Financials
- Financial year
- 2024
- Total assets
- €269,710
- Loss
- -€20,180
- Solvency
- -77.3%
Total assets▼ 3.8%
Net result
20192024
TER GRACHT
ActiveSummary
The computed 12-month bankruptcy probability of TER GRACHT is 4.4% (elevated). For TER GRACHT, one filing cycle of the annual accounts is missing. The 2024 annual accounts show negative equity (-€208,564) and a net result of -€20,180. Equity is shrinking by about 19% per year across the filed financial years. Its solvency ranks better than 8% of 673 sector peers (NACE 55, financial year 2024). The company has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Holiday cottages, homes and apartments
NACE 55203Guest rooms (bed and breakfast) NACE 55204
1 site
Size
≈ €160,000turnover 2024, estimated
- Staff
- 2.6 FTE
- Equity
- -€208,564
- Loss
- -€20,180
Turnover estimated from the gross margin
Financial health
- Bankruptcy probabilitywithin 12 months
- 4.4%
2024 figures too old to score
Structure
- Parent
- A&L · 99.99%
- A&LDirector · permanent representative Ann MESSIAEN
2025 accounts not filed, 183 days past the deadline1 of 3 deeds summarised
Signalsraises riskFigures for financial year 2024 (filed 30-04-2025)1 financial year not filed after the legal deadlineAnnual accounts not filedlowers riskFounded in 2007Size: total assets €269,710neutralLatest accounts filed on timeShow the evidence
Bankruptcy probability
No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: One filing cycle is missing
Financial strength, FY 2024 · tick = 2023
Weak
Solvency
0=
equity -77.3% of total assets
Liquidity
12+7
short-term debt 153.9% · cash 9.3%
Profitability
59+18
return on assets -7.5%
Bankruptcy probability, 12 months
4.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.7%
12-2024: 0.7%● unchanged vs 11-2024
01-2025: 0.7%● unchanged vs 12-2024
02-2025: 0.7%● unchanged vs 01-2025
03-2025: 0.7%● unchanged vs 02-2025
04-2025: 0.8%▲ +0.1 percentage points vs 03-2025
05-2025: 0.7%▼ -0.1 percentage points vs 04-2025
06-2025: 0.7%● unchanged vs 05-2025
07-2025: 0.7%● unchanged vs 06-2025
08-2025: 0.7%● unchanged vs 07-2025
09-2025: 0.7%● unchanged vs 08-2025
10-2025: 0.7%● unchanged vs 09-2025
11-2025: 0.7%● unchanged vs 10-2025
12-2025: 0.7%● unchanged vs 11-2025
01-2026: 0.7%● unchanged vs 12-2025
02-2026: 0.7%● unchanged vs 01-2026
03-2026: 0.6%▼ -0.1 percentage points vs 02-2026lowest value
04-2026: 0.8%▲ +0.2 percentage points vs 03-2026
05-2026: 1.2%▲ +0.4 percentage points vs 04-2026
06-2026: 1.4%▲ +0.2 percentage points vs 05-2026
07-2026: 1.7%▲ +0.3 percentage points vs 06-2026
08-2026: 1.9%▲ +0.2 percentage points vs 07-2026
09-2026: 2.6%▲ +0.7 percentage points vs 08-2026
10-2026: 4.4%▲ +1.8 percentage points vs 09-2026highest value
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Annual accounts not filed
The financial year that closed on 30-09-2025 was due at the National Bank by 30-04-2026. Nothing is on record, 183 days later.
NBB · 10 filingsPosition against the passed deadline
30-09-2025 year end30-04-2026 deadline30-10-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 30-04-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
on the day
2023
34 days early
2022
53 days early
2021
50 days early
2020
46 days early
2019
48 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 39 days before the deadline; the sector median (NACE 55) for financial year 2024 is 1 day before the deadline, and 45% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · abbreviated…
- Annual accounts filedfinancial year 2023 · abbreviated…
- Appointment: A&L (director)Permanent representative: Ann MESSIAEN ·…
Key points
- Risk: 2025 accounts not fileddeadline was 30-04-2026 183 days past the deadline View
- Risk: Negative equityfinancial year 2024: debts exceed assets -€208,564 View
- Risk: 6 loss-making years in a rowloss financial year 2024 -€20,180 View
- Caution: Among the weakest 9% on solvencysector median 29.1% · 673 companies -77.3% View
- Controlled by A&L 99.99% View
By topic
Board & ownership
- Board
- 1 member
- Parent
- A&L · 99.99%
- A&LDirector
Network & group
- Connected companies
- 3
Timeline
- Events
- 19
- Since
- 2009
- 08-03-2023Annual accounts filed
- 11-03-2022Annual accounts filed
- 30-09-2021Weakest financial year
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Holiday cottages, homes and apartmentsNACE 55203
- Founded
- 16-07-2007
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 16
- Annual meeting
- Second Wednesday of March at 19:00
- Purpose
- “De uitbating van een hotel onder alle vormen, met inbegrip van hoevetoerisme en…” (deed in Dutch)
Key facts about TER GRACHT
- What is the company number of TER GRACHT?
- 0890.849.681. In Belgium the VAT number is the company number with BE in front: BE 0890.849.681.
- Where is TER GRACHT based?
- The registered office is at Wittemolenstraat 152, 8560 Wevelgem.Company details
- What does TER GRACHT do?
- According to the KBO register, the main activity is holiday cottages, homes and apartments (NACE 55203).
- What is the legal form of TER GRACHT?
- Private limited company (BV).
- When was TER GRACHT founded?
- On 16-07-2007.
- Is TER GRACHT still active?
- Yes, TER GRACHT is an active enterprise in the KBO register.
- How many employees does TER GRACHT have?
- On average 2.6 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- What is the turnover of TER GRACHT?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is TER GRACHT profitable?
- In financial year 2024, TER GRACHT made a loss of €20,180.
- Where can I find the annual accounts of TER GRACHT?
- TER GRACHT filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Companies related to TER GRACHT
Parent and group
- A&L99.99%
Comparable companies
- L'ART&MAGIELa Roche-en-Ardenne
- OravaDurbuy
- BRIDISGouvy
- Chez Esmara & PhilippeBrussel
- LINALUX GESTIONSainte-Ode
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What support did similar companies receive that this one did not?Subsidies How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.