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TENDANCES ET MARCHES

Active
Private limited companyfounded 1989active for 37 yearsQuai Mativa 60, 4020 Liège, BelgiumKBO/BCE: BE 0437.702.897
Summary

TENDANCES ET MARCHES has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €188,967 and a net result of €1,518. Equity has been stable since 2018 (±0.3% per year). Its solvency ranks better than 65% of 17,119 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 15-06-1989 Normal situation
Activity
Renting and operating of own or leased residential real estate, excluding social housing NACE 68201
Establishment unit
2.044.593.912 4020 Liège, since 31-08-1989
Financial year end
31 December
Peppol
Reachable since 29-06-2026

Board and ownership

Board

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€33,380
Turnover
≈ €54,000
estimated
Profit
€1,518
Equity
€188,967
▲ 0.8%
Total assets
€383,259
▼ 6.8%
Filed on 30-07-2026, 1 day before the deadline
Score breakdownraises riskLiquidity: current ratio 0.03, cash €285, halved1 of the last 3 accounts latelowers riskFounded in 1989Size: total assets €383,259Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 50% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 74+3
equity 49.3% of total assets
Liquidity 38+1
short-term debt 29.1% · cash 0.1%
Profitability 69+62
return on assets 0.4%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,625 companies, NACE 68, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025lowest value 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: 0.7%▲ +0.5 percentage points vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.8%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 0.4%▼ -0.4 percentage points vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026 11-2026: 0.4%● unchanged vs 10-2026
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.03 (0.07 in 2024), below 1. Short-term debt is 29.1% and cash 0.1% of total assets. 50.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 64% of them on solvency, 31% on liquidity, 57% on profitability and 48% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.03, cash €285, halved
NBB · annual accounts
lowers risk · Founded in 1989
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 1 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €383,259
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
on the day
2023
65 days late
2022
28 days late
2021
26 days late
2020
31 days late
2019
236 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 55 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Purpose · Legal-form change · Resignations & appointmentsResignation: Jean PERINI (director) · Appointment: Jean PERINI (director)
  2. · Gazette deed Appointment: Thomas PERINI (managing director)
  3. · Gazette deed Incorporation
All 18 events

Comparable companies

These companies have the same main activity as TENDANCES ET MARCHES: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €352,000 and €416,000, founded between 1985 and 1989.

CompanyTotal assetsGross margin
TENDANCES ET MARCHES Liège€383,259€33,380
ImmoDG Plombières€375,118€33,711
IMMOBILIERE OUTRE COUR Herve€384,777€37,712
IMMOCOM Wetteren€384,020€29,562
JOLA Heusden-Zolder€352,386€35,730
C.I.C. Roland Froment La Louvière€377,322€27,869
INVESTING Kontich€416,137€40,477
Full comparison

Key facts about TENDANCES ET MARCHES

What is the company number of TENDANCES ET MARCHES?
The company number of TENDANCES ET MARCHES is 0437.702.897. The VAT number is the same number with BE in front: BE 0437.702.897.
Where is TENDANCES ET MARCHES based?
The registered office is at Quai Mativa 60, 4020 Liège.Company details
What does TENDANCES ET MARCHES do?
According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
What is the legal form of TENDANCES ET MARCHES?
The legal form of TENDANCES ET MARCHES is Private limited company (BV).
When was TENDANCES ET MARCHES founded?
TENDANCES ET MARCHES was founded on 15-06-1989.
Is TENDANCES ET MARCHES still active?
Yes, TENDANCES ET MARCHES is an active enterprise in the KBO register.
How many employees does TENDANCES ET MARCHES have?
TENDANCES ET MARCHES had an average of 1 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
What is the turnover of TENDANCES ET MARCHES?
The turnover in financial year 2025 is ≈ €54,000. This figure is estimated from the gross margin of €33,380 and 51 comparable companies (NACE 682). It probably lies between €41,000 and €79,000.
Is TENDANCES ET MARCHES profitable?
In financial year 2025, TENDANCES ET MARCHES made a profit of €1,518.
Where can I find the annual accounts of TENDANCES ET MARCHES?
TENDANCES ET MARCHES filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TENDANCES ET MARCHES due?
TENDANCES ET MARCHES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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