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Teodilo

Active
Private limited companyfounded 201214 yrs activeWaversesteenweg 7, 2500 Lier, BelgiumKBO/BCE: BE 0842.915.944
Summary

Teodilo has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28,507 and a net result of €9,887. Its solvency ranks better than 16% of 16666 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes
Profitability75
Solvency38
Growth-
Track record85
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity short (current ratio 0.06; short-term debt: 19.3% and cash: 0.6% of total assets), and 86.5% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 14 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
13.5%
Return on assets
4.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 16666 sector peers (2025).
NBB · sector comparison
Position among 16666 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
55 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 1 January 2012, Teodilo was incorporated.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€28,507
Total assets
€211,588
Net result
€9,887
Working capital
-€38,330

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €211,588
Fixed assets €209,145
Current assets €2,442
Equity and liabilities €211,588
Equity €28,507
Debt €183,080
Debt finances 86.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€42,196
Cash flow
€32,869
Current ratio
0.06
Debt to equity
6.42
ROE
34.7%
ROA
4.7%
Interest coverage
9.72
Debt ≤ 1 year
€40,773
Debt > 1 year
€142,308
Income taxes
€4,985
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 45 lines
Balance sheet Code2025
Assets
Total assets20/58€211,588
Fixed assets21/28€209,145
Intangible fixed assets21€1,743
Tangible fixed assets22/27€207,152
Land and buildings22€173,368
Plant, machinery and equipment23€0
Furniture and vehicles24€33,784
Financial fixed assets28€250
Current assets29/58€2,442
Amounts receivable within one year40/41€177
Trade receivables40€163
Other amounts receivable41€14
Cash at bank and in hand54/58€1,362
Deferred charges and accrued income490/1€904
Equity and liabilities
Total equity and liabilities10/49€211,588
Equity10/15€28,507
Contributions10/11€150
Reserves13€28,357
Distributable reserves133€28,357
Amounts payable17/49€183,080
Amounts payable after more than one year17€142,308
Financial debts170/4€142,308
Amounts payable within one year42/48€40,773
Current portion of amounts payable after more than one year42€18,983
Trade debts44€12,930
Suppliers440/4€12,930
Taxes, remuneration and social security45€2,381
Taxes450/3€2,381
Other amounts payable47/48€6,479
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22,982
Other operating charges640/8€646
Non-recurring operating charges66A€224
Gross operating margin9900€43,065
Operating profit (loss)9901€19,214
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€4,342
Recurring financial charges65€4,342
Profit (loss) for the period before taxes9903€14,872
Income taxes67/77€4,985
Profit (loss) for the period9904€9,887
Profit (loss) for the period to be appropriated9905€9,887
Appropriation of the result
Profit (loss) to be appropriated9906€9,887
Transfer to equity691/2€9,887
To other reserves6921€9,887

The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22,982
Other operating charges640/8€646
Non-recurring operating charges66A€224
Gross operating margin9900€43,065
Operating profit (loss)9901€19,214
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€4,342
Recurring financial charges65€4,342
Profit (loss) for the period before taxes9903€14,872
Income taxes67/77€4,985
Profit (loss) for the period9904€9,887
Profit (loss) for the period to be appropriated9905€9,887
Line2025
Assets
Total assets20/58€211,588
Fixed assets21/28€209,145
Intangible fixed assets21€1,743
Tangible fixed assets22/27€207,152
Land and buildings22€173,368
Plant, machinery and equipment23€0
Furniture and vehicles24€33,784
Financial fixed assets28€250
Current assets29/58€2,442
Amounts receivable within one year40/41€177
Trade receivables40€163
Other amounts receivable41€14
Cash at bank and in hand54/58€1,362
Deferred charges and accrued income490/1€904
Equity and liabilities
Total equity and liabilities10/49€211,588
Equity10/15€28,507
Contributions10/11€150
Reserves13€28,357
Distributable reserves133€28,357
Amounts payable17/49€183,080
Amounts payable after more than one year17€142,308
Financial debts170/4€142,308
Amounts payable within one year42/48€40,773
Current portion of amounts payable after more than one year42€18,983
Trade debts44€12,930
Suppliers440/4€12,930
Taxes, remuneration and social security45€2,381
Taxes450/3€2,381
Other amounts payable47/48€6,479
Line2025
Profit (loss) for the period9904€9,887
+ Depreciation and write-downs630€22,982
Operating cash flow (approximation)€32,869

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
24-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 55 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2012
seat establishment The establishment unit on the map
Ground area
3,704 m²
Building footprint
284 m²
Volume, LiDAR
3,430 m³
2 parcels, Flanders · tallest building 15.9 m, ±5 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Anton Bergmannlaan 7, 2500 Lier
Human health activities
since 20122.212.455.776
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12021G0047/00N002 Flanders 3,466 m² 1 · 213 m² 15.9 m · 5 fl.
12393D0051/00P000 Flanders 237 m² 1 · 71 m² 11.3 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,696 companies in sector 86951 we hold annual accounts for 2,143. 1,923 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded01-01-2012
Fiscal year end31-12
Activities, NACEBEL 2025
86951Physiotherapy

Scores and ratios are computed by Checked and are not a credit decision.