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TEMPUS FUGIT

Active
Private limited companyfounded 200916 yrs activeZandstraat(HRT) 33, 2200 Herentals, BelgiumKBO/BCE: BE 0820.110.551

TEMPUS FUGIT has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €1k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 35% of 162 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
69 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▲+51
Solvency51▼-24
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 60
Relative position
BE, all sectors
reference
Sector 60
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 16 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
8 d early
2024
1 d early
2023
7 d early
2022
20 d early
2021
58 d late
2020
9 d early
2019
80 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€6k▲ 27.4%
2024 · €5k
2018: €4k 2019: €3k 2020: €12k 2021: €20k 2022: €6k 2023: €7k 2024: €5k
2018 → 2025
Total assets
€24k▲ 144%
2024 · €10k
2018: €72k 2019: €73k 2020: €74k 2021: €83k 2022: €13k 2023: €13k 2024: €10k
2018 → 2025
Net result
€1k
2024 · €-2k
2018: €6k 2019: €-2k 2020: €9k 2021: €8k 2022: €-13k 2023: €183 2024: €-2k
2018 → 2025
Working capital
€18k▲ 271%
2024 · €5k
2018: €622 2019: €-7k 2020: €4k 2021: €15k 2022: €6k 2023: €7k 2024: €5k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€20k-€6k▼ 67.5%€7k▲ 2.8%€5k▼ 26.8%€6k▲ 27.4%
Operating result€11k-€-20k€905€-1k€2k
Net result€8k-€-13k€183€-2k€1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-30k€-20k€-10k€0€10kOperating result 2021: €11k€11kNet result 2021: €8k€8kOperating result 2022: €-20k€-20kNet result 2022: €-13k€-13kOperating result 2023: €905€905Net result 2023: €183€183Operating result 2024: €-1k€-1kNet result 2024: €-2k€-2kOperating result 2025: €2k€2kNet result 2025: €1k€1k20212022202320242025
The operating result returns to profit in 2025: €2k after a loss of €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €24k
Equity €6k▲ 27.4%
Debt €18k▲ 260%
The debt ratio rises from 50.2% to 74.0%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Solvency
26.0%
2024 · 49.8%
Current ratio
4.12
2024 · 1.99
Quick ratio
4.12
2024 · 1.99
Debt / equity
2.85
2024 · 1.01
ROE
21.5%
2024 · -36.7%
ROA
5.6%
2024 · -18.3%
Debt
€18k
2024 · €5k
Debt ≤ 1 year
€6k
2024 · €5k
Debt > 1 year
€12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€10k€24k
Current assets29/58€10k€24k
Amounts receivable within one year40/41€6k€16k
Trade receivables40€4k€8k
Other amounts receivable41€2k€9k
Cash at bank and in hand54/58€3k€7k
Deferred charges and accrued income490/1€826€600
Equity and liabilities
Total equity and liabilities10/49€10k€24k
Equity10/15€5k€6k
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-3k€-2k
Amounts payable17/49€5k€18k
Amounts payable after more than one year17-€12k
Financial debts170/4-€12k
Amounts payable within one year42/48€5k€6k
Trade debts44€828€1k
Suppliers440/4€828€1k
Taxes, remuneration and social security45€2k€3k
Taxes450/3-€3k
Remuneration and social security454/9€2k€0
Other amounts payable47/48€2k€1k
Income statement Code20242025
Non-recurring operating income76A€6k€0
Other operating charges640/8€1k€2k
Gross operating margin9900€23€4k
Operating profit (loss)9901€-1k€2k
Financial income75/76B€60€24
Recurring financial income75€60€24
Financial charges65/66B€425€1k
Recurring financial charges65€425€1k
Profit (loss) for the period before taxes9903€-2k€1k
Profit (loss) for the period9904€-2k€1k
Profit (loss) for the period to be appropriated9905€-2k€1k
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-2k
Profit (loss) brought forward from the previous period14P€-1k€-3k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
23-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €1k
Net result €1k after one loss-making year.
31-12
Financial Liquidity doublescurrent ratio 4.12
Current ratio from 1.99 to 4.12.
30-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
24-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Back to profitnet €183
Net result €183 after one loss-making year.
11-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Weakest financial yearnet €-13k ▼261%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
27-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 58 days late
2021
22-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €9k
Net result €9k after one loss-making year.
19-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 80 days late
2019
29-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-10
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 91 days late
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2009
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Zandstraat(HRT) 332200 Herentals
Ground area
1.3 ha
Building footprint
739 m²
Volume, LiDAR
5,050 m³
2 parcels, Flanders · tallest building 14.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Tempus Fugit
Kruineikenplein(HRT) 10, 2200 HerentalsAdvertising agencies
since 20092.182.757.346
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13302C0274/00D000 Flanders 1.2 ha 1 · 180 m² 14.8 m · 4 fl.
13011F0340/00T000 Flanders 559 m² 1 · 559 m² 11.6 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 to 2024 · 2 entries · 1,022 EUR awarded · 1,022 EUR paid
Year Entries awardedpaid
2024 1 852 EUR852 EUR
2023 1 170 EUR170 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
2 entries · 1,022 EUR · 1,022 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 719 companies in sector 60310 we hold annual accounts for 157. 59 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded26-10-2009
Fiscal year end31-12
Activities, NACEBEL
60310News agency activities
63910Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.