Teoz
Open bankruptcyA bankruptcy procedure is open for Teoz according to publications in the Belgian State Gazette; curator: DAMIEN PHILIPPOT.
Summary
The 2024 annual accounts show negative equity (-€8,920) and a net result of €1,484.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Liège, Namur division
- Declared bankrupt
- 26 September 2024
- Supervising judge
- Bernard Doneux
- Official Gazette
- 05-11-2024 (pdf) ↗search the document for 2024/142573
Curator
- Damien PhilippotRue Phocas Lejeune, 8, 5032 05 Les Isnesd.philippot@solislaw.eu
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help. Full guide for creditors
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2024 was due by 31-10-2024 and was filed on 23-08-2024, 69 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
69 d early
2023
on the day
2022
4 d late
2021
2 d early
2020
25 d early
2019
3 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 16 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Are there other customers at risk in your own list?Debtor check How is the Day spas, saunas and steam baths sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
-€8,920▲ 14.3%
2023 · -€10,404
Total assets
€15,832▼ 54.1%
2023 · €34,526
Net result
€1,484▼ 94.9%
2023 · €29,149
Working capital
-€9,967▲ 14.9%
2023 · -€11,706
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€29,949▲ 50.0%€43,934▲ 46.7%€76,979▲ 75.2%€28,155▼ 63.4%€1,832▼ 93.5%
Net result€29,740▲ 50.4%€43,768▲ 47.2%€76,631▲ 75.1%€29,149▼ 62.0%€1,484▼ 94.9%
Equity-€159,952▲ 15.7%-€116,184▲ 27.4%-€39,553▲ 66.0%-€10,404▲ 73.7%-€8,920▲ 14.3%
Total assets€12,380▲ 62.0%€6,065▼ 51.0%€27,885▲ 360%€34,526▲ 23.8%€15,832▼ 54.1%
Debt€172,332▼ 12.7%€122,250▼ 29.1%€67,438▼ 44.8%€44,930▼ 33.4%€24,752▼ 44.9%
Working capital-€60,270▲ 33.1%-€116,597▼ 93.5%-€61,862▲ 46.9%-€11,706▲ 81.1%-€9,967▲ 14.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 93% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €15,832
Fixed assets
€1,047 ▼ 19.6%
Current assets
€14,785 ▼ 55.5%
Key figures and ratios
EBITDA
€2,158▼
2023 · €28,187
Cash flow
€1,810▼
2023 · €29,181
Solvency
-56.3%▼
2023 · -30.1%
Current ratio
0.60▼
2023 · 0.74
Debt to equity
-2.77▲
2023 · -4.32
ROA
9.4%▼
2023 · 84.4%
Interest coverage
6.15▼
2023 · 122.02
Debt ≤ 1 year
€24,752▼
2023 · €44,930
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €124 | €32 | €326 | ▲ 919% |
| Other operating charges640/8 | - | - | €2,921 | €405 | €2,313 | ▲ 471% |
| Non-recurring operating charges66A | - | - | - | €4,489 | €0 | ▼ 100% |
| Gross operating margin9900 | €30,723 | €44,146 | €80,024 | €33,081 | €4,471 | ▼ 86.5% |
| Operating profit (loss)9901 | €29,949 | €43,934 | €76,979 | €28,155 | €1,832 | ▼ 93.5% |
| Financial income75/76B | - | - | €95 | €1,225 | €3 | ▼ 99.8% |
| Recurring financial income75 | - | - | €95 | €1,225 | €3 | ▼ 99.8% |
| Financial charges65/66B | - | - | €443 | €231 | €351 | ▲ 51.9% |
| Recurring financial charges65 | €209 | €166 | €443 | €231 | €351 | ▲ 51.9% |
| Profit (loss) for the period before taxes9903 | €29,740 | €43,768 | €76,631 | €29,149 | €1,484 | ▼ 94.9% |
| Profit (loss) for the period9904 | €29,740 | €43,768 | €76,631 | €29,149 | €1,484 | ▼ 94.9% |
| Profit (loss) for the period to be appropriated9905 | €29,740 | €43,768 | €76,631 | €29,149 | €1,484 | ▼ 94.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €12,380 | €6,065 | €27,885 | €34,526 | €15,832 | ▼ 54.1% |
| Fixed assets21/28 | €413 | €413 | €22,309 | €1,302 | €1,047 | ▼ 19.6% |
| Intangible fixed assets21 | - | - | €21,896 | - | - | - |
| Tangible fixed assets22/27 | - | - | - | €889 | €1,047 | ▲ 17.8% |
| Furniture and vehicles24 | - | - | - | €889 | €1,047 | ▲ 17.8% |
| Financial fixed assets28 | €413 | €413 | €413 | €413 | €0 | ▼ 100% |
| Current assets29/58 | €11,967 | €5,653 | €5,576 | €33,224 | €14,785 | ▼ 55.5% |
| Amounts receivable after more than one year29 | - | - | - | - | €0 | - |
