TENSIS
ActiveSummary
TENSIS has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43,980 and a net result of -€1,636. Equity is shrinking by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 52% of 11502 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability17▼-2
Solvency70▲+10
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 1.8 against 1.53 in 2024; short-term debt: 55.5% and cash: 37% of total assets), but 55.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.5%
Return on assets
-1.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
2 d early
2024
29 d early
2023
2 d early
2022
34 d early
2021
26 d early
2020
37 d early
2019
46 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€1,636▼ 1,182%
2024 · -€128
Working capital
€43,980▼ 2.9%
2024 · €45,299
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€17,427€162,119-€4,188-€1,252▲ 70.1%-€1,839▼ 46.8%
Net result-€17,478below the sector's middle half€123,984within the sector's middle half-€4,289within the sector's middle half-€128within the sector's middle half▲ 97.0%-€1,636within the sector's middle half▼ 1,182%
Equity€43,696below the sector's middle half▼ 28.6%€67,680below the sector's middle half▲ 54.9%€45,744within the sector's middle half▼ 32.4%€45,616within the sector's middle half▼ 0.3%€43,980within the sector's middle half▼ 3.6%
Total assets€49,570below the sector's middle half▼ 86.1%€168,062below the sector's middle half▲ 239%€149,556within the sector's middle half▼ 11.0%€130,446within the sector's middle half▼ 12.8%€98,772within the sector's middle half▼ 24.3%
Debt€5,873▼ 98.0%€100,382▲ 1,609%€103,812▲ 3.4%€84,829▼ 18.3%€54,792▼ 35.4%
Working capital€43,696below the sector's middle half▼ 28.6%€66,618below the sector's middle half▲ 52.5%€45,054within the sector's middle half▼ 32.4%€45,299within the sector's middle half▲ 0.5%€43,980within the sector's middle half▼ 2.9%
Solvency88.2%above the sector's middle half▲ 71.0pp40.3%within the sector's middle half▼ 47.9pp30.6%within the sector's middle half▼ 9.7pp35.0%within the sector's middle half▲ 4.4pp44.5%within the sector's middle half▲ 9.6pp
Current ratio8.44above the sector's middle half▲ 7.231.66within the sector's middle half▼ 6.781.43within the sector's middle half▼ 0.231.53within the sector's middle half▲ 0.101.80within the sector's middle half▲ 0.27
Return on assets (ROA)-35.3%below the sector's middle half▼ 73.2pp73.8%above the sector's middle half▲ 109.0pp-2.9%within the sector's middle half▼ 76.6pp-0.1%within the sector's middle half▲ 2.8pp-1.7%within the sector's middle half▼ 1.6pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1,839 in 2025 against €1,252 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €98,772
Equity
€43,980 ▼ 3.6%
Debt
€54,792 ▼ 35.4%
Debt's share of the balance-sheet total falls from 65.0% to 55.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€1,522▼
2024 · -€880
Cash flow
-€1,319▼
2024 · €245
Debt to equity
1.25▼
2024 · 1.86
ROE
-3.7%▼
2024 · -0.3%
Interest coverage
-33.82▼
2024 · -10.55
Debt ≤ 1 year
€54,792▼
2024 · €84,829
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,915 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 91% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a small loss
1.1%
went bankrupt
7.8%
stopped otherwise
91%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,915 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €1,367 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €55 | €372 | €372 | €317 | ▼ 14.8% |
| Other operating charges640/8 | €348 | €513 | €731 | €387 | €400 | ▲ 3.2% |
| Gross operating margin9900 | -€17,080 | €164,054 | -€3,085 | -€493 | -€1,122 | ▼ 128% |
| Operating profit (loss)9901 | -€17,427 | €162,119 | -€4,188 | -€1,252 | -€1,839 | ▼ 46.8% |
| Financial income75/76B | - | €99 | €7 | €1,208 | €248 | ▼ 79.5% |
| Recurring financial income75 | - | €99 | €7 | €1,208 | €248 | ▼ 79.5% |
| Financial charges65/66B | €51 | €722 | €108 | €83 | €45 | ▼ 46.0% |
| Recurring financial charges65 | €51 | €722 | €108 | €83 | €45 | ▼ 46.0% |
