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TEN-CONSULTING

Active
Private limited company (pre-2019)founded 201312 yrs activeParkietenlaan(Kor) 16, 8500 Kortrijk, BelgiumKBO/BCE: BE 0543.562.066

TEN-CONSULTING has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €476k and a net result of €33k. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 71% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
81 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+4
Solvency98▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 3.89 against 3.54 in 2024; short-term debt: 25.7% and cash: 12% of total assets), and 26.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
73.1%
Return on assets
5.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 12 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
22 d early
2024
35 d early
2023
44 d early
2022
49 d early
2021
45 d early
2020
30 d early
2019
21 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€476k▲ 7.5%
2024 · €443k
2018: €236k 2019: €236k 2020: €327k 2021: €367k 2022: €396k 2023: €417k 2024: €443k
2018 → 2025
Total assets
€651k▲ 6.6%
2024 · €611k
2018: €291k 2019: €271k 2020: €477k 2021: €530k 2022: €551k 2023: €573k 2024: €611k
2018 → 2025
Net result
€33k▲ 30.5%
2024 · €26k
2018: €52k 2019: €403 2020: €91k 2021: €40k 2022: €29k 2023: €21k 2024: €26k
2018 → 2025
Working capital
€484k▲ 13.3%
2024 · €427k
2018: €235k 2019: €236k 2020: €237k 2021: €296k 2022: €345k 2023: €392k 2024: €427k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€367k-€396k▲ 8.0%€417k▲ 5.3%€443k▲ 6.1%€476k▲ 7.5%
Operating result€63k-€52k▼ 17.5%€42k▼ 18.4%€50k▲ 18.0%€53k▲ 6.0%
Net result€40k-€29k▼ 26.3%€21k▼ 28.4%€26k▲ 21.5%€33k▲ 30.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2021: €63k€63kNet result 2021: €40k€40kOperating result 2022: €52k€52kNet result 2022: €29k€29kOperating result 2023: €42k€42kNet result 2023: €21k€21kOperating result 2024: €50k€50kNet result 2024: €26k€26kOperating result 2025: €53k€53kNet result 2025: €33k€33k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 6% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €651k
Fixed assets €344▼ 97.9%
Current assets €651k▲ 9.4%
Equity and liabilities €651k
Equity €476k▲ 7.5%
Debt €175k▲ 4.1%
The debt ratio falls from 27.5% to 26.9%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€69k
2024 · €67k
Cash flow
€49k
2024 · €43k
Solvency
73.1%
2024 · 72.5%
Current ratio
3.89
2024 · 3.54
Quick ratio
3.89
2024 · 3.54
Debt / equity
0.37
2024 · 0.38
ROE
7.0%
2024 · 5.8%
ROA
5.1%
2024 · 4.2%
Interest coverage
6.29
2024 · 5.64
Debt
€175k
2024 · €168k
Debt ≤ 1 year
€167k
2024 · €168k
Income taxes
€18k
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€611k€651k
Fixed assets21/28€16k€344
Tangible fixed assets22/27€16k€344
Furniture and vehicles24€16k€344
Current assets29/58€595k€651k
Amounts receivable within one year40/41€5k€22k
Trade receivables40€2k€16k
Other amounts receivable41€3k€6k
Current investments50/53€500k€551k
Cash at bank and in hand54/58€89k€78k
Equity and liabilities
Total equity and liabilities10/49€611k€651k
Equity10/15€443k€476k
Contributions10/11€19k€19k=
Reserves13€424k€458k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€422k€456k
Amounts payable17/49€168k€175k
Amounts payable within one year42/48€168k€167k
Trade debts44€283€2k
Suppliers440/4€283€2k
Taxes, remuneration and social security45€9k€8k
Taxes450/3€9k€8k
Other amounts payable47/48€159k€158k
Accrued charges and deferred income492/3€0€8k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€16k
Other operating charges640/8€2k€1k
Gross operating margin9900€69k€70k
Operating profit (loss)9901€50k€53k
Financial income75/76B€7k€10k
Recurring financial income75€7k€10k
Financial charges65/66B€12k€11k
Recurring financial charges65€12k€11k
Profit (loss) for the period before taxes9903€45k€52k
Income taxes67/77€19k€18k
Profit (loss) for the period9904€26k€33k
Profit (loss) for the period to be appropriated9905€26k€33k
Appropriation of the result
Profit (loss) to be appropriated9906€26k€33k
Transfer to equity691/2€26k€33k
To other reserves6921€26k€33k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
09-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
26-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
17-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
12-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
16-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
01-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Highest result since 2018net €91k ▲22424%
Operating result €133k, net result €91k, both a record.
10-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Weakest financial yearnet €403 ▼99.2%
Net result drops to €403, the lowest in the series; recovery starts the following year.
28-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
13-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2014
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Parkietenlaan(Kor) 168500 Kortrijk
Ground area
610 m²
Building footprint
203 m²
Volume, LiDAR
1,199 m³
Parcel 34352C0402/00Y003, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ten-Consulting BVBA
Parkietenlaan(Kor) 16, 8500 KortrijkFinancial service activities, except insurance and pension funding
since 20142.225.462.882
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34352C0402/00Y003 Flanders 610 m² 1 · 203 m² 9.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 5,929 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded23-12-2013
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
64200Holdings
64210Activities of holding companies
68321Property management for co-owned buildings (syndics)
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
E-mail:patrik.de.jonghe@telenet.be
Establishment Kortrijk 2.225.462.882
Phone:0495 62 10 98
Establishment Kortrijk 2.225.462.882