TEN VELDE
ActiveTEN VELDE has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81k and a net result of €44k. Equity is growing by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 60% of 1300 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+26
Solvency56▲+18
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.16 against 0.73 in 2024; short-term debt: 16.1% and cash: 17.2% of total assets), and 68.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.4%
Return on assets
17%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
31 d early
2024
7 d early
2023
on the day
2022
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€81k▲ 117%
2024 · €37k
2022: €50k
2023: €49k
2024: €37k
2022 → 2025
Total assets
€257k▼ 9.1%
2024 · €283k
2022: €208k
2023: €283k
2024: €283k
2022 → 2025
Net result
€44k
2024 · €-12k
2022: €-279
2023: €-947
2024: €-12k
2022 → 2025
Working capital
€7k
2024 · €-10k
2022: €62k
2023: €70k
2024: €-10k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€50k-€49k▼ 1.9%€37k▼ 23.8%€81k▲ 117%
Operating result€786-€-683€-10k▼ 1,434%€48k
Net result€-279-€-947▼ 240%€-12k▼ 1,125%€44k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €48k after a loss of €10k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €257k
Fixed assets
€209k▼ 18.0%
Current assets
€48k▲ 71.1%
Equity and liabilities €257k
Equity
€81k▲ 117%
Debt
€176k▼ 28.3%
The debt ratio falls from 86.8% to 68.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€63k▲
2024 · €11k
Cash flow
€59k▲
2024 · €10k
Solvency
31.4%▲
2024 · 13.2%
Current ratio
1.16▲
2024 · 0.73
Quick ratio
1.16▲
2024 · 0.73
Debt / equity
2.18▼
2024 · 6.60
ROE
54.0%▲
2024 · -31.2%
ROA
17.0%▲
2024 · -4.1%
Interest coverage
63.44▲
2024 · 10.86
Debt
€176k▼
2024 · €246k
Debt ≤ 1 year
€41k▲
2024 · €39k
Debt > 1 year
€135k▼
2024 · €207k
Income taxes
€3k▲
2024 · €128
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€283k€257k▼
Fixed assets21/28€255k€209k▼
Tangible fixed assets22/27€255k€209k▼
Land and buildings22€204k€194k▼
Plant, machinery and equipment23€2k€4k▲
Furniture and vehicles24€48k€10k▼
Current assets29/58€28k€48k▲
Amounts receivable within one year40/41€20k€4k▼
Trade receivables40€6k€4k▼
Other amounts receivable41€14k-
Cash at bank and in hand54/58€9k€44k▲
Equity and liabilities
Total equity and liabilities10/49€283k€257k▼
Equity10/15€37k€81k▲
Contributions10/11€50k€50k=
Reserves13-€31k
Distributable reserves133-€31k
Profit (loss) carried forward14€-13k-
Amounts payable17/49€246k€176k▼
Amounts payable after more than one year17€207k€135k▼
Financial debts170/4€207k€135k▼
Amounts payable within one year42/48€39k€41k▲
Current portion of amounts payable after more than one year42-€5k
Trade debts44€13k€6k▼
Suppliers440/4€13k€6k▼
Taxes, remuneration and social security45€15k€15k▼
Taxes450/3€15k€15k▼
Other amounts payable47/48€11k€16k▲
Accrued charges and deferred income492/3€345-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€15k▼
Other operating charges640/8€578€1k▲
Gross operating margin9900€12k€64k▲
Operating profit (loss)9901€-10k€48k▲
Financial income75/76B€38€15▼
Recurring financial income75€38€15▼
Financial charges65/66B€1k€990▼
Recurring financial charges65€1k€990▼
Profit (loss) for the period before taxes9903€-11k€47k▲
Income taxes67/77€128€3k▲
Profit (loss) for the period9904€-12k€44k▲
Profit (loss) for the period to be appropriated9905€-12k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€31k▲
Profit (loss) brought forward from the previous period14P€-1k€-13k▼
Transfer to equity691/2-€31k
To other reserves6921-€31k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €44k
Net result €44k after 3 loss-making years.
23-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hombroekstraat 193730 Bilzen-HoeseltGround area
9,461 m²
Building footprint
474 m²
Volume, LiDAR
2,356 m³
Parcel 73032D0615/00A000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TEN VELDE
since 20202.310.769.137
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73032D0615/00A000 | Flanders | 9,461 m² | 1 · 474 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BOUZIE
BE 0842.764.110
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HOGE DIJKEN
BE 0438.603.415
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Adelaar
BE 0536.215.307
Beringen · Eq €82k
Kasteel Starrenhof
BE 0767.977.605
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EDEN OOST
BE 0824.253.342
Oostende · Eq €82k
Of 2,395 companies in sector 55100 we hold annual accounts for 1,517. 1,013 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2020
Fiscal year end30-09
Activities, NACEBEL
55100Hotels and similar accommodation
55203Holiday cottages, homes and apartments
82100Office administrative and support services
82110Office administrative, office support and other business support activities
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.