| Profit (loss) for the period before taxes9903 | -€17,478 | €161,496 | -€4,289 | -€128 | -€1,636 | ▼ 1,182% |
| Income taxes67/77 | - | €37,512 | - | - | - | - |
| Profit (loss) for the period9904 | -€17,478 | €123,984 | -€4,289 | -€128 | -€1,636 | ▼ 1,182% |
| Profit (loss) for the period to be appropriated9905 | -€17,478 | €123,984 | -€4,289 | -€128 | -€1,636 | ▼ 1,182% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €49,570 | €168,062 | €149,556 | €130,446 | €98,772 | ▼ 24.3% |
| Fixed assets21/28 | - | €1,062 | €690 | €317 | - | - |
| Intangible fixed assets21 | - | €1,062 | €690 | €317 | - | - |
| Current assets29/58 | €49,570 | €167,000 | €148,866 | €130,128 | €98,772 | ▼ 24.1% |
| Amounts receivable within one year40/41 | €5,228 | €1,601 | €887 | €31,852 | €62,073 | ▲ 94.9% |
| Other amounts receivable41 | €5,228 | €1,601 | €887 | €31,852 | €62,073 | ▲ 94.9% |
| Cash at bank and in hand54/58 | €44,342 | €165,399 | €147,980 | €97,909 | €36,569 | ▼ 62.7% |
| Deferred charges and accrued income490/1 | - | - | - | €367 | €131 | ▼ 64.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €49,570 | €168,062 | €149,556 | €130,446 | €98,772 | ▼ 24.3% |
| Equity10/15 | €43,696 | €67,680 | €45,744 | €45,616 | €43,980 | ▼ 3.6% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | - | - | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €23,236 | €47,220 | €25,284 | €25,156 | €23,520 | ▼ 6.5% |
| Amounts payable17/49 | €5,873 | €100,382 | €103,812 | €84,829 | €54,792 | ▼ 35.4% |
| Amounts payable within one year42/48 | €5,873 | €100,382 | €103,812 | €84,829 | €54,792 | ▼ 35.4% |
| Trade debts44 | - | €11 | €1,165 | €37 | - | - |
| Suppliers440/4 | - | €11 | €1,165 | €37 | - | - |
| Taxes, remuneration and social security45 | €5,521 | - | - | €164 | €164 | = |
| Taxes450/3 | €5,521 | - | - | €164 | €164 | = |
| Other amounts payable47/48 | €352 | €100,371 | €102,647 | €84,628 | €54,628 | ▼ 35.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€17,478 | €123,984 | -€4,289 | -€128 | -€1,636 | ▼ 1,182% |
| + Depreciation and write-downs630 | - | €55 | €372 | €372 | €317 | ▼ 14.8% |
| Operating cash flow (approximation) | -€17,478 | €124,039 | -€3,916 | €245 | -€1,319 | ▼ 639% |
| Investment in fixed assets (approximation) | - | - | €0 | €0 | - | - |
| Change in cash | - | €121,057 | -€17,419 | -€50,071 | -€61,341 | ▼ 22.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €123,984
Net result €123,984 after one loss-making year.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet -€17,478
Net result drops to -€17,478, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 7current ratio 8.44
Current ratio from 1.21 to 8.44; short-term debt falls from €294,867 to €5,873.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Highest result since 2018net €135,089 ▲0.7%
Net result €135,089, the highest in the series.
15-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 46 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 2.42
Current ratio from 1.21 to 2.42.
Show earlier events
31-12
Financial
Equity above €150,000Eq €161,380 ▲992%
2 profitable years in a row build equity to €161,380.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2016
Ground area
3,089 m²
Building footprint
1,203 m²
Parcel 92253D0235/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
TENSIS
since 20162.252.907.746
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92253D0235/00F000 | Wallonia | 3,089 m² | 1 · 1,203 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,244 companies in sector 46643 we hold annual accounts for 955. 441 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-03-2016
Fiscal year end31-12
Activities, NACEBEL 2025
46643Wholesale of electrical equipment, including installation materials
Contact
Website
www.tensis.beGembloux
E-mail
info@tensis.beGembloux
Phone
0472/551196Gembloux
Phone
0475374481Gembloux
E-invoicing
Reachable via Peppol
Peppol ID
0208:0649926130
Registered
05-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.