TEN CLINCKAERT
ActiveSummary
TEN CLINCKAERT has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77k and a net result of €186. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 29% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▼-1
Solvency54=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.69 against 0.69 in 2024; short-term debt: 71% and cash: 48.9% of total assets), and 71% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29%
Return on assets
0.1%
Age of the figures
12 mo
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-05-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
1 d early
2023
4 d early
2022
51 d late
2021
30 d late
2020
29 d late
2019
29 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€77k▲ 0.2%
2024 · €77k
2018: €73k
2019: €71k
2020: €76k
2021: €76k
2022: €76k
2023: €75k
2024: €77k
2018 → 2025
Total assets
€266k▼ 0.1%
2024 · €267k
2018: €446k
2019: €444k
2020: €552k
2021: €369k
2022: €265k
2023: €264k
2024: €267k
2018 → 2025
Net result
€186▼ 90.7%
2024 · €2k
2018: €5k
2019: €-2k
2020: €5k
2021: €-78
2022: €-427
2023: €-597
2024: €2k
2018 → 2025
Working capital
€-59k▲ 0.3%
2024 · €-59k
2018: €-63k
2019: €-65k
2020: €-60k
2021: €-60k
2022: €-60k
2023: €-61k
2024: €-59k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€76k-€76k▼ 0.6%€75k▼ 0.8%€77k▲ 2.7%€77k▲ 0.2%
Operating result€127-€-469€-663▼ 41.4%€2k€-597
Net result€-78-€-427▼ 447%€-597▼ 39.8%€2k€186▼ 90.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €597 after €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €266k
Fixed assets
€136k =
Current assets
€130k ▼ 0.2%
Equity and liabilities €266k
Equity
€77k ▲ 0.2%
Debt
€189k ▼ 0.2%
Debt's share of the balance-sheet total falls from 71.1% to 71.0%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
0.69=
2024 · 0.69
Debt to equity
2.45▼
2024 · 2.46
ROE
0.2%▼
2024 · 2.6%
ROA
0.1%▼
2024 · 0.8%
Debt ≤ 1 year
€189k▼
2024 · €190k
Income taxes
€-127▼
2024 · €506
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet
Code20242025
Assets
Total assets20/58€267k€266k▼
Fixed assets21/28€136k€136k=
Tangible fixed assets22/27€136k€136k=
Land and buildings22€136k€136k=
Current assets29/58€131k€130k▼
Amounts receivable within one year40/41-€104
Other amounts receivable41-€104
Cash at bank and in hand54/58€131k€130k▼
Equity and liabilities
Total equity and liabilities10/49€267k€266k▼
Equity10/15€77k€77k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€57k€57k▲
Amounts payable17/49€190k€189k▼
Amounts payable within one year42/48€190k€189k▼
Other amounts payable47/48€190k€189k▼
Income statement
Code20242025
Gross operating margin9900€2k€-597▼
Operating profit (loss)9901€2k€-597▼
Financial income75/76B€347€694▲
Recurring financial income75€347€694▲
Financial charges65/66B€43€38▼
Recurring financial charges65€43€38▼
Profit (loss) for the period before taxes9903€3k€59▼
Income taxes67/77€506€-127▼
Profit (loss) for the period9904€2k€186▼
Profit (loss) for the period to be appropriated9905€2k€186▼
Appropriation of the result
Profit (loss) to be appropriated9906€57k€57k▲
Profit (loss) brought forward from the previous period14P€55k€57k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €2k
Net result €2k after 3 loss-making years.
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 51 days late
2022
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
29-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2020
30-09
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 29 days late
2019
30-09
Financial
Weakest financial yearnet €-2k ▼138%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
30-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
28-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 153 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Luchterenstraat 89031 GentGround area
2,016 m²
Building footprint
228 m²
Volume, LiDAR
1,408 m³
Parcel 44017A0668/00B000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Luchterenstraat 8, 9031 Gent
since 19872.033.420.797
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44017A0668/00B000 | Flanders | 2,016 m² | 1 · 228 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
XEDUM
BE 0471.741.088
Beringen · Eq €77,262
Sales and Marketing Activities
BE 0461.556.583
Schoten · Eq €77,263
ALIKI
BE 0769.779.924
Gavere · Eq €77,248
INNOVENSO
BE 0755.839.440
Gent · Eq €77,241
CHRYSAETOS
BE 0782.372.405
Dendermonde · Eq €77,233
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 39,972 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-09-1987
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.