TENDANCE PEINTURE
ActiveThe computed 12-month bankruptcy probability of TENDANCE PEINTURE is 2.3% (moderate). The 2024 annual accounts show equity of €24k and a net result of €24k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 28% of 9981 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability94▲+94
Solvency46▼-54
Growth52▲+30
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.26; short-term debt: 78.8% and cash: 49.8% of total assets), and 78.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
21.2%
Return on assets
20.6%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
21222324
2021 to 2024 · latest year €24k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-10-2025, 68 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
68 d late
2023
131 d late
2022
39 d late
2021
33 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€15▼ 94.2%
2022 · €264
2021: €61k
2022: €264
2021 → 2023
EBIT margin
-423.9%▼ 85.2pp
2022 · -338.7%
2021: 0.9%
2022: -338.7%
2021 → 2023
Net result
€24k
2023 · €-236
2021: €389
2022: €-942
2023: €-236
2021 → 2024
Working capital
€23k▲ 3,188%
2023 · €711
2021: €2k
2022: €947
2023: €711
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Turnover€61k-€264▼ 99.6%€15▼ 94.2%
Equity€2k-€947▼ 49.9%€711▼ 24.9%€24k▲ 3,311%
Operating result€519-€-896€-65▲ 92.8%€30k
Net result€389-€-942€-236▲ 74.9%€24k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €30k after a loss of €65 in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €114k
Fixed assets
€881
Current assets
€114k
Equity and liabilities €114k
Equity
€24k▲ 3,311%
Debt
€90k▲ 46,352%
The debt ratio rises from 21.5% to 78.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€30k
Cash flow
€24k
Solvency
21.2%
Current ratio
1.26
Quick ratio
1.26
Debt / equity
3.72
ROE
97.1%
ROA
20.6%
Interest coverage
110.01
Debt
€90k▲
2023 · €194
Debt ≤ 1 year
€90k▲
2023 · €194
Income taxes
€6k▲
2023 · €172
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€905€114k▲
Fixed assets21/28-€881
Tangible fixed assets22/27-€881
Furniture and vehicles24-€881
Current assets29/58€905€114k▲
Amounts receivable within one year40/41€763€57k▲
Trade receivables40-€53k
Other amounts receivable41€763€3k▲
Cash at bank and in hand54/58€142€57k▲
Equity and liabilities
Total equity and liabilities10/49€905€114k▲
Equity10/15€711€24k▲
Contributions10/11€2k€2k=
Outside capital11€2k-
Other1109/19€2k-
Profit (loss) carried forward14€-789€23k▲
Amounts payable17/49€194€90k▲
Amounts payable within one year42/48€194€90k▲
Trade debts44€97€84k▲
Suppliers440/4€97€84k▲
Taxes, remuneration and social security45€97€6k▲
Taxes450/3€97€6k▲
Income statement
Code20232024
Turnover70€15-
Goods, raw materials, services and sundry goods60/61€80-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€440
Other operating charges640/8-€727
Gross operating margin9900€-65€31k▲
Operating profit (loss)9901€-65€30k▲
Financial income75/76B-€61
Recurring financial income75-€61
Financial charges65/66B-€273
Recurring financial charges65-€273
Profit (loss) for the period before taxes9903€-65€29k▲
Income taxes67/77€172€6k▲
Profit (loss) for the period9904€-236€24k▲
Profit (loss) for the period to be appropriated9905€-236€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-789€23k▲
Profit (loss) brought forward from the previous period14P€-553€-789▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
07-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 68 days late
2024
31-12
Financial
Back to profitnet €24k
Net result €24k after 2 loss-making years.
09-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 131 days late
2023
08-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 39 days late
2022
31-12
Financial
Weakest financial yearnet €-942 ▼342%
Net result drops to €-942, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 10current ratio 10.73
Current ratio from 1.04 to 10.73; short-term debt falls from €50k to €97.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
04-02-2026
SCHIPOR Constantin: Resigned as Director
01-11-2023
RASCU Laurentiu: Resigned as Director
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Z. 3 Doornveld 1501731 AsseGround area
1,283 m²
Building footprint
1,283 m²
Volume, LiDAR
7,301 m³
Parcel 23095B0028/00F002, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TENDANCE PEINTURE
since 20202.306.461.545
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23095B0028/00F002 | Flanders | 1,283 m² | 1 · 1,283 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
34 connected companiesNetwork connections
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Similar companies · same sector, comparable size
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BE 0700.867.362
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DENA POWER
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OKOBAT
BE 0673.992.622
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V-GRO
BE 0789.615.533
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Sanitus
BE 0738.688.058
Beerse · Eq €24k
Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 12,008 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-09-2020
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43110Demolition
43230Insulation installation
43291Specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.