028.Timeline
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