| Trade receivables290 | - | - | - | - | €0 | - |
| Other amounts receivable291 | - | - | - | - | €0 | - |
| Amounts receivable within one year40/41 | €9,906 | €5,566 | €5,566 | €32,249 | €13,510 | ▼ 58.1% |
| Trade receivables40 | - | - | €5,566 | €11,398 | €8,174 | ▼ 28.3% |
| Other amounts receivable41 | - | - | - | €20,851 | €5,336 | ▼ 74.4% |
| Cash at bank and in hand54/58 | €2,061 | €87 | €10 | €112 | €1,275 | ▲ 1,038% |
| Deferred charges and accrued income490/1 | - | - | - | €863 | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €12,380 | €6,065 | €27,885 | €34,526 | €15,832 | ▼ 54.1% |
| Equity10/15 | -€159,952 | -€116,184 | -€39,553 | -€10,404 | -€8,920 | ▲ 14.3% |
| Contributions10/11 | - | - | €18,600 | €18,600 | €18,600 | = |
| Outside capital11 | - | - | - | €18,600 | €18,600 | = |
| Other1109/19 | - | - | - | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | -€178,552 | -€134,784 | -€58,153 | -€29,004 | -€27,520 | ▲ 5.1% |
| Amounts payable17/49 | €172,332 | €122,250 | €67,438 | €44,930 | €24,752 | ▼ 44.9% |
| Amounts payable after more than one year17 | €100,095 | - | - | - | - | - |
| Amounts payable within one year42/48 | €72,237 | €122,250 | €67,438 | €44,930 | €24,752 | ▼ 44.9% |
| Trade debts44 | €14,994 | €16,040 | €31,267 | €14,007 | €17,433 | ▲ 24.5% |
| Suppliers440/4 | - | - | €31,267 | €14,007 | €17,433 | ▲ 24.5% |
| Taxes, remuneration and social security45 | - | - | €13,088 | €8,220 | €7,319 | ▼ 11.0% |
| Taxes450/3 | - | - | €13,088 | €8,220 | €7,319 | ▼ 11.0% |
| Other amounts payable47/48 | - | - | €23,083 | €22,703 | €0 | ▼ 100% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €29,740 | €43,768 | €76,631 | €29,149 | €1,484 | ▼ 94.9% |
| + Depreciation and write-downs630 | - | - | €124 | €32 | €326 | ▲ 919% |
| Operating cash flow (approximation) | €29,740 | €43,768 | €76,755 | €29,181 | €1,810 | ▼ 93.8% |
| Investment in fixed assets (approximation) | - | €0 | -€22,020 | €20,975 | -€71 | ▼ 100% |
| Change in cash | - | -€1,974 | -€77 | €102 | €1,163 | ▲ 1,042% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
05-11
Bankruptcy
Opening
Tribunal de l’entreprise de Liège, division Namur · event 26-09-2024
23-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €1,484 ▼94.9%
Net result drops to €1,484, the lowest in the series.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
04-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
31-03
Financial
Highest result since 2019net €76,631 ▲75.1%
Operating result €76,979, net result €76,631, both a record.
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
06-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
07-06
Bankruptcy
Bankruptcy reversal
Tribunal de commerce de Liège, division Namur
2017
15-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 15 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2015
26-11
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 26 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2012
Ground area
668 m²
Building footprint
170 m²
Volume, LiDAR
1,418 m³
Parcel 92067A0610/00C000, Wallonia · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ABSOLUTE
since 20122.213.762.011
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92067A0610/00C000 | Wallonia | 668 m² | 1 · 170 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | DAMIEN PHILIPPOT RUE PHOCAS LEJEUNE, 8,
5032 05 LES ISNES |
26-09-2024 → present |
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 6,709 companies in sector 96230 we hold annual accounts for 628. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded14-09-2012
Fiscal year end31-03
Activities, NACEBEL 2025
96230Day spas, saunas and steam baths
47750Retail sale of cosmetics and toilet articles
96220Beauty care and other beauty treatments
Contact
E-mail
audreymoreaux@hotmail.fr
Phone
0485/59 62 43
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.